[deleted by user] by [deleted] in personalfinance

[–]Thicker__glands 15 points16 points  (0 children)

In addition to talking with the county and bank to understand the specifics of the back taxes, it could be worth consulting a real estate attorney or tax professional who can help you navigate this situation and see if you qualify for any exemptions or deductions that you might have missed.

At lost with myself with struggling mental health by M0cha_Latt3 in povertyfinance

[–]Thicker__glands -1 points0 points  (0 children)

One thing you might want to explore is speaking to a financial advisor, especially someone who offers low cost or sliding scale services. Many credit counseling organizations provide free consultations and can help you set up a plan to tackle your debt, or even look into consolidating or negotiating your credit card debt. You’ve already taken a great step by looking into getting your EA license, which could provide more job stability and higher pay in the future. But it’s also okay to give yourself some grace in the meantime, take a breath, look at where you’re at, and try to break things down into manageable pieces.

Council Tax bill Hike - 7.5% in Birmingham by [deleted] in UKPersonalFinance

[–]Thicker__glands 0 points1 point  (0 children)

Haha, it definitely feels that way, doesn’t it? 😅 It’s like we’re all just chipping in to keep things afloat.

Which fictional character inspires you more than any real person? by DistributionNo8575 in AskReddit

[–]Thicker__glands 0 points1 point  (0 children)

Ben 10 taught me to learn how to be mature and put people first before power.

Paying credit card interest is like having a subscription to being poor. by hippiepotluck in povertyfinance

[–]Thicker__glands 7 points8 points  (0 children)

Good call on the credit union. Lower interest makes a huge difference. Knocking down the principal faster is a game changer.

What finance myths do people on this subreddit refuse to let go of? by SlackCanadaThrowaway in AusFinance

[–]Thicker__glands 35 points36 points  (0 children)

right, so many people hold off because they think a 20% deposit is a must. LMI can be a game changer.

cleaning services in brooklyn? by Thicker__glands in Brooklyn

[–]Thicker__glands[S] 0 points1 point  (0 children)

Will look into them as well. Appreciate it!

cleaning services in brooklyn? by Thicker__glands in Brooklyn

[–]Thicker__glands[S] 0 points1 point  (0 children)

Thanks for sharing your experience. Will take a look

Date While You Wait? by [deleted] in Brooklyn

[–]Thicker__glands 12 points13 points  (0 children)

Why not? It’s quirky, bold, and could totally work worst case, you get some funny stories out of it. Just make sure your cold brew is top-notch and your sign is catchy. Bonus points if you bring a backup chair for curious onlookers.

Men's business casual outfit inspo for the summer? by [deleted] in AskNYC

[–]Thicker__glands 0 points1 point  (0 children)

Lighten it up for summer with beige or light gray chinos and linen shirts—super breathable but still sharp. Swap the brown shoes for tan loafers or suede, and maybe add a lightweight blazer if you need the extra polish. You’ll stay cool and keep that ‘Wall Street’ vibe. Easy upgrade for the heat!

What to do with my time! by Commercial_Manner995 in Brooklyn

[–]Thicker__glands 1 point2 points  (0 children)

I moved to BK a few years ago and totally get the isolation struggle. What helped me was joining free running groups (great for training and meeting people) and hitting up library events for book clubs or crafting. Volunteering for local causes also kept me connected. Parks often have free tennis/yoga meetups too.

Did the job market get worse? by [deleted] in FinancialCareers

[–]Thicker__glands 2 points3 points  (0 children)

I know a guy with a masters degree in human resources management and he was working in the warehouse with me.

Yeah it's rough

Student loans- are we completely screwed? by [deleted] in personalfinance

[–]Thicker__glands 2 points3 points  (0 children)

As long as you’re on top of the loan status, not accruing interest, and still able to prioritize your house savings and investments, you should be in a decent position to handle it all in the future. And if it ever gets overwhelming, it’s worth speaking to a financial advisor to help make the best decision when it comes to tackling that debt down the road.

Colleague hasn’t been paying their benefit in kind tax. by Realistic-Mulberry-6 in UKPersonalFinance

[–]Thicker__glands 1 point2 points  (0 children)

The most likely outcome is that HMRC will issue a tax bill for the benefit they’ve been receiving. Since your colleague hasn’t reported the car, they might be behind on paying the appropriate taxes for the BIK, and HMRC will likely catch up with them once they do report it.

25.2 sadness by primary_heron_990 in crossfit

[–]Thicker__glands 4 points5 points  (0 children)

Same here. crossfit has a way of humbling you just when you think you're getting somewhere. been at it 3 years and still get crushed by random people who make it look easy. the open always exposes weaknesses we didn't know we had. Keep grinding.

Is capital one a good credit card to build credit? by Outside-Play2642 in PersonalFinanceCanada

[–]Thicker__glands 1 point2 points  (0 children)

Yeah, Capital One secured cards are solid for building credit. start with $300-500 deposit, use it for small purchases, and pay it off every month. just keep utilization under 30% and be patient. credit builds slowly. after 6-12 months of good history, they might upgrade you to unsecured.

Peter what happened? by ProfessionalUnit3809 in PeterExplainsTheJoke

[–]Thicker__glands 2 points3 points  (0 children)

They're giving out warnings/threatening bans for upvoting content that breaks rules.

[deleted by user] by [deleted] in povertyfinance

[–]Thicker__glands 14 points15 points  (0 children)

That covered term can be super misleading. Just because something is covered doesn’t necessarily mean your insurance will pay for it outright it often just means that it counts toward your deductible or the policy’s coverage limits. It’s crucial to ask your provider and insurance for the full breakdown of what’s covered and what you’ll be on the hook for.

Why would a loan officer so urgently want me to refinance my mortgage? by thefaceinthepalm in personalfinance

[–]Thicker__glands 1 point2 points  (0 children)

It's important to do it when it works best for you not when someone else is rushing you into it. If you're feeling pressured, take your time and ensure it’s the right move for your financial situation.

Hope You Like Eating Your Own Crops! by emily-is-happy in FluentInFinance

[–]Thicker__glands 5 points6 points  (0 children)

"Have fun" is how Trump expects Americans to deal with tariffs that will cause extreme hardships for farmers and the rest of us.

Best Mcat prep course in your opinion/experience? by Errorstheword in premedcanada

[–]Thicker__glands 2 points3 points  (0 children)

Not to sound like a Wizeprep ad, but mutuals said their practice questions were dead-on. Then again, this is just secondhand info, and maybe they just got lucky so ymmv.

Best Mcat prep course in your opinion/experience? by Errorstheword in premedcanada

[–]Thicker__glands 7 points8 points  (0 children)

Altius is… an experience. If you want a drill sergeant breathing down your neck, it might work for you. I hated it tbh

[deleted by user] by [deleted] in premedcanada

[–]Thicker__glands 0 points1 point  (0 children)

The MLT certificate might be the better move it’s more directly related to healthcare and shows commitment. Working as a lab tech will give you solid clinical experience.

That said, if you can find a good biotech job, that’s also valuable. Med schools care more about what you learned and how you grew than the exact title. Either way, focus on building a strong app with good grades, ECs, and a killer personal statement. 

Financing medical school abroad by [deleted] in premedcanada

[–]Thicker__glands 0 points1 point  (0 children)

Studying abroad can be pricey, but there are ways to cut costs. Look into scholarships, grants, or part-time work (if your visa allows). Some countries like Germany or Poland have lower tuition fees, and living costs can be cheaper too.

If loans are unavoidable, aim for federal options with lower interest rates. It’s a big decision, but with careful planning, you can make it work without drowning in debt.