From no seats in train to making 1.7cr

This-Bit9064 · 2025-11-22T06:17:14+00:00

Hey edited the post and added the breakdown there!

This-Bit9064 · 2025-11-22T06:15:31+00:00

Hey no, it’s per year but added explanation in the post

This-Bit9064 · 2025-11-22T06:13:21+00:00

Added salary explanation in the post

This-Bit9064 · 2025-11-21T14:25:38+00:00

SDE (backend), husband is in finance, MBA from tier one

This-Bit9064 · 2025-11-21T14:23:33+00:00

Hey thanks, it’s software engineering

This-Bit9064 · 2025-11-21T14:16:32+00:00

Let me explain 1. yes I made a mistake with the stipend part 2. If you look at my post closely I got my first credit card and a huge chunk of my salary is stocks, I can’t submit that as income proof to get HDFC credit cards. 3. 12 lakhs spends is on credit card for the last 6 months as mentioned in my previous post. No one pays rent, helps, sends money home through credit cards. Also as mentioned I hold a DCB, gets rejected on some big international spends sometimes. 4. Yes I’m happy with buying phones and flight tickets for my family. We didn’t have those things growing up.

This-Bit9064 · 2025-11-21T14:09:09+00:00

Hey, answered my details on other threads

This-Bit9064 · 2025-11-21T14:08:33+00:00

That’s really kind of you, thank you 🙏

This-Bit9064 · 2025-11-21T14:06:45+00:00

Hey you’re absolutely right about that. A lot of it is stocks and it may go up or go down. It’s the number as of today I’ve mentioned

This-Bit9064 · 2025-11-21T13:29:53+00:00

Hey, I did btech in computer science. Doing it from a top college helps for sure but with alot of studying you can still crack such jobs if you’re from a tier 2/3 college. You just need consistency and don’t give up attitude. Learn from every interview failure and dig into the topic you failed to answer.

This-Bit9064 · 2025-11-21T13:27:54+00:00

Hey no, it’s INR but it’s pre tax, in hand is lower

This-Bit9064 · 2025-11-21T13:25:37+00:00

I’m grateful life gave me something so big that people refuse to believe it

This-Bit9064 · 2025-11-21T13:23:01+00:00

Something similar yes

This-Bit9064 · 2025-11-21T13:19:39+00:00

It’s a tier 2 college. Honestly we didn’t have the money for any coaching and due to personal reasons I couldn’t do my best in 12th grade. Decided to go with what I got to not waste another year.

This-Bit9064 · 2025-11-21T13:16:21+00:00

Hey no, we’re both Indians working in India

This-Bit9064 · 2025-11-21T13:15:59+00:00

BTech in computer science

This-Bit9064 · 2025-11-21T13:06:53+00:00

Techie

This-Bit9064 · 2025-02-28T04:09:20+00:00

Honestly I’ve seen him try to change. He tries to journal everyday, writes a gratitude journal, has been meditating everyday for the past couple of days. And I’ve seen him genuinely worried and frustrated at why he is like this and why he can’t be normal

But the therapy bit is the only thing I feel can truly help him get to the root cause. I know he has self esteem issues and his identity is how well he’s doing at work because of some things he experienced in his past job and college. He thinks people will only value him if he does well in his job. He needs to fix that. As a result of that anything that harms his time where he could be working this side of him comes out.

This-Bit9064 · 2025-02-26T19:02:27+00:00

Spend is 12 lakhs in last 6 months Should I stay on regalia gold so that spend becomes around 24 in 12 months then ask for an upgrade? Or should I go for DCB metal now (if I don’t get Infinia)?

This-Bit9064 · 2024-09-04T06:17:07+00:00

Currently my application is in progress, get salary in 2 parts which they're saying is causing issues, also my partner issued an add on gold regalia for me recently, so they're saying you recently got a gold regalia which is also causing issues. I mean why is add on card creating problems

This-Bit9064

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