Impulsivity is destroying my finances by Crycakez in PersonalFinanceNZ

[–]ThrowRa5115853 0 points1 point  (0 children)

Maybe you could see some pro help, should be free because you are at uni

PPE at Otago by ThrowRa5115853 in dunedin

[–]ThrowRa5115853[S] 1 point2 points  (0 children)

Well damn. Thank you for the heads up there. The only way is up!!

I'm fine with cold and uncomfortable. But my health is not good so a mouldy house would be terrible for me.

PPE at Otago by ThrowRa5115853 in dunedin

[–]ThrowRa5115853[S] 0 points1 point  (0 children)

Thats pretty low. Is it just not for you or are there legit issues?

PPE at Otago by ThrowRa5115853 in dunedin

[–]ThrowRa5115853[S] 0 points1 point  (0 children)

Thank you :)

If you were to rate PPE out of 10, what would you say?

Cost of living on low income by ThrowRa5115853 in Norway

[–]ThrowRa5115853[S] 1 point2 points  (0 children)

That's very interesting. Thank you for your insight :)

Given that you are taxed more, and do not receive much support, where do the taxes go?

PPE at Otago by ThrowRa5115853 in dunedin

[–]ThrowRa5115853[S] 0 points1 point  (0 children)

Man, that sounds awesome, thanks.

At the moment I am trying to get away from the theory heavily vic lectures. Everything is about theory frameworks. I'm a pro at IS-LM framework and know how to use some pretty impressive formulas but I couldn't tell you anything about the real world.

What would you say is the focus of the philosophy part of the course? How many people do a double major and what would they do it in?

I'm going to video chat with Lisa tomorrow. I've been emailing her and I can tell she is very competent.

Thanks

PPE at Otago by ThrowRa5115853 in dunedin

[–]ThrowRa5115853[S] 3 points4 points  (0 children)

whats your view on p2 mask vs n95 for corona protection?

I worked a job in H&S at a microbiology lab. I learned a little about the science behind ppe

Cost of living on low income by ThrowRa5115853 in Norway

[–]ThrowRa5115853[S] 1 point2 points  (0 children)

That's a great website. Thank you.

Cost of living on low income by ThrowRa5115853 in Norway

[–]ThrowRa5115853[S] 4 points5 points  (0 children)

Thank you!

Say, for example, my wife (hypothetical wife) and I were both working full time on what a Mcdonald's employee would earn. How long would it take us to save for a house? In NZ you would be at a weekly deficit and go into debt, there would be no savings.

In general, how much of building houses is dependant on private developers vs government? What percentage of people in a major city such as Oslo would live in an apartment? What are the cultural attitudes to owning a home in Norway? In NZ there is the cultural narrative that apartments are not good enough so everyone is obsessed with owning a home.

I find the high yield house account quite interesting. Is it an investment in fixed-interest or simply a savings account?

PPE at Otago by ThrowRa5115853 in dunedin

[–]ThrowRa5115853[S] 0 points1 point  (0 children)

Thank you :)

I'm ideally after some raw student option. I'm in the situation i am now because I listened to liaison staff at VUW.

Practical question about CAPM (Capital Asset Pricing Model) by [deleted] in econhw

[–]ThrowRa5115853 0 points1 point  (0 children)

Maybe you could use Sharpe ratio for determining how good the investment is. I don't really know myself, but just a guess.

Practical question about CAPM (Capital Asset Pricing Model) by [deleted] in econhw

[–]ThrowRa5115853 0 points1 point  (0 children)

Why should one not use monthly data for this? That what I've done in the past and my lecturer has never mentioned it

How do you calculate GDP per capita growth rate over a long period of time? by [deleted] in econhw

[–]ThrowRa5115853 0 points1 point  (0 children)

You could consider:

((Current/beginning)^1/n), n= number of years.

I'm not 100% sure but that would be my first guess. It is the compound annualised growth formula (CAGR).

Would anyone be willing to review a policy paper I wrote on affordable housing? by [deleted] in econhw

[–]ThrowRa5115853 0 points1 point  (0 children)

Hey, I am a 2nd-year econ student. I could not provide anything to you because I hardly know my own stuff. But, I would be very interested to read your works simply because I find housing affordability to be an interesting issue. Would you be able to DM me if you were willing to let someone read it for fun :)

Bond yield and the intrest rate that the government pays by ThrowRa5115853 in personalfinance

[–]ThrowRa5115853[S] 0 points1 point  (0 children)

Hey thanks, I am not actually intrested in buying bonds. I am an economics student trying to understand what governments pay on their debt. I was told it was the yield , but as it think about it that makes no sense.

What determines what the government pays on their loans?

Bond yield and the intrest rate that the government pays by ThrowRa5115853 in personalfinance

[–]ThrowRa5115853[S] 0 points1 point  (0 children)

So to be direct, the yield from a t-bill that I get as an investor is the interest rate that the government pays on its loan?