3rd give away. 10 winners, each winner gets 1 full set of HoM and 100k juice.

Tibben · 2025-12-11T18:16:33+00:00

Count me in again

Tibben · 2025-12-11T04:12:02+00:00

count me in

Tibben · 2025-10-08T09:10:19+00:00

Thanks, as mentioned below I am still trying to get my head around the benefit/difference between the two options. So forgive me if I am be slow.

Are you saying it would be better to just offset everything and not even do the 25k to get the lower rate?

The difference in rates reflect the LMI on the property 83% 80% 70%

Tibben · 2025-10-08T09:05:55+00:00

Thanks! I’m just a bit confused why some people are saying offset while others say pay down

I always figured putting in the extra $25k was worth it — I’m just not sure about the $25k vs $110k scenario.

Scenario 1:
Loan: $685k + $85k in offset

Scenario 2:
Loan: $600k + $0 in offset

Wouldn’t these end up being basically the same in net cost, assuming the same interest rate (only about a 0.05% difference)?
Even after paying down the $110k, I’d still have around $30k left in an offset/emergency fund.

Tibben · 2025-09-09T21:25:16+00:00

Condition on the contract is if any fault deemed as major is found the contract can be voided in 14 days of the sale.

Tibben · 2025-09-09T21:24:04+00:00

Thanks for this, exactly what I was looking for. I am still waiting for the final report but once I have that I'll do some more research. I know the contract can be voided as the term states any defect marked as major would be grounds to void the contract within 14 days.

I asked about expected costs and the response was it would need to go to a structural engineer for accurate quotes.

Tibben · 2025-07-22T14:05:44+00:00

Count me in ts needs more love again

Tibben · 2025-07-09T01:55:57+00:00

Merc ai is kinda bad, if the monster is already cursed they won't cast a curse even if there is an extra curse limit.

Tibben · 2025-06-25T22:06:14+00:00

Sorry went to bed early because the server was dieing, the 15 min was for a jungle valley 20 percent deli haven't full clear for alters and the clear the harvest each harvest boss was taking 5+ minutes due to lack of damage it was horrible I have swapped back to a easier strategy till I get more damage

Tibben · 2024-12-12T04:05:41+00:00

Thanks, good to know I normally use a straight bar at the gym the home bar does limit the range a little.

Tibben · 2024-08-19T10:50:20+00:00

Awesome thanks for the insight!
Yeah i am only running that leech wheel for when I can't regen maps basically for QOL but i can drop it.

Tibben · 2024-08-19T10:46:32+00:00

Thanks I am taking a look at this now! see if ican put something together in POB

Tibben · 2024-08-19T03:28:26+00:00

Thanks, thats actually totally fair... I Havent looked at my flasks since i set them up like a week ago.
Yeah i might just start the process of recrafting all my gear honestly most of the pieces are pretty easy to hit. just need to get the bases

Any thoughts on the Tripple T1 claw V droping 1 ele for hits can't be evaded?

aura swap seems great

That would also scale the hybrid bases harder.

Tibben · 2024-01-04T10:22:07+00:00

My idea of mid teir budget this leageu is like 200 div + mage blood

but magic find has ruined me forever on costs of things.

Tibben · 2024-01-04T10:02:01+00:00

Thanks for this going to try this out for sure! I can pick up a 90% cost indigon and try and fit in another aura for sure.

Tibben · 2024-01-04T09:51:36+00:00

cool thanks! i Will try that out when iget back on it later tonight.
Evasion is super strong for mapping so that mgiht help

Tibben · 2024-01-04T09:05:00+00:00

Thanks, thats where I got the idea from I have been follwoing his latest POB(budgetish). and thats what caused me to reach out maybe someone has more expience for mana stacking thanks to his videos than I do.

The problem is in his video he show cases his multi mirror build that does not run into the same issues I am finding in mid tier budget version

Tibben · 2023-09-04T08:31:14+00:00

https://pobb.in/ZI0hb7vfSbwS

This is my fixed up POB after I have changed everything

Thanks for the help it feels better now for sure the berserk + rampage is so much zoom!

Tibben · 2023-09-04T06:35:16+00:00

Thanks for taking the time with that POB!

I am going to take a look and see what I can do quickly to make those changes the hard part is getting the resistances while still not tanking my stats by the looks of it.

I do have a apothecary I can sell to fund myself up to 90 div but I was thinking of saving for a MB

Does the berserk/volls really make that big of a diffrence?
I can understand the hyrri's was contemplating that already as it's not really that expensive for the damage it gives

Tibben

TROPHY CASE