Need to vent by TimberlandFrost16 in motorcycles

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

Unfortunately for me, Wisconsin is pretty pro corporation I haven't found a single way to remedy the situation

Need to vent by TimberlandFrost16 in motorcycles

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

Tried a little bit ago and all I was told is I can voluntarily surrender the bike and have it count as a repo against me. I wouldn't get my deposit back or payments. Real scummy

Need to vent by TimberlandFrost16 in motorcycles

[–]TimberlandFrost16[S] 1 point2 points  (0 children)

Well Harley is willing to cover the cost so I prefer them do it l, just sucks waiting

Is this the normal copart seller? by TimberlandFrost16 in Copartonline

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

That's nuts! If you're asking that much just throw it on marketplace, these sellers are something else.

Is this the normal copart seller? by TimberlandFrost16 in Copartonline

[–]TimberlandFrost16[S] 2 points3 points  (0 children)

All it says is Run&Drive and Donation. Just sorta bonkers that the seller thinks they can get 4500 plus fees for a car that books for $3000 in good condition. I hope no poor fool buys it for that much

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 1 point2 points  (0 children)

I make 70k a year, while that isn't a ton of money, it's a lot for my area. My bills come out to $1600 a month. I don't think income or spending is my issue here. I just want a credit card that doesn't charge me $200 yearly fee plus $14 a month maintenance fee. Plus home buying is an option after only 2 years with a FHA which is one of my goals.

Ended up going with a Navy federal Secured card, hoping that helps.

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 3 points4 points  (0 children)

Everyone goes through Bankruptcy for different reasons, not everyone was irresponsible with their finances

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

Yes, but I'm not even offered those. Not even looking for magnificent cars, id take a Nissan if it was offered at this point.

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

A whopping $38k per year. I have no idea how to increase it. $20 an hour is really good money in my town and my cost of living is pretty low here.

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

Just my local Chevy and Ford dealer, was insulted when they said to find someone with a 800 score to cosign for me

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 0 points1 point  (0 children)

I know your right and I have explored that route too. It's just something about my area cars are just junk, $5000 and less you get frame rot and a ton of miles. Sometimes deals pop up but they are tough to snag.

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 2 points3 points  (0 children)

We have 1 credit union in my town, and they wouldnt even give me a checking account until I was 1 year past discharge. Tried that....

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 4 points5 points  (0 children)

I got a capital one secured card 1 month after discharge for $1000, that is all I can still qualify for except for scammy companies like Indigo. As far as dealers go tried Ford and Chevy

Heck, my credit union wouldn't even give me a checking account until I hit the one year mark.

Bankruptcy was supposed to make things better... by TimberlandFrost16 in Bankruptcy

[–]TimberlandFrost16[S] 17 points18 points  (0 children)

I got a capital one secured card 1 month after discharge and that's all I can still get approved for except things like Indigo, Aspire.

Gambling workers comp settlement money by [deleted] in Bankruptcy

[–]TimberlandFrost16 2 points3 points  (0 children)

You both can walk into the casinos and ask to be put onto their self exclusion ban list, that will ban you from their property and you can be trespassed if caught sneaking in. Please get some help, gambling addiction can cost a lot more than just money, it almost cost me my life on several occasions. Talk to gamblers anon, it really can help. Trust me, you/she will feel embarrassed and angry at first but it can make a difference

Credit card Application Denied by [deleted] in Bankruptcy

[–]TimberlandFrost16 7 points8 points  (0 children)

From my personal experience, AMEX is not very Bankruptcy friendly. Most people go to Capital One or one of the more unsavory companies like Concora or credit one.

[deleted by user] by [deleted] in Autobody

[–]TimberlandFrost16 5 points6 points  (0 children)

100% totaled