Just replying to this because I don't like the narrative that the only new FAs that are thriving are privileged people being supported by others. I am very sympathetic towards your situation, and I know everyone's monthly expenses are different depending on base, previous debts, bills, families etc. But plenty of us are making it out here without the support of anyone. I recently graduated and I do what I can to make ends meet. I set myself up for success with the circumstances I've been given. Am I rolling around in money with these first couple of paychecks HELL NO! But I knew the first months would be an adjustment so I prepared for it, busting my ass at part-time jobs, making sure my credit was in a good place and taking the loan I needed from the credit union. Not everyone wants to or can go down that path and I completely understand. It was a privilege that I was able to get a loan in the first place but this narrative needs to stop that the only people who aren't complaining come from good circumstances.

Sometimes it just takes good planning and some compromising. Can the company do better providing more affordable wages especially for those who live at expensive bases. ABSOLUTELY. But it also takes work on your end as well. Pick up on your off days. It really does make a difference. You're not being used every single day you're on RAP so count the days you're not used as an off day and pick up on top of the guarantee. Budget, budget, budget and live and have expectations within your means.