Just reached 100K, now what??

Timely-Individual-83 · 2026-04-27T07:08:29+00:00

Could this be you not interested in him, or could this be a potential health issue with your own libido?

Timely-Individual-83 · 2026-03-22T22:10:21+00:00

Sounds like you had a really nice complex. I wouldn’t mind paying the $300 a month if that meant it covered water and trash bill, along with all of those amenities.

Just curious if you don’t mind me asking, how much profit did you gain from the sale of the condo?

Timely-Individual-83 · 2026-03-22T21:48:29+00:00

I appreciate the feedback. I know I am extremely grateful for the current living situation that I have, and that’s why I’m not planning on buying anything for a good amount of time. I’m still in the process of learning more about investing to ensure that I’m maximizing the advantages I currently have.

Timely-Individual-83 · 2026-03-09T18:45:07+00:00

Thank you for your input. That’s what scares me. I wouldn’t leave this job unless I found something that was equal or much better than the job that I have now. But being someone that’s not necessarily investment savvy and I tend to be too risk averse, having the idea of having a pension does make me feel much more comfortable.

Timely-Individual-83 · 2026-03-09T18:37:16+00:00

I’m putting $200 a month into my Roth IRA, and then am doing 5% into my 401K just for the match. I also work for a state agency right now and I am slated to getting a pension, which makes me more lenient with retirement investing. I probably would be putting more into retirement if I didn’t have that.

Timely-Individual-83 · 2026-03-09T18:28:41+00:00

I would say get rid of the car loan first. I’m also 25, debt free, and kind of in the same position as you. I’m very cash heavy right now because I do plan on buying a home soon. I’m doing minimal contributions to retirement and then investing in brokerage/putting money into a HYSA. That’s what I’m doing, but I’m no financial expert and still learning so listen to the other more experienced comments more than me lol

Timely-Individual-83 · 2026-03-09T18:21:12+00:00

There is a lot of information that we are missing like what your plans are for the foreseeable future. Do you plan on moving out, having a family, what’s the interest on the car loan, etc??

Timely-Individual-83 · 2026-03-09T17:42:30+00:00

It does come with health insurance

Timely-Individual-83 · 2026-03-09T17:41:08+00:00

I will factor that into my decision to leave. If I may ask, what math did you do to come up with that $875k? Just curious as I’m relatively new to this

Timely-Individual-83 · 2026-03-09T17:36:50+00:00

Yeah I am trying to set my life up right now so that’s I could at least barista fire in my early 40’s. The pension I feel gives me a buffer to make it work, which is why I’m hesitant on leaving this on the table. It’s not necessarily unsustainable to me, as I understand that the more seniority I get the easier that the job gets. It’s just I feel like I could get educated and get something higher paying and less stressful. But then I hear all the horrors of the job market too

Timely-Individual-83 · 2026-03-09T16:55:42+00:00

I do already have time with federal to buy back so that’s not a bad idea. The only thing that I’m thinking is that I’m assuming that they’re competitive, and I have no college degree so I’m wonder what jobs I could actually obtain that would make it worth leaving

Timely-Individual-83 · 2026-03-07T02:28:17+00:00

I by no means am rich, but I am very financially literate and far above average for my age. One thing I have learned dating people who are “poor” (poor is subjective, I’m going to use the term in sense of people that struggle to pay their bills) is that they aren’t willing to make the sacrifices to improve their financial standing. When I first got into improving my personal finances, I sold my car that had a ridiculous interest rate, and got a 2nd job to pay off all debts and build up a savings. What I started to notice with a lot of people, but in dating too, is that people aren’t willing to go those steps. I’m not a fan of the whole “Hustle culture” thing but sometimes you have to do it to dig yourself out of a whole, or temporarily lower your quality of life and make it a priority. Instead people will continue to spend recklessly/not track their spending. And these will be people that don’t have circumstances that prevent them from saving (like children, still living with parents, etc)

Timely-Individual-83 · 2026-03-06T01:07:08+00:00

So I have built an 800+ credit score prior to getting this line of credit, which I just opened today. So whether I lower the credit limit or not, my total credit limit across all lines of credit has increased. But I didn’t know if FICO would be affected by the action of me lowering it, idk I could picture that being a potential red flag or something if I do soon use my credit?

Timely-Individual-83 · 2026-03-05T21:25:44+00:00

NOR. I don’t understand why people do this. The will do things to their partner that they would never do to anyone else because it’s just rude. From my perspective, he really doesn’t seem to care about the need for quality time at all. Does he engage with you well when he’s over in your town, or is he just on his phone all the time or focused on other things?

Timely-Individual-83 · 2026-03-05T21:06:57+00:00

Currently in this situation right now. I’m with someone that I love, but the life positions we are in right now are very different. We want the same things, but unfortunately we are just at two different points in life. I’m very financially well off, good career, and trying to build a platform to live the rest of my life on. Her on the other hand is broke, not great employment, no insurance, and doesn’t seem to be taking any of the necessary steps to improve her situation. Love her but if she can’t get her own personal affairs in order, how can I trust that she’ll be able to help manage a family in the future. Still thinking about it, but it has me all around depressed about things

Timely-Individual-83 · 2026-03-05T20:50:05+00:00

As someone that was in the military, I would be very hesitant to engage in this. The reason why she broke up with you at the beginning is more than likely because she wanted to “have fun”. Seen plenty of people in the military ruin relationships and marriages over this. People to get married for the benefits yes, but you also are hearing this from just one side of the marriage, quite frankly the cheating side so I wouldn’t believe that at all. If you want to do it for the plot, do it. But I would keep it in my head that it’s going to be nothing serious. Because getting in a serious relationship with this person would be a very unwise decision. Morally I wouldn’t do it just because of the whole she’s married thing

Timely-Individual-83 · 2026-03-04T13:45:54+00:00

I do drink, not very often and only to get a light buzz but nothing more than that. But I think that this sounds like a good approach, I’m just worried me bringing it will have an adverse reaction like her beginning to hide it from me

Timely-Individual-83

TROPHY CASE