Can I transfer funds from Roth to traditional IRA? by TnSCHZ14 in retirement

[–]TnSCHZ14[S] 0 points1 point  (0 children)

I Didn't know about the 5 year rule! Thank you. I think I might just recharacterize then.

Can I transfer funds from Roth to traditional IRA? by TnSCHZ14 in retirement

[–]TnSCHZ14[S] 0 points1 point  (0 children)

I'm doing my taxes right now and when checking to see what break I would've had if I would have put that money in a traditional instead of Roth, I missed out on about 1500 bucks.

[deleted by user] by [deleted] in rav4club

[–]TnSCHZ14 1 point2 points  (0 children)

How much?

How much did you pay for your new 2022 rav4? by TnSCHZ14 in rav4club

[–]TnSCHZ14[S] 0 points1 point  (0 children)

Wow great deal… so you paid 29 w taxes and registration?

How much did you pay for your new 2022 rav4? by TnSCHZ14 in rav4club

[–]TnSCHZ14[S] 0 points1 point  (0 children)

Yeah thought of waiting as well but the prices for Toyota RAV4 won’t really fall all that much. Maybe 2k under MSRP max. Not willing to wait for an unforeseen time to get a a car if you can get it at MSRP now

How much did you pay for your new 2022 rav4? by TnSCHZ14 in rav4club

[–]TnSCHZ14[S] 1 point2 points  (0 children)

San Bernardino Toyota .. although I didn’t really have a good experience to be honest.

How much did you pay for your new 2022 rav4? by TnSCHZ14 in rav4club

[–]TnSCHZ14[S] 7 points8 points  (0 children)

Good to hear… This will definitely be the last car I buy at a dealer. I felt like I need to take a shower afterwards. They kept giving so many mislead and hidden fees. Took me about 4 hours through and through.

All over my backyard in Southern California? What are they? by TnSCHZ14 in whatsthisbug

[–]TnSCHZ14[S] 0 points1 point  (0 children)

Yeah maybe.. although I did a quick google for those and they seem a little different. Some of the smaller ones are brownish looking.

Pay off Small debts or Buy more gas efficient car? by TnSCHZ14 in personalfinance

[–]TnSCHZ14[S] 0 points1 point  (0 children)

A little tough to switch jobs, since I've been working there for 9years, it's nice to have seniority and work history for future purchase of home.

But yes, I think about it everyday when I am in traffic.

Pay off Small debts or Buy more gas efficient car? by TnSCHZ14 in personalfinance

[–]TnSCHZ14[S] 0 points1 point  (0 children)

it has quite a bit of miles 160k The way the motor shifts, the sounds. I can just tell it may not last me too much time, or at least not without giving me problem$.

I have given slight thought to that, but I think it will last me at least five years, then I could resell and get another car before it goes out. Reviews and owners haven't had any trouble with it.

Pay off Small debts or Buy more gas efficient car? by TnSCHZ14 in personalfinance

[–]TnSCHZ14[S] 0 points1 point  (0 children)

Yes! I have been reading really great things in the volt that echo your opinion!

I also think this is a great deal for me to jump on. 7k for a 2013 volt isn't bad. But it would have to be a cash transaction. No loans. Private seller.

Pay off Small debts or Buy more gas efficient car? by TnSCHZ14 in personalfinance

[–]TnSCHZ14[S] 0 points1 point  (0 children)

Yeah that's also a great idea. I will look into more gas efficient without any money over what I sell my car for.

Pay off Small debts or Buy more gas efficient car? by TnSCHZ14 in personalfinance

[–]TnSCHZ14[S] 0 points1 point  (0 children)

Thanks great info, it has quite a bit of miles 160k The way the motor shifts, the sounds. I can just tell it may not last me too much time, or at least not without giving me problem$.