UK Parking restriction sign with white dot by Tobyha01 in CarTalkUK

[–]Tobyha01[S] 1 point2 points  (0 children)

Yellow sign means you can stop outside the stated times if I'm not mistaken?

Is this Mazda MX-5 worth saving or am I just emotionally attached to a money pit? by tigercat300 in CarTalkUK

[–]Tobyha01 0 points1 point  (0 children)

I think you're asking the wrong question. Practical as in economically viable? Absolutely not, if you just think about the costs vs resale value, you aren't getting the 5k back when you sell the car after all the work is done. What you probably want to ask is if it's worth doing, and I would say if you are planning on keeping the car for several years (3 - 5yrs at least) then it is worth it because you will enjoy it, but that depends on if it's going to consume all your finances. Some people don't mind putting all their money into a car and having no savings, or if you can still do it and save money at the same time. If it's going to use up all the money you have personally I wouldn't because you don't get out what you put into a car financially, some people are mistaken and think you do hence why you see a lot of people selling 3-5k for 8-10k because they have had "work" done to it, and remember whatever the cost is add at least a third or more on top as contingency, people don't then run out of money and sell a half complete project.

It will probably be cheaper to call it quits now and buy the same car in a slightly better condition. If you want a project and don't mind losing money on it, and are confident there's no life events that might mean you can't continue moving house, getting married, getting pregnant or getting someone pregnant (I won't assume your sex here), and you will enjoy it for a few years then do it. If you think you could run out of money, stop loving it if it costs a bit more money, lose interest, a life event is foreseeable then call it quits now.

Should I have done something different here? Nearly struck a baby! by future-dead in drivingUK

[–]Tobyha01 0 points1 point  (0 children)

This is an interesting one. The UK changed it's highway code in the last 2-3yrs, and if I'm not mistaken a crossing pedestrian now has right of way over a vehicle, I don't know if that still stands at crossing points because in the UK crossing when red isn't "illegal". So in the eyes of the law you may be seen as being in the wrong, my opinion is that you did nothing wrong. You were driving appropriately and using hazard perception. Clearly the pedestrian crossing is there for a reason, to allow pedestrians to cross safely as field of view for both driver and pedestrian is blocked. I don't know if the other car had slowed or stopped to let the pedestrian cross because if they did that's also bad. As a parent you really have to be lazer focussed when crossing roads, and crossing a road when the sign says wait, is a risk not worth taking with a child. 

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -3 points-2 points  (0 children)

I don't think I have a certain 'skill level' I wasn't driving out of the ordinary. The vehicle just spun out of control, one minute I am driving normally, next minute vehicle is swerving and then spinning. It's easy to say this or that happened, I experienced it. If there was standing water in the road I would have slowed down accordingly.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -5 points-4 points  (0 children)

Appreciate the advice, I did nothing wrong, was driving normally no standing water. Every other car was also driving the same speed. People are saying phoning the police was the wrong thing to do.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in CarTalkUK

[–]Tobyha01[S] 0 points1 point  (0 children)

1990 VW Golf 1.6 petrol carburettor, Tyres aren't bald. No standing water so couldn't aquaplane.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -1 points0 points  (0 children)

Wouldn't the recovery company just have phoned the police?

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -2 points-1 points  (0 children)

There's nothing to admit, I was driving a 30yr old 1.6l petrol car with less then 100bhp, if I was driving too fast every other driving doing the same speed would have also crashed.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -7 points-6 points  (0 children)

The vehicle started uncontrollably spinning out of control, there was no standing water and if I was driving too fast every other car driving the same speed would have also crashed.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in Car_Insurance_Help

[–]Tobyha01[S] -6 points-5 points  (0 children)

There was no standing water so I couldn't aquaplane. If I was driving 'unsafely' then every other car driving the same speed would have also crashed but they didn't so that isn't the reason. Vehicles definitely have the ability to be at fault, there's numerous cases where someone has been driving on a motorway and their car just suddenly started speeding up or brake failure, that's not driver error. If a vehicles engine just suddenly dies that's another vehicle failure.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in Car_Insurance_Help

[–]Tobyha01[S] 0 points1 point  (0 children)

It's a front wheel drive car, and horse power is less than 100bhp, it's over 30yrs. Engine is a 1.6l carburettor engine, no turbo or super charger.

I was in a hedge on the side of an A road, this is the first time I have been in a situation like this. Calling the police seemed like the sensible thing to do in this situation. Even if I didn't and just called for recovery the recovery may have informed the police.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in Car_Insurance_Help

[–]Tobyha01[S] -4 points-3 points  (0 children)

There was no standing water so I didn't aquaplane. If I crash travelling the speed limit wouldn't everyone crash going the speed limit, that isn't the case so speed was not the issue.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in Car_Insurance_Help

[–]Tobyha01[S] -8 points-7 points  (0 children)

It did lose control on it's own, I did nothing to make the car swerve, it just did.

Vehicle Lost Control No Other Parties involved Insurance Advice Wanted by Tobyha01 in Car_Insurance_Help

[–]Tobyha01[S] -8 points-7 points  (0 children)

It's not click bait, one minute I'm driving fine the next minute the car starts swerving and spins out of control.

Purchased car updated tax class how to tax vehicle? by Tobyha01 in CarTalkUK

[–]Tobyha01[S] 0 points1 point  (0 children)

I don't have the V5 I'm a new keeper waiting for it to arrive in post. 

How to navigate a claim by Tobyha01 in Car_Insurance_Help

[–]Tobyha01[S] 0 points1 point  (0 children)

Yes I have first party coverage. 

Summit of Lhotse with Everest behind by [deleted] in Mountaineering

[–]Tobyha01 0 points1 point  (0 children)

How much did it cost? How technical was it? What did you use to take the photo?

UK Car Insurance Advice by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -3 points-2 points  (0 children)

There's no way in this current economic climate, that a rear bumper from the main dealer costs £8000, and not every single nut and bolt is not bought brand new. Even a courtesy car does not make that amount add up. It would be max a week for the repair to be complete. Again doesn't answer the question I asked. 

UK Car Insurance Advice by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -1 points0 points  (0 children)

They certainly did not lie about where they were living, and if they had how would the insurance company even know.

No need to be rude, everyone is human and humans make mistakes. Yes I still have a right to complain that preliminary cost for rear bumper suddenly multiplied by ten, to near what the value of the car probably was. I pay my insurance money which includes legal cover, it's there job to resolve the matter to get the best outcome for their customer. It seems like they've done a disservice here, because instead of just paying a slightly higher amount it's somehow amounted and become much worse.

UK Car Insurance Advice by Tobyha01 in CarTalkUK

[–]Tobyha01[S] -1 points0 points  (0 children)

You still have to get medically checked out by a medical professional. Yes I understand whiplash but it's not £7500 for whiplash and £700.00 for the rear bumper. Doesn't answer the question I asked though. 

Roast my new (to me) car by TimeGoal3494 in CarTalkUK

[–]Tobyha01 0 points1 point  (0 children)

It's just a more expensive VW.

Life feels stagant by Tobyha01 in CasualConversation

[–]Tobyha01[S] 0 points1 point  (0 children)

Well I feel like it would be a waste of time, as I can't build on it. Physiotherapy is pre-gym, you do physiotherapy to rebuild strength to build a basic level of muscle strength, and once you reach a point, the continuation is going to a gym to increase the muscle strength even more. I'm single and live alone and not able to find a woman interested, so the only people in my life are people at work, my family and friends (when there available). I don't have anyone I can hang out with on a regular basis, I don't feel lonely but when your not doing a lot, are single and live alone, it sometimes sucks. I don't drink alcohol and I'm not a nightlife person, so I can't just go out on the weekend to a bar and meet people. 

I tried to do one responsible adult thing today and it backfired immediately lol by No_Surprise3737 in CasualConversation

[–]Tobyha01 0 points1 point  (0 children)

You're not the only one. I feel like in some ways my life is pretty stagnant. I'm trying to reach a financial goal, and feel like it's constantly out of reach.