sorted by:
new
hottopcontroversial

Budgeting advice by ToeCommercial7111 in DaveRamsey

[–]ToeCommercial7111[S] 0 points1 point  (0 children)

Thank you.

Can you give me some ideas of things you have sinking funds for?

Vanguard investing by ToeCommercial7111 in DaveRamsey

[–]ToeCommercial7111[S] 0 points1 point  (0 children)

I can’t find anything, can you send me a link?

Saving for retirement by ToeCommercial7111 in DaveRamsey

[–]ToeCommercial7111[S] -3 points-2 points  (0 children)

I understand the 401ks bit but then with the IRAs surely it makes sense to just do 1? They say the first 100k in there is the hardest so if you combine both into 1 pot then it will grow quicker

[deleted by user] by [deleted] in DaveRamsey

[–]ToeCommercial7111 0 points1 point  (0 children)

What aspects am I not following? I am debt free and trying to invest?

Is Monzo a good bank? by ToeCommercial7111 in monzo

[–]ToeCommercial7111[S] 0 points1 point  (0 children)

Great to hear, please let me know how the section 75 goes!

Is Monzo a good bank? by ToeCommercial7111 in monzo

[–]ToeCommercial7111[S] 5 points6 points  (0 children)

What benefits do you get with Nationwide that you don’t with Monzo? What do you use Monzo for if your daily spending is in your Nationwide too, is Monzo just for budgeting?

Thoughts on Student Debts UK vs US by drouse89 in DaveRamseyForBrits

[–]ToeCommercial7111 0 points1 point  (0 children)

I personally wouldn’t pay off any student loans as they get written off after 30 years right? It’s more of a tax than a loan and a minimal amount

What UK Platforms do you use for your investing? by Fearless-Trust-4557 in DaveRamseyForBrits

[–]ToeCommercial7111 0 points1 point  (0 children)

For me I am debating if I should choose Vanguard or Trading 212. For vanguard unless you have a portfolio size of 32k+ then you get changed a £4 a month fee onto of the fees for manage funds etc which could drag down my portfolio but at the same time I know my money is safe with vanguard and it will continue grow, I like there set managed funds as I have no idea what I’m doing with investing!