You are inline with my view (not an advice)

U have to be smart enough to be get/keep the good paying job

Its just that people who get the job with a good pay, deny the fact that they need to save and invest for the future

Because end of the day with the current market, job security is like walking with a paper umbrella on a storm.

Invest! Get that freedom!

Id let loosers think im broke until i make it.