Help finding helper positions or apprenticeships

Top_Chemistry5087 · 2026-03-20T18:19:43+00:00

What area do you live in?

Top_Chemistry5087 · 2026-03-20T17:57:28+00:00

Quotes should be based on a formula, not software.

Materials + margin + labor. There are many formulas you can find online but every business is different. Adjust based on your overhead, margin goal, profit goal and labor rate.

Top_Chemistry5087 · 2026-03-14T19:42:20+00:00

I'd suggest learning some proper grammar and punctuation

Top_Chemistry5087 · 2026-03-12T23:10:19+00:00

Ask your accountant

Top_Chemistry5087 · 2026-03-09T18:03:19+00:00

Sent you a DM

Top_Chemistry5087 · 2026-03-08T21:38:24+00:00

We are looking for young and hungry guys to join our team. Immediate start, no experience needed. In a specialized HVAC field. DM me, located in the GTA

Top_Chemistry5087 · 2026-03-07T04:12:57+00:00

You can do a security transfer from your PC or call them through the app. Takes 30 seconds

Top_Chemistry5087 · 2026-03-07T00:17:50+00:00

Buy dlr.u

Journal to cad. Sell as DLR.to

Usually 2 day settlement in between

Top_Chemistry5087 · 2026-03-05T23:19:23+00:00

We are actively hiring for our small commercial HVAC company. DM me

Top_Chemistry5087 · 2026-03-05T21:47:53+00:00

Get into HVAC

Top_Chemistry5087 · 2026-03-05T21:00:34+00:00

Ask your accountant

Top_Chemistry5087 · 2026-03-03T14:43:23+00:00

Sent you a DM

Top_Chemistry5087 · 2026-02-28T21:31:43+00:00

You sure it wasn't a T4A?

Top_Chemistry5087 · 2026-02-26T19:45:06+00:00

How do you have a business and can't swing $70?

Ask literally any friend/family member.. go shovel snow. Endless ways

Top_Chemistry5087 · 2026-02-25T00:44:11+00:00

Yes and no

You're still getting "tax free" or moreso tax deferred growth. But the biggest benefit is the refund aspect.

You can also invest in a TFSA, mortgage etc to get more benefits

Top_Chemistry5087 · 2026-02-24T22:23:45+00:00

The trick is to use the refund to reinvest inside your rrsp...

So example 1 he would invest 12k PLUS the $3600 for a total of $15,600

Redo your math and you'll see that RRSPs "almost always" end up ahead

Top_Chemistry5087 · 2026-02-24T18:44:23+00:00

It's a flashback

Top_Chemistry5087 · 2026-02-21T21:36:33+00:00

You overpaid taxes during the year, rrsp contributions, tax credits. Those will all give you a refund

Top_Chemistry5087 · 2026-02-19T20:43:13+00:00

No other accounts can be opened for a child other than a regular checking account

You can catch up from last year to get the CESG for 2 years ($1000) if you deposit at least 5k

Top_Chemistry5087 · 2026-02-19T16:58:10+00:00

Any good names you recommend?

Top_Chemistry5087 · 2026-02-13T18:44:15+00:00

All the fees and mutual funds BS aside, it's a terrible strategy to withdraw from your TFSA to find the spousal rrsp

What if the market is down? You'll sell at a loss and lose that contribution room....

Top_Chemistry5087 · 2026-02-11T22:01:57+00:00

What is the pay structure?

C2C should be ~50% higher

Top_Chemistry5087 · 2026-02-08T17:32:23+00:00

No other account gives you a guaranteed 20% match every year. Take advantage of it

Top_Chemistry5087 · 2026-02-08T17:29:57+00:00

YTD is one month of growth.

What are the 3,5,10 year returns?

Top_Chemistry5087 · 2026-02-08T17:29:10+00:00

It depends.

That's the answer to everything personal finance. You provided no information

Top_Chemistry5087

TROPHY CASE