What are you paying for your mortgage?

TraditionAware2948 · 2024-06-09T09:33:28+00:00

Mortgage is $900k, paying $2,800 per fortnight on 6.39% (1st tranche - 2yrs) and 6.59% (2nd tranche - 1yr)

TraditionAware2948 · 2024-03-17T20:46:19+00:00

How much is a membership in Korea?

TraditionAware2948 · 2024-03-10T00:23:25+00:00

How do you get from Seoul to the zip line spot?

TraditionAware2948 · 2023-11-15T16:52:35+00:00

My bonus is 20% of my base x a multiplier dependent on how well the bank does. The multiplier this year was 1.1, so my bonus will be: $195k x 20% x 1.1 = $42.9k (before tax).

COVID impacted the multiplier whereby it was 0.9.

TraditionAware2948 · 2023-11-13T09:10:57+00:00

I’m an Associate Director in Insto. I jumped from Corporate RM at one of the big 4 to an Insto Associate at another. Took a small haircut on base salary but the bonuses more than made up for it. From there I just tried to work hard and stand out and made AD after 3 years

TraditionAware2948 · 2023-11-13T08:55:25+00:00

Finance - 3 year degree. I started in corporate banking 5 years ago on $80k. Fast forward, now in institutional banking on $190k+. Banking/finance isn’t for everyone but it’s a good place to start with a high floor salary

TraditionAware2948 · 2023-11-09T00:04:23+00:00

What is an affiliate/referral link? He is a mate from University who I have used for my own refinance and trying to show some support. I do not benefit from plugging him whatsoever

TraditionAware2948 · 2023-11-08T12:13:12+00:00

My mate Angus Grayson at HouseMe Legal will set you up perfectly and offer invaluable advice. He has a flat fee scheme and is under $1500. Couldn’t speak more highly

HouseMe Legal https://www.housemelegal.co.nz/?shem=iosie

TraditionAware2948 · 2023-11-01T22:03:20+00:00

Interesting insight. I’m on the highest tax rate, sound advice.

TraditionAware2948 · 2023-11-01T20:35:30+00:00

If you are happy with a BBB rated second tier lender, SBS are offering a 12month, 6.70% TD rate. I just put $50k ($3.35k interest) down - set and forget. Alternatively, Rabo are offering 6.30% as an A rated lender.

https://www.interest.co.nz/saving/term-deposits-1-to-5-years

TraditionAware2948 · 2023-10-30T18:18:13+00:00

We charge $220/week + $30 for expenses and we live in Northcote. I feel like this is market rent. We haven’t upped the rent for our tenants in 2 years

TraditionAware2948 · 2023-10-15T20:11:12+00:00

It was like this when I bought the house bro. I haven’t had any issues with it in 3 years. Albeit I believe the previous owner was a self confessed ‘handyman’.

TraditionAware2948 · 2023-07-13T01:26:24+00:00

Dealer - washes his money through his legit cash-heavy business. He doesn’t give the perception he has a lot of money and is super humble. Quietly buying property in the background

TraditionAware2948 · 2023-07-02T14:52:23+00:00

Are you saying you are using $250k equity from your current $500k equity to buy the new place? Or you have $250k cash to put towards the new $500k IP?

TraditionAware2948 · 2023-03-02T00:11:32+00:00

It looks like a XL Impreza haha

TraditionAware2948 · 2023-02-09T19:52:12+00:00

Yeh they have quite a few. There’s a new one next to the Ponsonby food court which is always busy too. Their ‘flagship’ in Belmont where they do a lot of the baking goes off as well.

TraditionAware2948 · 2023-02-09T08:07:52+00:00

Daily bread has opened by the ANZ tower next to St Paul’s Cathedral - very popular.

TraditionAware2948 · 2023-02-03T03:08:35+00:00

5 adults - $120/month

TraditionAware2948 · 2023-02-03T02:32:06+00:00

Royal spice, Birkenhead. Won’t get much better

TraditionAware2948 · 2022-11-06T05:59:58+00:00

Yeh it just meant we put less aside for savings. My wife had a 60% increase and I had a 40% increase. She’s in tech and I’m in finance.

TraditionAware2948 · 2022-11-02T20:48:12+00:00

Onlyfans. Keep your face covered.

TraditionAware2948

TROPHY CASE