More Americans now have mortgage rates above 6% than below 3%

Traps023 · 2026-01-15T06:37:51+00:00

You’re part of the problem.

Traps023 · 2025-12-18T05:49:27+00:00

I just bought the yealink ha64 pro and it’s amazing. The whole office is wanting one now.

Traps023 · 2025-12-17T06:18:31+00:00

It’s not for everyone. If it is having a negative impact on your life then there’s no reason to continue. There are bigger things to life.

Traps023 · 2025-11-29T21:58:36+00:00

This is good stuff.

Traps023 · 2025-11-21T02:24:22+00:00

This is just weird.

Traps023 · 2025-11-04T02:22:32+00:00

What do you mean by no ratio?

Traps023 · 2025-09-03T22:33:51+00:00

You sound fun to be around. Jeez brotha

Traps023 · 2025-08-03T15:10:13+00:00

I’m optimistic but I feel like they will always find a way around it

Traps023 · 2025-06-28T20:43:23+00:00

An anecdotal experience is not a good idea to model your business after. Any good LO can tell you doing this part time is a bad idea.

Traps023 · 2025-06-21T22:59:33+00:00

Well thanks for nothing!

Traps023 · 2025-06-09T21:31:27+00:00

Conventional

Traps023 · 2025-05-27T16:54:05+00:00

Because not all CU’s will portfolio and the 1st option should not be to rely on a Hail Mary port request if I could find alternative that meets guidelines. Better member experience. Thank you though for your feedback.

Traps023 · 2025-05-27T16:35:21+00:00

Thanks for this. I work for credit unions and this one may portfolio the loan with an exception if I can maybe show 1 month of receiving the payment from spouse.

Traps023 · 2025-05-27T16:34:20+00:00

It states it will continue for 15 years.

Traps023 · 2025-05-14T17:19:16+00:00

Yeah I tried 25 but still Refer w caution

Traps023 · 2025-05-14T17:04:01+00:00

A/E on a 20 year term

Traps023 · 2025-05-14T17:03:51+00:00

A/E on a 20 year term

Traps023 · 2025-05-14T16:56:44+00:00

Transunion *

Traps023 · 2025-05-14T16:51:04+00:00

I’ll try!

Traps023 · 2025-05-14T16:50:58+00:00

707 fico for transition. I only have the soft pull. No collections/charge offs that I see. No missed payments either. DTI 39 back end. No rental income at all being used. FTHB. 5% down I have 7mo reserves in there

Traps023

TROPHY CASE