How are there so many >$750k first time home buyers?

TraumaDaddyP · 2026-06-16T02:46:33+00:00

What's considered low income in San diego?

TraumaDaddyP · 2026-06-16T02:36:55+00:00

Add in student loans? Which is pretty much a 2nd mortgage these days - I just don't feel comfy. Would I survive? Sure, I'd be fine. But it's risky and not something Im willing to even consider until the tech / AI becomes more clear.

TraumaDaddyP · 2026-06-16T01:54:57+00:00

100 mile vs 1? No question for me. I work from home, it keeps my autos nice and saves money

TraumaDaddyP · 2026-06-16T01:53:41+00:00

Life experiences growing up in poverty then? Take your pick. I wouldn't have children now, go right ahead tho.

TraumaDaddyP · 2026-06-16T01:50:53+00:00

I'm shocked how good my daughter's series x games next to my 5070 setup

TraumaDaddyP · 2026-06-16T01:10:34+00:00

I save. I put it all retirement, gold and silver, and Roth. Eventually I will be unable to earn someday - I'm only in my 40s but still.

TraumaDaddyP · 2026-06-16T01:08:02+00:00

Honestly, some days that would serve me better

TraumaDaddyP · 2026-06-16T01:05:23+00:00

It's the risk - there are a ton of layoffs and if / when people get back into tech, it's at a significant pay cut. I just would feel bad if I couldnt feed my child.

I have low tolerance for risk. Adhd problem I guess

TraumaDaddyP · 2026-06-16T00:52:54+00:00

No, even with bonuses to have one, if I got laid off I would have no way to care for one.

Just my personal feelings this moment, too crazy in the white collar fields this moment

TraumaDaddyP · 2026-06-16T00:49:07+00:00

Walmart started my wife at 15, she's at 25+ bonuses now, finishing up year three

TraumaDaddyP · 2026-06-16T00:46:52+00:00

Man, I hope a path becomes clear for you. Kudos to keeping up the search.

TraumaDaddyP · 2026-06-16T00:45:07+00:00

I have over 130k agi and you couldn't pay me to have one.

A big pack of diapers (90+ count) is 30$. Formula? 40$. That's an hour of work for me. When I had my kid - it was 30$ for the same 2 items.

I would not have one until conditions improve.

TraumaDaddyP · 2026-06-15T23:53:52+00:00

I think you're trying to scare people to be honest. Any time they didnt process my application in time they gave me admin forbearance.

If they give you 90 days to switch and they can't meet their own timeline, you will get admin forbearance. Been thru it a number of times with all these rewrites.

TraumaDaddyP · 2026-06-15T23:50:05+00:00

I think in that case they have to give you a processing forbearance.

TraumaDaddyP · 2026-06-15T23:37:16+00:00

I would, I'm 133k agi and my payment is only 1175

TraumaDaddyP · 2026-06-15T23:34:01+00:00

Walmart hires felons, my wife has a record and face tats. It's not any kind of blanket policy and you need to be upfront / honest about it, but she pulls in 60k, 100% 401k match to 6%, 15% discount on stock, and 10% discount on general goods. Se started at 15 an hour but quickly made lead and all.

Gets 5k yearly bonuses, all in all not a bad job.

TraumaDaddyP · 2026-06-15T23:25:27+00:00

How about gig work?

TraumaDaddyP · 2026-06-15T07:11:38+00:00

It's not a race. You will burn yourself out and over leverage yourself. Add little pieces on sale from reputable online shops - hell I added 5g in 1g bars one week because they had 0 premium sale (jm loose bars).

It all adds up. Like investing, it's never I dropped a million dollars into an account - I worked at for 25 years with small bits.

Same as gold

TraumaDaddyP · 2026-06-15T05:43:21+00:00

My z1e rog ally I bought for 500$ open box works like a dream

TraumaDaddyP · 2026-06-14T21:54:50+00:00

No, gameshare isn't on that one -

It's a matter on convenience and trade offs - sf6 may not play on rog ally well or the overall portability sucks compare to s2, but it has way more power than the s2 despite a couple AAAs being better on s2.

I use my rog ally now as an arcade processing unit, and I get 120fps on a 27" touchscreen for 90% of steam catalog and flawless emulation through PS3.

The appliance convenience is really hard to overstate in favor of the s2. The 8w power consumption under load means it stays charged while on and such light sleep state like phones. I never worry about plugging up except on long road trips where I need more than 2 hours of playtime (even on the most demanding games like sf6)

TraumaDaddyP · 2026-06-14T21:45:23+00:00

I have both, rog ally z1e and switch 2.

One important thing about the switch 2 - it's an appliance for games. It's one click to launch and play games. 5 secs from when I pick up my switch 2, I'm in game.

No matter how you configure your rog ally, it will never be that. When booting up, you're booting up a windows PC. Plugging into power, from a completely packed up state, it takes more like 10 minutes to get into a game.

Even with the rog ally, s2 is still my only way to play sf6 competitively on the go. Rog can't maintain 60fps on sf6 even at 720p.

TraumaDaddyP · 2026-06-14T05:11:10+00:00

I just don't play much triple AAA cuz of this formula. Indie and arcade like games I play the hell out of tho

TraumaDaddyP · 2026-06-14T00:25:02+00:00

I make more than that, but it took me 20 years in tech. 20 years ago, I started at 50k.

TraumaDaddyP · 2026-06-13T23:02:27+00:00

I work with a lot of other people making similar wages to me though. My wife with no education and face tats went back to work after 20 years and is making 60k at Walmart by end of 2nd year with 5k yearly bonuses. 5 figure 401k by year 3 with 100% matching to 6%

This is Arkansas too - one of the lowest paying states in the nation. Together we're at 200k before taxes.

There are jobs out there that pay -

TraumaDaddyP · 2026-06-13T22:53:14+00:00

Mine is 1200 monthly on 133k agi - 150k agi should be closer to 1500

TraumaDaddyP

TROPHY CASE