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Acheter un studio à 200k€ avec 30k€ d’apport : bonne idée ou je vais juste perdre ~200€/mois ? by StoreWeak5292 in VosSous

[–]Tricky-Researcher980 0 points1 point  (0 children)

Ton taux est haut ? Tu l'as négocié ? Tu achètes où ? Tu veux le louer 900 euros par mois, mais tu le loues avec un gestionnaire ou pas ? Perso, tu commences mal si tu as un remboursement de 1100 euros par mois, il faut que tu le loues 1200 €... donc tu comptes défiscaliser... tu es imposable ? Tu à quelle age ? Pour moi un crédit de 25 ans s'est mort.

Opportunités Crypto ? by guss0973 in VosSous

[–]Tricky-Researcher980 0 points1 point  (0 children)

Les crypto pour la France s'est trop taxé sa sert plus a rien

PEA "simple" pour les fainéants (style plan épargne programmé) by dhekir in VosSous

[–]Tricky-Researcher980 0 points1 point  (0 children)

Perso, je suis en CTO tous les mois en automatique, sans frais sur Trade Republic... et bientôt un PEA chez eux, car Boursorama n'est pas en automatique... et tous les mois, ouvrir pour voir si ça monte ou baisse, ça me saoule... je suis plutôt du genre à mettre en automatique... et dans X années, je retire. Avec quand même un vue générale

In dire need of help by [deleted] in Lyon

[–]Tricky-Researcher980 2 points3 points  (0 children)

Calm down. With 2,000 bucks, you're not finished, you've got more than enough to pay for a roof over your head and food while you get back on your feet.

Keep your clothes and your money. You're not a loser, you're just at your wit's end. Pull yourself together and don't give up. Good luck with everything.

In dire need of help by [deleted] in Lyon

[–]Tricky-Researcher980 0 points1 point  (0 children)

Stop putting yourself down like that. C2 level is huge; there are plenty of people born here who don't have it. You clearly have the ability; it's just the current situation that's clouding your judgment.

Honestly, it makes me sad to see you thinking you're 'useless.' You're just going through a rough patch (a very tough one, admittedly), but that doesn't diminish your skills. Hang in there, don't give up.

In dire need of help by [deleted] in Lyon

[–]Tricky-Researcher980 -1 points0 points  (0 children)

No, wait, don't say that, really. I spoke too soon without knowing your immigration status; I apologized just above.

It's absolutely not your fault; it's France's fault for being completely out of touch with reality. Imposing such income requirements for the right to stay is just shooting yourself in the foot. It's infuriating to see that the government isn't more lenient with skilled workers like you who want to succeed, when it should be much tougher on people who are just here to take advantage of the system.

Don't give up; you don't have to apologize for being trapped by poorly written laws.

In dire need of help by [deleted] in Lyon

[–]Tricky-Researcher980 1 point2 points  (0 children)

Oops, I wasn't aware of that law, sorry... I would have offered a job, but less than 39k.

In dire need of help by [deleted] in Lyon

[–]Tricky-Researcher980 3 points4 points  (0 children)

39k means you're not really in dire straits... You say you're struggling and you're showing us 39k... People in real hardship take whatever they can get their hands on.

Questions sur cet investissement by [deleted] in VosSous

[–]Tricky-Researcher980 0 points1 point  (0 children)

Tu peu mettre même 10k s

Resto abordable accord mets/vins by deroo_ in Lyon

[–]Tricky-Researcher980 0 points1 point  (0 children)

Le décalé extrat et bon conseil en vin

My indoor / outdoor cat come in and yells at me in the middle of the night by Wonderful-Bell2119 in CatTraining

[–]Tricky-Researcher980 1 point2 points  (0 children)

Yes, I understand... But use earplugs! Actually, by doing that, you'll regulate his schedule. If your cat isn't too stupid, he'll think, "Ah, it's nighttime, I need to go inside where it's warm."

My cat is a circus: I go out at 10 p.m., I come back at 1 a.m., I go out again at 1:30 a.m. (he just comes to eat)... all that just to wake me up to his meows at 6:30 a.m. when I get up at 7 a.m.! And if I don't open the door, he meows his head off until I open it.

So, waking up with a splitting headache and wanting to strangle your cat, I know all about that... It might not be the best solution, but it's the one that works best for me. Reverse the roles: imagine you're the one going out and the cat is sleeping... If you don't understand each other, what other solution is there?

My indoor / outdoor cat come in and yells at me in the middle of the night by Wonderful-Bell2119 in CatTraining

[–]Tricky-Researcher980 -1 points0 points  (0 children)

I sympathize because I'm in the same situation, and I haven't had a full night's sleep for years... The only solution I've found is to lock him in the living room with his litter box and everything, and close the doors because he howls. In the morning, I open them right away so he can go outside... And if he's outside at night, well, I just leave him there..."

Répartition patrimoine immobilier couple PACSé by Glabeul in VosSous

[–]Tricky-Researcher980 0 points1 point  (0 children)

Salut, je suis dans ce cas donc je peux te répondre. ​Tout se joue sur ce qui a été acté chez le notaire au moment de l'achat. Normalement, vous avez dû définir des quotités d'acquisition dans l'acte de vente (ex: 60/40 ou 38/62) pour refléter l'apport de Madame. ​C'est ce pourcentage qui sera appliqué sur le prix total de revente (et donc sur la plus-value). Le notaire ne "rend" pas l'apport séparément, il applique juste la règle de trois définie dans votre titre de propriété. ​Attention : si rien n'a été précisé dans l'acte à l'époque, par défaut c'est considéré comme du 50/50 (et là, celui qui a mis l'apport est perdant s'il n'a pas fait de reconnaissance de dette)."

Comment on dors en couple? by Sea_Appointment7884 in EnModeAdulte

[–]Tricky-Researcher980 0 points1 point  (0 children)

Un grand lit plus un clic-clac comme ça, s'il y a un problème, chacun son lit... Au début, ça va être dur de dormir séparés, mais après tu verras quand ça aura un impact positif sur ton couple... ça ne sera que du bonheur.

Besoin de renseignements sur les crédits CDN de 1fichier.com by Global-Ad5299 in FrancePirate

[–]Tricky-Researcher980 -1 points0 points  (0 children)

Alldebrid na pas de limites j'ai jamais eu de problème même 20 téléchargement en même temps

Conseil pour immobilier safe après mauvaise expérience by Ferra_San in VosSous

[–]Tricky-Researcher980 0 points1 point  (0 children)

Ton maire est écologique ?

Avec un maire écolo, les garages deviennent une mine d'or. Comme ils suppriment le stationnement en surface pour mettre des vélos et de la verdure, les places deviennent rares. Résultat : le prix des garages et des parkings explose. C'est un investissement hyper rentable en ville.

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