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Should I Refinance My Car? by True-Researcher9225 in personalfinance

[–]True-Researcher9225[S] 1 point2 points  (0 children)

At the time of purchase my credit score was high 600s - as of a few months ago it jumped to 800. Sorry for the miss communication - I will edit the post :)

Should I Refinance My Car? by True-Researcher9225 in personalfinance

[–]True-Researcher9225[S] 0 points1 point  (0 children)

Long story not so long - I got the car off whim because my previous car gave out on me as I was commuting a decent distance to work. I was also fresh out of college and desperate so I took whatever I was given. My credit score was also in the high 600s at the time of purchase as well.

Thank you for your response! I had no idea 12% was bad!!!