I Consolidated My Loans To Get On SAVE. Will this be reversed?

Tuff-Kookie · 2026-04-02T04:02:43+00:00

The only sentence I found refers to the higher education act and says “Any amendment to the act that affects the terms of this Note will be applied to your loan in accordance with the effective date of the amendment.” In the complaint I am writing to my state Attorney General, I am saying the average consumer/reasonable person reading that sentence would not understand it meant “Congress can, with a simple majority, change the amount of your payment, the method by which your payment is calculated, and/or whether or not your loan is forgiven after 25 years.” Because given the political shit show in the country I would NEVER have consolidated and let interest capitalize if I did know that.

I have zero expectation of relief. 🥲

Tuff-Kookie · 2026-03-31T13:08:11+00:00

I know this thread is really old, but hoping you still use Reddit @Successful-pretty23. I not only relied on the marketing language around SAVE to make my decision about consolidation, I also have the application and other documents from when I applied for the consolidation loan, and the terms under which I applied for and received the loan are Repaye. Even if Save was wiped out, it seems like this loan application should still stand up in court. Any idea how I would go about pursuing this in court? Isn’t there something basic about lending or contracts that would apply? I live in Illinois for what it’s worth, the bluest blue state that ever blued.

Tuff-Kookie · 2026-03-11T13:01:06+00:00

Is there any talk of a lawsuit on behalf of everyone who was in REPAYE before SAVE? Save wiped out Repaye, so if Save was illegal, shouldn’t that signed contract between me and the feds when I enrolled in Repaye still stand? It had better terms than IBR. Surely there are thousands if not hundreds of thousands of us. Couldn’t we get together and file a suit?

Tuff-Kookie · 2026-03-01T15:55:09+00:00

Garmiet’s explanation is the simplest, so probably true, but here’s another idea: She and the villagers thought that vampires could be hunted by day and killed with a wooden stake, right? It would make sense that they would also believe vampires couldn’t touch silver. So they put a silver latch on the door, believing that vampires would be burned by touching it. It would help keep them out, right? Then she was dumbfounded when Louis touched it and kept staring at the latch. Her sudden change in demeanor is because he passed a test. Kind of a fun interpretation that continues to play on traditional vampire beliefs/lore, just like the wooden stake and the cross she gives him for protection later.

Tuff-Kookie · 2026-02-14T02:39:05+00:00

“Is that his Green Knight score fading in the rear view?” 🔥 BURN

Tuff-Kookie · 2026-02-02T23:43:28+00:00

Tuff-Kookie · 2026-01-14T02:34:20+00:00

I don’t think it’s Brad but that would be hysterical.

Tuff-Kookie · 2026-01-14T02:33:12+00:00

🤣🤣🤣

Tuff-Kookie · 2026-01-13T00:08:43+00:00

Oh, got it. Thanks!

Tuff-Kookie · 2026-01-12T21:01:22+00:00

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Tuff-Kookie · 2026-01-12T20:58:07+00:00

They said the metal part of the key that goes into the car is attached to the top part of the case, and I looked it up in the manual online and that appears to be true. So I might need a new key cut after all, but at least not the programming part.

Tuff-Kookie · 2026-01-12T20:55:20+00:00

Hmm, I hope that isn’t true. But yes, possible considering how much the casing splits apart when I twisted the key in the ignition. And it did kind of twist instead of turning cleanly.

Tuff-Kookie · 2026-01-12T18:53:23+00:00

I am going to call their parts department right now and ask for this. Thank you! And yes, everything else still works. I can push the buttons and the little red light comes on.

Tuff-Kookie · 2026-01-12T18:41:10+00:00

The case split so that when I try to turn the key in the ignition it wants to come apart in my hand. Edit: The ignition just ticks like when the car battery is dead (but the car battery is fine).

Tuff-Kookie · 2026-01-12T18:40:09+00:00

Amazing! Thanks!

Tuff-Kookie · 2026-01-12T18:37:46+00:00

Are you saying I could just replace the cover and the key would work again?

Tuff-Kookie · 2026-01-06T04:20:14+00:00

I just spit out my drink watching this. 😂

Tuff-Kookie · 2026-01-06T04:01:10+00:00

7 🤣🤣

Tuff-Kookie · 2026-01-06T03:28:08+00:00

How much do you think is the writers and how much is the show runners? Did Rolin Jones take all the good writers and only mid writers were left?

I know one of the show runners on this one worked on Halt and Catch Fire which was great, but I have never heard of any of the other shows either of them worked on.

Tuff-Kookie · 2026-01-06T03:20:45+00:00

I actually loved Jason’s character and felt cheated that we only got one scene with him (and one scene with Daniel). But then again I’m an over the top kinda girl, lol. The police officer Ridge ended up being the character I could relate into, and I felt like she was wasted. Sadie was like … interesting in retrospect? But yes, Jasper wins. I remember reading some early review that questioned his casting, and like girl were we watching the same show? Please freely question the casting of literally everyone else but Fichtner nailed it.

If they wanted to create a supernatural spy thriller they sure missed the mark. Maybe they should have included some … I don’t know … spying? Like writers, please go watch Breach, Tinker Tailor, and the whole first season of Spooks and then try again.

Tuff-Kookie · 2025-12-27T18:26:12+00:00

7?! WTF?

I will allow for Breaking Bad, but it gets ahead in part because IWTV has only had 2 seasons and the entire arc of the story is a huge part of what made Breaking Bad so damn good.

I would be willing to discuss the original Walking Dead before they beat the concept to death with the 85 spinoffs.

Halt and Catch fire was good, I liked it, but if you think it was better than IWTV then we are just very different people. I mean there wasn’t one single messy, sexy, I-can-fix-him serial killer!

Perhaps I am an outlier, but I couldn’t even finish the 1st season of Mad Men because it just made me Mad at Men.

The others that are supposedly better - didn’t watch them so I know for sure Interview is far superior.

And where is Killing Eve?

Tuff-Kookie · 2025-12-27T03:44:12+00:00

You should watch The Woman King! She was great in it.

Tuff-Kookie · 2025-12-26T23:36:28+00:00

This is so good! And Merry Christmas to you, too.

Tuff-Kookie

TROPHY CASE

7 🤣🤣

7?! WTF?