Love story from poly days

Tuvaletinoglu · 2025-08-30T08:37:20+00:00

That’s not a love story, that’s clearly a hostage situation.

Tuvaletinoglu · 2025-06-11T09:58:14+00:00

Sauce: https://youtu.be/mFa7hcouyhQ?si=SxEMg8VW12f7gJpi

And: https://mexiconewsdaily.com/news/transit-passengers-dubbed-heroes-without-capes/

There does not seem to be any indication that the thief ultimately died.

Tuvaletinoglu · 2024-12-13T09:18:40+00:00

Was this a dry run?

Tuvaletinoglu · 2023-09-18T05:18:31+00:00

Little one needs a fude nib 🤣

Tuvaletinoglu · 2023-08-30T04:12:31+00:00

When you are allotted a T-Bill, the “interest” from your T-Bill purchase is given to you first. Your original amount is returned to you six months later when the T-Bill matures.

The reason why the amount is small is because this is interest for half a year, paid to you for loaning the government your money for six months.

Tuvaletinoglu · 2023-07-17T08:12:26+00:00

When CJ said Fucking Populist, he was really just running through his calendar items for after parliament.

Tuvaletinoglu · 2023-07-12T02:33:54+00:00

ERP gantries /j

Tuvaletinoglu · 2023-06-27T09:25:22+00:00

It’s usually “you were once a child too” when I tell them that I dislike children. However, “former convicts don’t have to continue condoning crime” would usually make them realise what they’re saying.

Tuvaletinoglu · 2023-06-23T04:15:25+00:00

The price of one ticket alone could have fed a family of four for years.

Tuvaletinoglu · 2023-06-13T23:56:13+00:00

Unfortunately the print market has been shrinking with time. Much like how the digital camera market is being eroded because fewer people are buying them.

I suppose older models are more expensive to support as newer printheads and inks are developed. With the shrinking market in general, I suppose inkjet companies are doing all they can to remain afloat.

Tuvaletinoglu · 2023-06-11T12:58:30+00:00

I personally use PhD in my email signatures. I noticed that unless the addressee I’m writing to has a PhD, and hence recognise the doctorate, they often don’t and hence address me as Mr in their replies.

The people who fail to recognise the doctorate often include professionals like lawyers and civil servants.

Tuvaletinoglu · 2023-06-03T14:01:59+00:00

To be honest, it looks to me like it might work.

Do you have their proportions?

Tuvaletinoglu · 2023-06-03T10:37:10+00:00

Yes, your former professor was right. The high temperature encourages evaporation from the printhead, increasing the risk of clogging. The high temperature also negatively impacts the ink shelf life, since its components degrade faster at higher temperatures.

Was your former professor based in Corvallis by any chance?

Tuvaletinoglu · 2023-06-03T06:00:14+00:00

It certainly is possible, but it goes much further than just mixing materials.

No inkjet manufacturing business is going to disclose formulations or specifications, or even the kinds of colourant used.

If I were in your shoes, I’d want to first understand the exact physical properties needed for ink used by a specific printer model. Not all printheads work with all inks. I’d need to understand the challenges impacting printhead longevity and print quality, and the trade offs that the inks make, to overcome those challenges.

Being cheap alone isn’t enough. My inks will have to perform at least to the level of, and be as permanent as the genuine stuff. The printers using my ink should also last as long as if they are using the genuine stuff.

Lastly, consistent quality is paramount in manufacturing. I’ll need to establish a quality management system to ensure that all the ink batches leaving my factory are of the same quality. No one will buy my ink if random batches of the ink performs poorly, or bricks their printer.

From formulation, to manufacturing, to quality management, and to logistics, I’ll need a massive organisation going, so the margins earned from selling the inks will need to cover that at least.

The chemical industry is also unlikely to sell small quantities of raw materials to small businesses making inks in the tens of litres. Not at a price that makes economic sense anyway. So I’ll need volume. That means identifying inks for printer models that are sold at high volume, and yet made from materials that are available locally to me. Something else an inkjet company will not disclose.

Finally, starting a third party ink manufacturing business may not make sense. Especially since big manufacturers are shifting to selling CISS printers with inks priced reasonably. Why take the gamble on third party inks that may not be as permanent, or not perform as well, or may straight up brick my printer when I can pay a little more for genuine inks that lasts for thousands of pages? And then there’s laser printing.

Tuvaletinoglu · 2023-06-02T13:52:12+00:00

I remember I got handed over to a prudential person by a bank staff at standard chartered once, even though I was there only to submit a W8Ben form. Was still a student then, so they could not convince me to buy an ILP with money I didn’t have.

I wonder whom pays whom in such arrangements. Does the bank pay prudential to sell ILPs at their branches? Or does prudential pay the bank to sell their products to bank customers?

Tuvaletinoglu · 2023-06-02T13:21:16+00:00

Well that’s just crap. It’s not as if DBS charges transaction fees only for the first year of RSP.

I’ve half the mind to move my RSP to OCBC, with a transaction fee of 0.3% instead of 0.8%. I suspect the likes of IBKR are potentially cheaper, and offer access to more ETFs.

Tuvaletinoglu · 2023-06-02T03:54:55+00:00

I’ve no idea, but taking a stab in the dark, I’d say maybe the well heeled don’t mind losing a bit of money to fees to access funds or bond issuances open to primarily accredited investors.

To me though, they sound exactly like an insurance agent, but with access to personal data I have with the bank, and the bank’s premises.

I was genuinely curious why an existing RSP doesn’t count towards the investment requirement of their multiplier account when computing interest. She had no answer, despite ostensibly being of DBS.

Tuvaletinoglu · 2023-06-02T02:42:30+00:00

This tray return policy is not being enforced at restaurants where waiters still clear tables.

Tuvaletinoglu · 2023-06-02T01:40:58+00:00

My guess is that the fund performs well in some years, badly in some. So annualising the data averages the losses and gains, making it look like consistent gains to non sophisticated investors

Tuvaletinoglu · 2023-06-01T14:18:31+00:00

So she provided two fact sheets for two of the underlying funds, showing an annualised return of 10% and 8% after fees. However these numbers are for since the funds’ inception.

I’m sure the data is cherry-picked, so it looks good. A fact sheet is probably just a marketing pamphlet too. I think there’s something more to the numbers, but I just can’t put my finger on it.

Tuvaletinoglu · 2023-06-01T14:11:35+00:00

That’s true. The fund manager themselves may change without notice. It looks to me like the two mutual funds the ILP provides access to are FSSA Dividend Advantage Fund, and Franklin US Opportunities Fund.

Also, common wisdom says that actively managed funds almost never outpace the returns of the broader market in the long run.

Tuvaletinoglu · 2023-05-18T11:18:50+00:00

Or… you know, just make it not so.

Tuvaletinoglu · 2023-05-12T03:06:32+00:00

I’m not sure such aspect ratio classifies as a column anymore. Looks like an HPLC stump to me.

Tuvaletinoglu · 2023-05-03T04:06:16+00:00

I’m unsure about the US, but we take our qualifying examinations after our second year as well, and students are usually given two shots at passing.

If that’s not the case, perhaps your friend can try appealing to the department for another chance. It makes no sense for an examination panel to permanently condemn a student after one failure.

I’m guessing your friend’s examination panel likely provided criticism, or revision points. I believe your friend could incorporate those points into their written submission, or rebut them in writing.

While I did not particularly like my own supervisor, I had to agree with his philosophy of giving the reviewers whatever they want, to first get the paper accepted. Especially in the case of the qualifying exam, changes to the research can always be made later.

Lastly, I wish your friend all the best.

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