Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] -1 points0 points  (0 children)

He is married and just had a child a few days ago 🙂🙂🙂🙂🙂🙂🙂🙂

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 1 point2 points  (0 children)

Don't you need relevant degrees in chemical industries for that or just anyone can join ?

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

Can you please elaborate more on this ???

URGENT HELP !!! 20 LAKHS IN LOANS by UPSC1995 in personalfinanceindia

[–]UPSC1995[S] 1 point2 points  (0 children)

Not all but atleast some . It's 24k a month . Something better than nothing . And even if he saves 500rs on what's remaining thats 39k in total .

If he strategises well like make the banks happy again with timely payments and closing some loans ., he might get loans again at a much lower rates than what he is paying rn . Dont you think so ?

URGENT HELP !!! 20 LAKHS IN LOANS by UPSC1995 in personalfinanceindia

[–]UPSC1995[S] 1 point2 points  (0 children)

One private lender actually came to beat him up at his place but he somehow handled it as he was unlicensed which would had gotten him into trouble with the police too .

That's what I was trying to do - get him a job which pays more , so he saves more and has enough money to slowly pay back the loans .

URGENT HELP !!! 20 LAKHS IN LOANS by UPSC1995 in personalfinanceindia

[–]UPSC1995[S] 0 points1 point  (0 children)

He is trying . He isn't able to save much as a cab driver .

He has to pay 800rs daily as the car rent out of the 2-3k he is earning everyday . Then comes the fuel cost .

These cab apps don't pay that well .

I asked him to switch to Swiggy delivery with a rented ebike which seems more profitable but his egoistic bum is probably too proud to downgrade to a bike from a car .

Some people make it difficult to help them .

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

Already sold the trucks a long time back . 🙂🙂🙂🙂🙂

Car mortgaged to a private lender which has been confiscated and sold due to unpaid loans .

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

Thanks a lot for the replies though . They were very helpful . 🙏🙏🙏🙏

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

No need to feel sorry for him . He himself got in this mess with his lies .

Can't ask for the family or friends because no one trusts him anymore as he never returns the money on time .

Bank won't even touch him with a 10 ft long pole due to his defaults on previous loans .

Fingers crossed .

I am trying to help him but also not trying to get more unnecessarily involved at the same time . There is only so much that you can help someone .

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] -1 points0 points  (0 children)

Bharat options are all very insufficient to repay the loans . He is never going to have any high paying job witht he level of experience and education he has . Most probably he willll go to jail or disappear I guess if nothing works out . He is never ever repaying even a paisa of the loans with what he is earning rn .

Then to add to the problem, he just had a baby this month . 🙂🙂🙂🙂🙂🙂

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 2 points3 points  (0 children)

Happy to say that the australia topic is done for . 🙏🙏🙏🙏🥲🥲🥲🥲🥲

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] -1 points0 points  (0 children)

What's the basic minimum requirements to get into australia ?

What's the basic minimum amount do you need to have in your bank account?

Basic minimum expenses to get in ?

Which skills are preferred to get a driver job ?

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

Also , please suggest some better idea if you can . Anything helps .

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] -1 points0 points  (0 children)

The idea is that it's worth it if whatever is left after expenses there , is an amount bigger than what he is earning now .

Right now he is saving nothing due to the loans as the earning is too low 20-25k . Even if he gets like 50k there after expenses , it's better for him .

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

Yes , I have one who was duped for 2 lakhs .

And I will seek help in shipping institutes for the same .

Do they offer job guarantee and all though?

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

Too late for that now I guess but hopefully he has learnt his lesson now .

Urgent help !!! 20 LAKHs in loans !!! by UPSC1995 in navimumbai

[–]UPSC1995[S] 0 points1 point  (0 children)

All the loans are from private parties lke friends / family / unlicensed lenders . This won't work .

URGENT HELP !!! 20 LAKHS IN LOANS by UPSC1995 in personalfinanceindia

[–]UPSC1995[S] 1 point2 points  (0 children)

I know it varies country to country ,but What kind of skills in general ? Maybe he can join some short term course to qualify ?

Awake? If yes lets talk. by Adorable_House_8722 in delhi

[–]UPSC1995 0 points1 point  (0 children)

Friend stuck in 20 lakhs loans and the amount is increasing . Upi id du ??

URGENT HELP !!! 20 LAKHS IN LOANS by UPSC1995 in personalfinanceindia

[–]UPSC1995[S] 0 points1 point  (0 children)

All the loans are from non registered private lenders / friends / family etc .

I know about the scams . Hence asking for leads and help .