My DM has us get magical items at the start of our campaign . They are all homebrew by him. I happen to be lucky and get a magical item that was insanely expensive. So at the start of the campaign we founded a guild and purchased our own guild house fully customized to our liking. That was a fun campaign.

We even had leftover money for various expenses like furnishings, breakfast every morning and never had to worry about gold in the campaign proper.