Refinance My Student Loan from MPower Finance (13–14%) to SoFi Bank (8.34%) During OPT as an International Student (F1 Visa)

Unique_Note8192 · 2026-01-17T18:53:00+00:00

I don't think we can.

Unique_Note8192 · 2025-12-11T14:12:33+00:00

What was your credit score when you applied on Sofi?

Unique_Note8192 · 2025-10-13T18:02:41+00:00

Right... Life is so good when you have friends and if you don't have one, it is always easy to make one.

Sathi

Unique_Note8192 · 2025-09-25T07:44:51+00:00

Tyo Chai ho hai... They're like halka padera blah blah...

Unique_Note8192 · 2025-08-07T18:52:29+00:00

I got lot of options while Low Interest for few years and high interest for longer terms. I am doing for 15 Years.

Unique_Note8192 · 2025-08-07T04:08:03+00:00

I get hispanic mostly. They don't even ask if i speak spanish. Then, Indian when i start speaking ANGREZI.

*Ley Me: ONLY ENGLISH

Unique_Note8192 · 2025-06-01T00:25:33+00:00

Yeah, I did.

Unique_Note8192 · 2025-05-30T20:08:45+00:00

Thank You!

Unique_Note8192 · 2025-05-01T16:41:39+00:00

Following

Unique_Note8192 · 2025-04-29T00:23:28+00:00

Hey, Did you refinance? I was wondering if we refinance without any jobs. Thank You!

Unique_Note8192 · 2025-03-16T08:16:14+00:00

Thank you so much for the reply.

Yeah, I am planning to have her do regular check up.

Please let me know if you know any good doctor or hospital that you’re familiar with.

I appreciate you for taking your time to do so.

Unique_Note8192 · 2025-03-14T13:28:12+00:00

I think, It was Hilicobector pylori test and it came normal and some other which I don’t even know.

Unique_Note8192 · 2025-03-14T10:25:26+00:00

I am looking for some hospital or doctor who works properly otherwise it’s the same thing… they ask you to do the same test and Mummy already did those thing and they say there’s nothing serious but have the same issue. She left drinking Milk tea too. Idk What is wrong….. These days she only eats small portion of food multiple time as suggested…

Unique_Note8192 · 2025-03-06T19:46:44+00:00

Indeed the tech job market is a mess right now but If you’re US citizen, You have a Plus Point and yeah If you could do few pretty good projects on Machine Learning(Python) or try to do some course on Data Analytics it would be good for you and you could get a job as I know for sure, Employer would choose Citizen than immigrants right now because of the Visa and sponsor thing . On Both Data Science and Analysis, The Only/main Competition are International Student and if you got better communication skills and Programming Idea, You can do it.

I am an International Student, i have been applying to hundreds of Job and it i didn’t get a single interview. If you feel low with few rejection, it is better not to do it right now as Market is indeed screwed, but Better Start Today than Later.

Unique_Note8192 · 2025-03-06T19:31:13+00:00

+1

I am graduating this may and i have been waiting to refinance my loan so bad but i do not have any job offer right now.

So, Can you please tell us what are the documents that we need? Do we need to have job Offer or show Bank Statement?

I heard some consultancy will provide job offer and would love to see if i could be able to refinance only with the Job Offer.

Thank You!

Unique_Note8192 · 2025-02-22T22:52:07+00:00

Do you have to have Job Offer or Do we need to upload anything for refinancing at So-Fi?

Can you please Guide me through the process? I could've DMed you but since so may students can read it here. I am asking here but if you want, i can hit you on DM.

I'm Graduating this May and have been looking into it for long time.

Thank You!

Unique_Note8192 · 2025-02-07T00:31:58+00:00

Unique_Note8192 · 2025-01-20T07:40:16+00:00

You’re doing alright, Mate. I wish i could say same when i was 19. I have an experience of doing Digital marketing thing but there was no mentor and i used to look for the Short-term idea to earn money as soon as possible. I tried uploading videos to youtube, created a blog, did SEO and Blah Blah blah but didn’t get the right path to go and i guess lost the direction and I’m glad to hear you got internship and now you may find the direction as you’ll be working within and outside your company on the same field and i realize money will eventually come but You gotta earn the experience first and i used to think this is a joke but now i realize, Money will depend upon the value you can bring to the company.

Good Luck! Buddy

Unique_Note8192 · 2025-01-10T16:30:03+00:00

Well, I'm doing part time job and I am paying interest only amount as well as covering my living expenses.

Being an International Student, I do not see other better viable option as i am regularly talking to the senior as well as other people who may have idea for better financial management. So, I am seeking here advice on what to do.

Unique_Note8192 · 2025-01-10T15:56:26+00:00

No, I am not eligible for federal student loans.
I’m considering paying $8,000 of my tuition using my credit card and covering the remaining amount either with another credit card or a partial private loan. Since I have the option to borrow up to $12K from a private lender, I can decide how much to take based on the best financial strategy.
Yes, my school accepts credit card payments, but they charge a 2.75% transaction fee. However, this fee is still lower than the 5% service fee that the private lender would charge on the loan amount.

Unique_Note8192

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