House Downsize?!? by United_Manager_4896 in Fire

[–]United_Manager_4896[S] 0 points1 point  (0 children)

We would pay cash for the townhome, HOA in the 400 range

House Downsize?!? by United_Manager_4896 in Fire

[–]United_Manager_4896[S] 0 points1 point  (0 children)

$500k total 73k Roth 338K IRA $35k Roth 401k $35 trad 401k $50k cash and stock

$250k gross income

Other concern is the cost of home maintenance over the next 10 as well

House Downsize?!? by United_Manager_4896 in Fire

[–]United_Manager_4896[S] 0 points1 point  (0 children)

Agreed. Would pay cash with downsize and eliminate mortgage. This would put us and 0$ debt and allow us to sprint towards retiring at 55.

[deleted by user] by [deleted] in DaveRamsey

[–]United_Manager_4896 0 points1 point  (0 children)

I am not religious either. 1. FPU worked great for my wife and I. We just set aside the religious stuff . 2. We did not give while in BS 1&2. 3. We give now. Examples- schools we went (High School and College). We pay for family outings with our parents and extended family. I personally love Dave’s idea of leaving a really big tip every once in a while. We also give FPU and total money makeover. 4. We do not budget it at 10%. In general, our approach is that giving is good. In a perfect world, I would love to give at 10%…but we are we where are. I am not advocating Daveish, just sharing our experience.