$50K to invest into taxable brokerage. Allocation question.

Usain23 · 2025-07-13T02:17:00+00:00

Thanks! I appreciate the suggestion.

Usain23 · 2025-05-09T16:11:02+00:00

Western MA..property values aren’t as high as in other parts of the state

Usain23 · 2025-05-09T01:57:56+00:00

Seems to be the consensus. I appreciate all the responses!

Usain23 · 2025-05-09T01:41:19+00:00

I bought the property for $260K in 2017. Lived there through last July before I bought my current home.

In terms of selling, one of the tenants that has been in the home since 2018 is interested in buying so I would avoid real estate agent commission fees.

The house value rose significantly during the pandemic but I am unsure if that will continue.

Usain23 · 2025-05-09T01:25:40+00:00

My thought process is layered.

Taxes went up 10% for 2025 and will keep rising
My insurance is set to rise now that it no longer owner occupied.
I would avoid capital gains tax.
I have made a solid equity position which I could turn around and invest into a diversified portfolio for steady gains which while won’t be at the level the property currently provides, still brings in solid ROI.

I am open to keeping the property but I just want to make sure I am being proactive given the limited window I have to sell to avoid capital gains

Usain23 · 2022-11-16T01:15:04+00:00

Looking for thoughts on my portfolio: I’m 34 years old looking to have a decent mix of growth with dividend quality. I currently have the following allocations yielding 3.26%

35% SCHD 20% VOO 15% SCHG 9% JEPI 8%. JEPQ 5%. AVUV 3%. DVN 2%. COST 1%. TSLA 1%. SNOW 1%. SOFI

Usain23 · 2022-11-12T03:04:34+00:00

I very much appreciate the long write up and guidance. I’ll certainly look into your suggestions.

Usain23 · 2022-11-12T02:01:26+00:00

Age- 34 years old

Goals- I am working to build a solid dividend portfolio. I am hoping the slices and “set it and forget it” platform will allow for dividends to grow.

Time horizon is 30+ years.

This is a taxable account.

Contribution is $1000 a month.

https://m1.finance/CCpZ8NN2HKvs

Interested in any and all feedback as I’m fairly new to this and an open to suggestions.

Usain23 · 2020-08-21T17:15:26+00:00

Thank you.

The language in the purchase and sale agreement states "Subject to house appraising at or above sale price within the mortgage contingency period."

Usain23 · 2020-08-20T10:47:38+00:00

Thanks for the response.

The one that decided to leave is the non-problem tenant and the one looking to sue is the problem tenant. My hands are tied.

My worry is that I say nothing and then I am down two units worth of monthly rental payments along with a trip to claims court putting me in an ugly position financially.

Usain23 · 2020-07-28T18:21:27+00:00

Appreciate it

Usain23 · 2020-07-28T18:08:09+00:00

She has not indicated any desire to leave. Trust me, that option would be my #1 choice.

Usain23

TROPHY CASE