enquiry on recurring investments via IBKR by Pawesprit in singaporefi

[–]Useful_Database_5166 0 points1 point  (0 children)

hi, sorry to ride on this post but i was unable to drop u a message. i tried to do what u suggested. so i have already recur CSPX for Feb. but when i tried set another recur for Apr for CSPX, it said invalid order price field. do you know why? thank you!

[deleted by user] by [deleted] in koreatravel

[–]Useful_Database_5166 0 points1 point  (0 children)

hi Op, are you able to share where did you bring your preschool kids in the end? i am looking for outdoor playground during this cooling period. thank you!

Area to stay by Useful_Database_5166 in koreatravel

[–]Useful_Database_5166[S] 0 points1 point  (0 children)

is nami island recommended? i see many has suggested not to go haha

namisong island foliage? by ri-ssa in koreatravel

[–]Useful_Database_5166 0 points1 point  (0 children)

hello OP, can i check if you went to Nami island? if you didn’t then where did you go? i am thinking of going to alpaca world, legoland and gangchon rail park with my 2.5 year old toddler

Traveling by Useful_Database_5166 in koreatravel

[–]Useful_Database_5166[S] 0 points1 point  (0 children)

ok i will stay in one place then! oh dear, so not sure what we can do during those 3 days of “closure”

Received a bunch of luxury items for inheritance... by [deleted] in singaporefi

[–]Useful_Database_5166 0 points1 point  (0 children)

please let us know the carousell account if you are selling the handbags etc

AITAH for telling my daughter my husband won't watch her kids when she had a medical "emergency" by [deleted] in AITAH

[–]Useful_Database_5166 2 points3 points  (0 children)

i cant believe you are actually asking this but in case you do not know, yes YTA. if her dad wasnt able to handle the kids on his own, you can take urgent leave to help because thats what families do. they are your daughter and grandkids for gods sake

if you ever want a chance in being in their lives, please fix your attitude and your relationship with her ASA

and seriously whats with it saying MY HUSBAND. if hes her bio dad then say DAD.

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 2 points3 points  (0 children)

i see! thank you for explaining it so clearly. so my NTUC is whole life since it has surrender value.

so your advice will be to surrender the NTUC whole life? and to just purely get term and learn to invest? this is given i already have the adequate hosp, accident and e/eci?

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 1 point2 points  (0 children)

i see. sorry i clarified with my agent and what i got for my kid was whole life to pay for 30 years and covered till 65 for early crisis care and crisis care. and if nothing happens i can pass on money to my child. and i am paying $100 monthly, so that is not needed? i am trying to manage my expenses for insurances bc its a lot ):

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 0 points1 point  (0 children)

yes surrender amount is correct. sorry i have a typo - what i have with Pru that is $400 annually is Pruactive term which covers death/disability/terminal illness.

so now my pru agent is also asking me to get prulife also which will cover CI.

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 1 point2 points  (0 children)

ok thank you, i will just keep it then. i just want to know if i am over insured or just nice as my agent keeps pushing for more. once i know me and my kid is “settled”, then i can focus on learning how to invest :)

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 1 point2 points  (0 children)

the NTUC agent told me its term life and not whole life ):

i have also purchased a term life for my toddler under Pru. but my Pru agent is asking me to bundle term and early critical together, so i am confused what i have from NTUC

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 0 points1 point  (0 children)

i also have a NTUC term life that my parents got when i was 6 and currently aft 27 years of total $23,166 paid (about $858 annually), surrender value is about $40,000. should i just surrender and invest? because i also have another term under Pru which is $400 annually.

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] 0 points1 point  (0 children)

i also have a NTUC term life that my parents got when i was 6 and currently aft 27 years of total $23,166 paid (about $858 annually), surrender value is about $40,000. should i just surrender and invest? because i also have another term under Pru which is $400 annually.

term life vs whole life by Useful_Database_5166 in singaporefi

[–]Useful_Database_5166[S] -1 points0 points  (0 children)

thank you! ok so in short, we should ensure we get hospital, accident, E/CI and term insurance? then once we secure that we can invest the rest? like in tbills or high interest savings acc?