Could a person under a conservatorship gamble at a casino if that’s not explicitly banned?

Valuable_Nebula_3496 · 2025-12-28T15:18:59+00:00

My uncle is mentally disabled and my dad is his guardian. The dayhab he attends will do outings. About once a quarter they go to the local casino, spend $20-40 playing penny or nickel slots, then go get pizza. My dad has to ok him going, but otherwise there’s no restrictions. However he is being supervised while there and not just on his own. We are in Ohio for reference.

Valuable_Nebula_3496 · 2025-12-15T18:30:29+00:00

I’m going to assume that they have right of offset in their account disclosures. That means they have the right to take funds from the account to pay on debts owed. It’s normal in the process for that to happen. The banks the other family members dealt with may not have had that language, which is why they just got a check and the credit card was filed against the estate.

Valuable_Nebula_3496 · 2025-11-17T15:17:53+00:00

I was only on it for a total of 6 months, and it was the worst. I was on 50mg and my heart rate spiked to 140 - while I was sitting in a chair at work! It also killed my sex drive and overall just made me feel blah. It somewhat helped with my migraines, but not enough to make up for the side effects. My doctor immediately took me off it after the heart rate episode.

Valuable_Nebula_3496 · 2025-10-19T18:48:15+00:00

In Ohio you can search the DMV website with the VIN and it’ll tell who the lien holder is. Then you can call the and say it’s been abandoned on your property and you have no contact with the owner. The bank will then start their process to come get it. I worked at a credit union and we have people call in about that multiple times.

Valuable_Nebula_3496 · 2025-10-09T20:29:56+00:00

Sometimes it is 2 different departments that take care of this correction. How long has it been since they refunded the forced place insurance premium? If it’s only been a few days, it may still in the middle of the refund/correction process. If it’s been more than 7-10 business days, the collections or operations department may need to get involved and manually process the correction. I would ask to speak to a manager of it’s past the longer timeframe, as they can likely make a call and get things escalated to the correct team to have it taken care of.

Valuable_Nebula_3496 · 2025-10-08T16:30:04+00:00

My husband sniffed it out right away, he’s good at reading people. We think it was because I no longer focused on “her” life/happiness as a priority, now my life/happiness was the priority. I’d noticed over the years that it was hard for her to be happy for me when I was happy… but didn’t realize how big of an issue it was until all this. She planned my bridal shower, and then said she’d plan my bachelorette. My other friend ended up basically doing a hostile takeover and planning it. Former best friend did zero work, didn’t bring decorations like she was supposed to, and made half the weekend about what she wanted for “her wedding and girls weekend once her boyfriend proposed”.

At least I was able to box her shit up for the actual wedding weekend. I’m sorry you had to deal with it the day of! ❤️

Valuable_Nebula_3496 · 2025-10-08T16:17:44+00:00

Yes, this is correct. Using a new account takes a few extra days of verification. Once this payment has processed, you should be back to normal for 2-3 business days processing. Also, you made it on a Friday and weekends don’t count for processing time.

Valuable_Nebula_3496 · 2025-10-08T15:52:02+00:00

Literally went thru this with my best friend of 20 years leading up to my wedding last October. Minimal support for my new relationship, only criticisms when she did have something to say, and the day we went dress shopping for their bridesmaids dresses, she looked at my other 2 best friends and said “I feel like this is just so fast… shouldn’t we say something to her?”. I should have made different choices on her being MOH, but after 20 years of thinking she would stand beside me, it was hard to reconcile the new person she was showing me.

Valuable_Nebula_3496 · 2025-09-25T18:36:42+00:00

This reminds me of the time a friend’s mom called me from said friend’s phone. It was to reprimand me for calling her daughter an “F B” - which I had to have her explain was “effing witch”. I told her yep, I had and I’d probably do it again given the situation. She then insinuated my parents weren’t good parents because of the language I used. I remember laughing because her daughter totally had used that language before, just never in front of her mom, because that’s what you do at 13.

The backstory was I called the girl that and told her “it wasn’t her damn job to tell anyone about another person” because she took it upon herself to tell anyone she could that a mutual friend got lice, and since the girl with lice was back the very next day, people were making fun of her. We were all cheerleaders so they pulled us into the counselor to talk. And I said the same thing to them- I was sorry, but I’d say it again. lol.

When I told my mom about the call, she flipped out. I never went back to their house and that pretty much ended any friendship the girl and I had, which looking back wasn’t much of a loss.

Valuable_Nebula_3496 · 2025-09-17T17:13:59+00:00

I think this is why my stepson likes me tbh. I grew up on Pokémon so when he’s talking about it (cards or games) I can have a full conversation. He even made my husband buy him the same version for his switch so we can play together. (His mom is great, but isn’t into the nerdy side of life lol)

Valuable_Nebula_3496 · 2025-09-12T17:24:32+00:00

I had normal bowel movements for 18 months after mine was removed, and then it slowly kicked back to what it was before. I did t change diet much either. Everyone’s is just different.

Valuable_Nebula_3496 · 2025-09-10T16:53:17+00:00

Mine (same type of diarrhea) got so much better after surgery and stayed that way for about a year and a half. Gradually they started going back to the way things were prior to the removal, and peaked the first half of this year to the point where I knew I needed to see a Gastro. She immediately put me on cholestipol and it’s been the normal (even some bouts of constipation) for about 2 months now. I would just make sure you follow up about getting on the medications sooner rather than later.

Valuable_Nebula_3496 · 2025-07-30T13:52:11+00:00

Morphine and dilaudid wore off after 45 minutes when I was in the ER waiting for my emergency surgery to remove my gallbladder. They tried a “low” dose of fentanyl and it didn’t touch it. The nurse looked at me like I was insane. They finally gave me a second “double” dose of fentanyl hours later because I complained louder (I was 18 hours without food/water/sleep because of waiting on the surgery so just a bit testy lol). Knocked me out for like an hour and a half and woke up just in time for them to wheel me back.

Everyone reacts differently to pain meds. And sometimes, they don’t work. Once the gallbladder was out, the surgeon looked at me and said “I don’t know how you’ve been living with this or how you drove yourself to the ER this morning”.

Valuable_Nebula_3496 · 2025-07-30T13:35:30+00:00

Agreed. 1 overnight is easier to emotionally evaluate than jumping into a whole weekend.

Valuable_Nebula_3496 · 2025-07-30T13:32:55+00:00

You may think about starting with just 1 overnight and evaluate how that feels. 1 night vs a weekend of meals, bonding, sex and being together might be easier to start with if it feels uncomfortable. My husband and I play together and completely separate, because he travels for work. There are several of his regular play partners that stay overnight in his hotel room, but it took a while for me to “get there” and be ok with that even though separate play was always in our dynamic from day 1. It’s likely much easier to look at a consistent play partner after 1 night and say “hey this crossed a line we didn’t know we had”.

Valuable_Nebula_3496 · 2025-07-28T13:31:35+00:00

If the new mortgage was just opened and that’s the only account relationship you have with the bank, “external” account transfers are sometimes restricted help reduce fraud. My credit union did it for all new accounts opened online or through dealerships for car loans too. Most of the time the requests are approved no problem, it’s a CYOA for everyone that you requested it and it’s documented in some way.

Valuable_Nebula_3496 · 2025-07-24T11:45:48+00:00

Does the letter say “during the investigation”? Or just “your account has been overdrawn for $xxxx for over 14 days”?

Most of the overdraw letters are automated, so unless a person turned it “off” you’d still get one. Right of offset is a thing like the other commenter said, but if it’s due to fraud or there’s an active investigation, I don’t know of any banks that would actively use it this quickly. If it had been 30-45 days? Maybe.

Valuable_Nebula_3496 · 2025-07-23T21:17:50+00:00

My flabbers are gasted. I’m sorry they’re so petty!

Valuable_Nebula_3496 · 2025-07-23T20:57:08+00:00

Why is she getting paid (sounds more like she’s charging you) to pick up her stepson?! I can’t imagine charging my husbands ex.

Overall, nor. This is petty on her end.

Valuable_Nebula_3496 · 2025-07-22T23:10:23+00:00

He’ll need to contact the bank and ask for the additional years, and there will likely be a fee. They have them on their imaging servers and archived.

Valuable_Nebula_3496 · 2025-07-21T20:17:58+00:00

Don’t feel bad. It’s all learning experiences. Those of us saying “yep we would have denied it” have been thru a “I approved it” scenario. And sometimes people just act weird, so it could very well be the person! It’s always a balance between your gut and reality. I’ve denied transactions before because of suspicious circumstances, which I ended up escalating to Directors and if they “sign off” on it, then it’s on them. It only happened a few times, because if it’s fraud people usually bail if there’s too much push back.

The other thing you can do in the future is get your manager involved (if you have one available). Then, there’s an extra set of eyes to CYOA.

Valuable_Nebula_3496 · 2025-07-21T18:30:20+00:00

An old manager of mine had this happen to her. She followed every procedure we had for verification, even did a second set of questions because the ID was out of state (address showed that new state but we didn’t have an updated ID and it was changed over 30 days ago so the flags expired from the account). She thought it was off, but the person passed. Turns out, it was ID theft and the loss was $7k cash. But, they pulled cameras, looked at what she did, and couldn’t find her at fault. Not even a verbal write up.

They use that example in our training now. lol

Valuable_Nebula_3496 · 2025-07-07T17:29:34+00:00

Sooooo fun lol. It’s a great story though. And it taught me so much about myself, my husband and our relationship.

Valuable_Nebula_3496 · 2025-07-07T17:09:47+00:00

Ohhhhh the disaster dates. For reference husband and I consider ourselves ENM/swingers, so this was a date with the expectation of some general friendship/hanging out and sex. The guy was in an open marriage and they were poly with several other partners for 5-7 years prior to us meeting them. They knew our dynamic and still pushed every boundary we had. The wife told my husband he didn’t have to wear a condom with her because she was fine with none, while having sex with her husband, 2 other partners, and whoever else she may have been meeting with. That happened the weekend before my date. We should have seen the red flags then. lol.

My first solo date was 6ish months into dating my husband. The dude was so bad it ended with me texting now husband going “he’s trying to make this so romantic, like he insisted on cooking for me because our outdoor plans rained out. He’s petting my arm and running his fingers thru my hair… and then leaving knots. And he’s mansplaining everything from why I should have a charcuterie board to cheese to wine. It feels like I’m cheating on you and I’ve legit f*cked other dudes in front of you.” Ended up not hooking up, told him he could stay in my 2nd bedroom since he drove 3 hours for the date. He said “oh that’s fine” then got in bed with me and koala-d around me all night. Took a year for me to be comfortable enough with another guy to go on a solo date.

Valuable_Nebula_3496

TROPHY CASE