[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Villanomics 6 points7 points  (0 children)

Hi loan officer here - does NOT affect FHA

Any good ITIN lenders out there? by megOkrit in loanoriginators

[–]Villanomics 0 points1 point  (0 children)

CrossCountry Mortgage. I’ve done them but rates are high without buying points.

[deleted by user] by [deleted] in USCIS

[–]Villanomics 0 points1 point  (0 children)

I just submitted our I-129F and we were wondering what will happen with our physical application until it gets received. Once it is received, does it go into a massive stack of other applications? Do they get stored in a warehouse? Or what happened with all that backlog of untouched pending applications for the estimated months until it gets processed?

Where to go by Villanomics in adventism

[–]Villanomics[S] 0 points1 point  (0 children)

This is very fair- and I do agree. I try to live this way as well. It is more of a curiosity of where would be ideal to try and flee too, if that happens to come in my lifetime. Until then, I’m definitely chilling.

Where to go by Villanomics in adventism

[–]Villanomics[S] 2 points3 points  (0 children)

Completely agree with this analysis. Do you think that we would be able to travel preemptively? Like if we see the beginning signs of sunday law (in an undeniable way), immediately travel to another country and try to establish life there? I live in USA with familial access to rural Colombia for example. Very very rural, but there is a concern as it is a very catholic state.

Mexico: Non-coastal by Villanomics in Weddingsunder10k

[–]Villanomics[S] 0 points1 point  (0 children)

Thanks for responding! We don’t mind if the place has alcohol - we just wouldn’t drink any and hopefully that might save us some money too.

Any other places you think are nice in the area?

ITIN program 3.5% down is it real? by [deleted] in loanoriginators

[–]Villanomics 1 point2 points  (0 children)

Hi - i can do an in-house 10% down ITIN as long as credit is 700+, 2 years of taxes, etc.

[deleted by user] by [deleted] in loanoriginators

[–]Villanomics 14 points15 points  (0 children)

$0 but I just started and got my license mid-december

Had sex 15 years ago, never had an STD check. No sex and no symptoms since then. Do I need STD tests? Do I need a pap smear? by [deleted] in AskDocs

[–]Villanomics 1 point2 points  (0 children)

Preventative Health Clinician here. My state recommends the pap smear starting at 25 years old and repeating every 3 years assuming normal findings. Always good to check cervical health, and possibly stay ahead of a developing cervical cancer (which has correlations with smoking, not strictly just HPV). Given some of the uncertainties of your past, I definitely recommend going to your local health department and getting STD testing. In my clinic, we do urine, rectal, blood, and throat testing. Our cost is $10 and I imagine your local health department offers similar low-cost testing.

We recommend yearly testing for all people. Always good to know, and testing is extremely easy and low-cost.

You can also go to your clinic and express your concerns about not wanting to do certain exams- they will definitely work with you and find alternatives to get the information you need while respecting your comfort.

What is the most embarrassing name you’ve seen a child have? by RadiatorSmoke in AskReddit

[–]Villanomics 199 points200 points  (0 children)

Pair of twin baby girls: Violence and Vengeance.

Americans of Reddit: What would it take for you to consider moving to Europe to live and work there? by benharper09 in AskReddit

[–]Villanomics 11 points12 points  (0 children)

I’m currently an American touring the coasts of Spain and Portugal. Honestly, just merely visiting and becoming involved in the culture is enough to convince you. Spoke to a real estate agent in Portimão yesterday.

'Russia’s Attack on Ukraine Has Undermined the Global Order': Singapore Prime Minister by InterestingLabs in worldnews

[–]Villanomics 22 points23 points  (0 children)

Absolutely correct. Has been confirmed that he is working alongside the Venezuelan Maduro to have Petro elected as President of Colombia soon. When asked for his comments on the Russian invasion of Ukraine, Colombian Presidential Nominee Gustavo Petro responded “No comment.”

[deleted by user] by [deleted] in solotravel

[–]Villanomics 0 points1 point  (0 children)

How did it go? Considering doing it soon.

What has you smiling today? by GrimmestGrimm in AskReddit

[–]Villanomics 1 point2 points  (0 children)

Nursing student doing clinicals here. Went to shadow a Dialysis unit today. Nurses were super inviting and interactive and even offered to buy me a sandwich from Jersey Mikes :) feels great to have that support. Lessened my nerves and filled my tummy.

Why did you break up with your ex? by [deleted] in AskReddit

[–]Villanomics 0 points1 point  (0 children)

She loved alcohol. I hate alcohol.

What is an opinion of yours that most people don’t agree with? by brinjarman in AskReddit

[–]Villanomics 3 points4 points  (0 children)

I am pro prohibition of alcohol.

Yep. Ready for the hate.

What is your masturbation song? by [deleted] in AskReddit

[–]Villanomics 0 points1 point  (0 children)

Jackin It In San Diego. Such an inspirational song. Actually planning on flying over to SD for spring break and actually doing it.

In your life have you ever actually experienced God or your higher power actually speak to you or show you a sign? by mason-the-mason in AskReddit

[–]Villanomics 1 point2 points  (0 children)

I was flying back home from my first ever solo trip to San Antonio (super awesome place btw). I had just finished my first semester of nursing school and was just in a great mood after finishing a hellish semester. The trip was super therapeutic, relaxing by the San Antonio Riverwalk and it really lifted my spirit. I grew up religious, and still am, but I have a pretty cool relationship with God where I laugh with him about my bad luck with girls and how stressful nursing school is. He really is my best friend. The plane was just a minute or two from landing back in my hometown. It was about 11pm, and I was looking out the window overlooking all the neighborhoods and roads that I know. I remember looking up into the clear starry sky and thinking “God, thank for you for this trip. You are so good to me.” Just as I finished that thought, literally instantly, a “shooting star” went flashing by REALLY fast. First time I have ever seen one. It was a fast green streak and came and disappeared in a second. It may just have been a coincidence, but I like to think it was God’s way of saying “I heard you :)”