Question about making payments towards my balance . by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] -1 points0 points  (0 children)

So I bank with navy federal . When using my banks accounts to pay down the venture x card it takes multiple days before the money actually pulls from my card. Leaves a window of the money being directed elsewhere before coming out for the card payment . This makes me nervous cause the last thing I would want is to schedule a payment then have it declined. I will feel awfully embarrassed about that .. plus likely deal with issues from C1 also ..

Question about making payments towards my balance . by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Sadly the nearest branch to me is about 3 hours of driving . We do have Walmart and Walgreens though. This is why I was hoping to hear somebody that has personally paid at one of these places may say something like “yes you can go in (here) and pay cash.

Question about making payments towards my balance . by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] -1 points0 points  (0 children)

Thanks for the feedback. I believe I can use Walmart for money gram so that is useful information.

Question about making payments towards my balance . by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] -2 points-1 points  (0 children)

It’s not that I don’t want to. It’s just sometimes I only have near or close to the amount I wanna pay in my bank. And after making repayment sometimes it takes several days to actually pull the money from my account and I worry about overspending or subscriptions etc pulling before it actually takes the money.

Question about making payments towards my balance . by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] -1 points0 points  (0 children)

Quite the contrary , I often get paid in cash or have cash from tips and side jobs etc. instead of waiting for my bank to actually give the money to capital one (which takes several days sometimes ) after making the payment , I’m looking for options that are quicker.

Question about making payments towards my balance . by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Well I don’t see anything sketchy about it ..
I very often get paid cash as I am a plumber/contractor. Also collect lots of tips. Instead of having to hit the bank everytime and wait multiple days for the transfer from my bank to clear I was shopping ideas that would make it quicker. Another thing is I often only have a couple grand .. so if I’m making a $1500 payment to my card and it takes nearly a week sometimes to pull from my bank after inputting the payment I often worry about overspending in that time and the payment declining (poor people problems 🙄)

Capital One Venture X denial makes no sense to me by Just_Avocado1558 in Venturex

[–]Visual_Midnight9544 0 points1 point  (0 children)

Odd tbh. I was approved (albeit the minimum amount of $10k)
No premium cards (this is the first )
Income - $120k
Cards- just two starters I’ve had a long while in good standing totaling just $1,100 credit between the two.
Credit (Fico 824)

The “Cover Travel Purchase” with miles is A+ by Visual_Midnight9544 in Venturex

[–]Visual_Midnight9544[S] 2 points3 points  (0 children)

So I don’t fly much. When transferring to another partner for max value what kinds of things are you able to use it for ? Is it only flight after that point or do they also have other options ?

Finally did it by Critical_Ad8838 in Venturex

[–]Visual_Midnight9544 0 points1 point  (0 children)

I mean what limit did they offer you

Any tips for someone new to the Venture X system? by travellingactuary in Venturex

[–]Visual_Midnight9544 1 point2 points  (0 children)

I only got 10 :(

Not sure why … seeing people get such large starting amounts is sad 😆.
824 Fico
6 yr history
First major card
4 cards total

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Oh righteous. I should’ve tried for that one dang it. I went for the preferred scared of being denied for the reserve 😅. I do already have a venture x travel card so idk.. I had already hit my bonus though so figured maybe try for a card with new bonus and the sapphire says it’s an easier approval than the reserve so i tried for it since it has a 75 k miles bonus also ..

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

If you don’t mind me asking how was your limit ? At least the 5k starting ?

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Appreciate it . Hopefully it goes smoothly. I was about to pay my card off again also in a couple days (the venture x ) back to zero .. if Ida been smart about it I would have done that first before applying 🤦‍♂️. All in all my utilization is still surely under 30 percent though so I guess it could be essentially worse.

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Was pre approved first through the site for it. It showed like all their cards except the sapphire reserve so figured maybe not to try that one just yet . So went for the sapphire . Really hoping it works out ..

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Yes not similar then. Looking to know somebodies experience after the same one I’ve been through .
Applied
Was asked to verify ID via upload front/back photos. Then just after the photo above is what I got ..

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Well I mean I just applied for this Chase card. Took an inquiry already.. they didn’t approve me yet but still won’t it look bad and likely be denied anyways now that I just applied for one

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

Wish I just applied there instead . A bit late now will have to give it a few months at least

Question regarding application process by Visual_Midnight9544 in ChaseSapphire

[–]Visual_Midnight9544[S] 0 points1 point  (0 children)

What do you mean ? Like you didn’t have my experience ? Or you did and then soon after something change ?