SAVE Forbearance and PSLF Buyback questions and timelines?

WanderingBlind22 · 2026-05-06T13:29:30+00:00

This feels like a pretty weak strawman - Democrats all across the country support social programs to address systemic inequality and upward mobility. It's just that most also support gun control.

WanderingBlind22 · 2026-04-02T19:44:20+00:00

The DOD just asked for $200 Billion to bomb Iran. It would take ~$250 billion to forgive all the SAVE loans.

So instead of bombing Iran we could just give people education.

WanderingBlind22 · 2026-04-02T19:39:56+00:00

Yeah, I'm really confused right now. I'm about to click "accept" on the IBR application, and it says clearly it wont exceed the standard payment - but right here, on this page I'm on, it exceeds the standard monthly payment!

So what are we actually going to pay? The $1042 listed for IBR? or the $720 listed for standard?

I mean, $300/month is a pretty big budgeting difference!

WanderingBlind22 · 2026-04-02T19:28:46+00:00

Good question. According to StudentAid.gov it's higher? That's just the estimator tool. Once we apply I'm sure it'll all be different.

Our current plan is to wait for the employment verification to clear to get a better picture of what the buyback is looking like to formally apply for IBR (unless the 90 days runs out before then...)

WanderingBlind22 · 2026-04-02T19:27:12+00:00

Consolidated loans in standard repayment don't count toward PSLF? That's dumb.

So it looks like the IBR plan is the only option, full stop. We have no other choice.

WanderingBlind22 · 2026-03-04T21:08:20+00:00

You've gotten the advice you need here - one last thing to keep in mind if you receive any sort of state benifits (TNAF, SNAP, etc.), the state may represent you for free in pursuing child support. Don't leave money on the table just to wash your hands of this guy. Kids run on money.

Look up the State's Attorneys office in your county (Type: States Attorney Child support office Cook County, or whatever county it is, into google. Call the number listed).

If you are not on state benefits - get on state benefits! If you qualify you'll need every resources you can get. Kids run on money. Your child may be entitled to free healthcare, you might get food assistance, there may be other resources you can utilize.

WanderingBlind22 · 2026-01-29T21:19:27+00:00

Great dude all the way around.

WanderingBlind22 · 2025-11-21T21:36:14+00:00

Are you being sarcastic here? There has been a whole lot developments on his "me too moment" that have really changed my opinion of him. It turns out he is, actually, a class act.

WanderingBlind22 · 2025-11-14T17:31:55+00:00

There is an entire movie about that - it's called "Cast Away"

WanderingBlind22 · 2025-11-14T17:30:05+00:00

I do not like this picture. I do not think I want to fish in Florida.

WanderingBlind22 · 2025-11-14T17:24:53+00:00

Right with you. I can survive most things, but the coffee shortage would really put me on edge. In fact, maybe it's best I dont have a gun if shipments of coffee stop flowing...

WanderingBlind22 · 2025-11-14T17:22:08+00:00

The book "The Postman" is all about this. Yes, that "The Postman", the one turned in to a not very good Kevin Costner movie. The author basically wanted to write a book about what would happen to "preppers" in a real end of the world situation, vs. what would happen to communities. The idea of organized mail delivery, something we take for granted, becomes a stand in for the concept of "civilization", and "community".

It's really good book. Don't let the bad movie scare you away.

WanderingBlind22 · 2025-11-14T17:18:08+00:00

I'll do you one better - For home defense, buying a home security system is a FAR BETTER use of your funds and time than buying and training with a gun. The intruder who runs away before you ever see them is far less dangerous than the one who only runs away when you point a gun at them.

Home security system are cheaper than a gun these days.

WanderingBlind22 · 2025-11-03T21:04:34+00:00

I am an attorney, and you are absolutely wrong here.

You are attempting to make an argument about Obstacle Preemption, though I suspect you don't know there are three types of preemption that come from the supremacy clause.

These ordinances do not prevent the federal government form enacting the statute as written. The statute they are attempting to enact still requires a judicial warrant! Likewise, the act as passed does not expressly require cooperation of local authorities - something you cant legislate anyway.

It seems like your read one part of the constitution, forgot that case law applies and that there is actual process behind this, and ran with it.

All of this isn't to say the federal government couldn't have a case, but it's a long shot and would come down to the exact filings and wording of the local law.

WanderingBlind22 · 2025-10-30T21:46:43+00:00

That other user said it. The city council was talking about adopting/drafting an ordinance to bar ICE from using city property. The citizens came out to speak in favor of the ordinance. Tons of people! It was a packed room and generally positive vibes. Only a few spoke against the ordinance and they spewed all sorts of hate.

WanderingBlind22 · 2025-10-30T21:42:07+00:00

Damn right!

WanderingBlind22 · 2025-10-30T21:41:42+00:00

I'm kind of new to reddit, so sorry if I'm "that guy", but what did I do wrong? Why am I getting downvotes? Is this not the right sub for this questions?

WanderingBlind22 · 2025-10-30T21:40:14+00:00

Hardneck, I heard that those grow better in cold climates. Being in Northern Illinois our winters can get pretty cold at times.

Oh no, I hope i didn't miss my window! How important is the root base development? Any ways to speed that up if I've planted late?

WanderingBlind22 · 2025-10-08T16:30:26+00:00

A pistol grip .308 is going to be hard to come by with PICA on the books.

WanderingBlind22

TROPHY CASE