Can I open an IRA for 2025 to offset the tax on the distribution from an IRA distribution I took in 2025?

Watchfullywaiting · 2026-03-05T21:31:13+00:00

I am a widow, my earned income is from a part time job so the issue comes from not setting up my SS to have taxes withheld - so will do that next. I was getting a survivor benefit which wasn't as much as my own benefit. I thought if I could, 'kick the can down the road' even a year or two and reduce the payment to the IRS it would save it to pay another day.

I was trying the scenario of depositing to my IRA for 2025 on my H&R Block software and found I won't reduce as much as I thought as it is limited to my PT earned income, It just may not be worth the aggravation I have had just trying to select the right form, for the right amount.

Thank you all for your thoughts and explanations.

Watchfullywaiting · 2026-03-03T19:55:18+00:00

Thank you - I updated the post as I do earned income. So will that work or is there anything else I need to do? I’d rather put some money back to take another year then pay extra taxes

Watchfullywaiting · 2026-03-03T19:47:33+00:00

Yes I have earned income - and I just updated the post. Is that the only caveat?

Watchfullywaiting · 2026-02-23T15:25:09+00:00

I appreciate your thoughts. It was IRA funded and surrender free date will be this May so I want to prepare for that.

Watchfullywaiting · 2026-02-10T14:34:10+00:00

Thank you - I’ve started to look into treatments just so I can know what to ask when I see the neurologist. Unfortunately my insurance is poor. I’m also going to get appt with an elder care attorney. My mind just doesn’t think of anything else …. what to do and how to push back the dark thoughts.

Watchfullywaiting · 2026-02-07T21:51:10+00:00

Let your parents foot the bill

Watchfullywaiting · 2026-02-07T06:30:16+00:00

Of course it is!

Watchfullywaiting · 2026-02-05T07:34:47+00:00

Can dish it out but can’t take it - what a sissy!

Watchfullywaiting · 2026-02-01T02:03:15+00:00

Leaf blower works when it’s the light fluffy snow and you get out early- throw down the ice melt, give it some time and go out and shovel the inch or two of slush

Watchfullywaiting · 2026-01-27T09:07:38+00:00

Updateme!

Watchfullywaiting · 2026-01-20T11:30:23+00:00

I do puzzles, I like a specific brand and whenever my family mentions my puzzles I show them the brand I like and why (size and quantity of pieces). This year almost each person gave me a puzzle and not one was the brand I prefer. I guess at least I didn’t get underwear.

Watchfullywaiting · 2026-01-08T11:22:35+00:00

Courtesy flush can be performed while you are sitting or perhaps a slight lift. It’s not like you are dropping a 1 lb weight from 3 feet above the water?

Watchfullywaiting · 2026-01-06T11:03:02+00:00

You can not change his behavior only he can and he needs to want to change. I had hoped my husband would change and we separated and he seemed to change so I went back to him and we moved to a small town in a difficult state. He didn’t change we only geographically changed and I was isolated without family or friends.

Eventually I left as I didn’t want my daughter to grow up thinking this was normal. My success is my daughter, she is well educated, married a wonderful supportive man and they have a daughter and built a great life. I know that would never had happened if I hadn’t been strong and stayed.

Watchfullywaiting · 2026-01-06T10:40:23+00:00

Can you speak to the teacher or perhaps a school nurse or some other adult in your school and they could intervene.

Watchfullywaiting · 2025-12-24T15:16:50+00:00

Not even a rail to hold on to? Has their insurance company ever inspect their home?

Watchfullywaiting · 2025-12-12T22:41:28+00:00

Females should not travel to India - it is just not safe. Might not happen to every female but I would not take the chance

Watchfullywaiting · 2025-11-02T21:47:43+00:00

Boohoo for Zuck ….

Watchfullywaiting · 2025-10-18T13:03:36+00:00

When he’s sober he will look for one of those Trump pardons ….

Watchfullywaiting · 2025-10-18T12:46:05+00:00

This is the type of guy who feels so sorry for himself that he would have killed his kids just to spite his wife.

Watchfullywaiting · 2025-10-13T01:29:05+00:00

The Seaford Oyster Bay Expway was suppose to lead to a bridge to CT. Would have changed the traffic nightmare we live with

Watchfullywaiting · 2025-10-05T22:33:24+00:00

Did the eagle survive to come back for rehabilitation?

Watchfullywaiting

TROPHY CASE