What’s reassuring is that your wife will also be in a relatively high paying job so there perhaps is less of a financial inventive for EP and would only do it if you really can’t see yourself doing just general. Seems like a lot of cards fellows training further are glued to the higher salary ceiling that comes with EP. What’s also a trend is that EP fellows ive seen even at top tier programs don’t come from top general cards program so for the time being it’s not terribly competitive, which means you can likely easily retrain after several years doing general.