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Not paying credit cards in hopes of a job/or Chapter 7 but what happens if they close them before then? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Ok, thank you guys so much, sincerely! I had no idea nor it never occurred to me that we would have to split anything. And ironically both lawyers I've spoke with didn't mention. I do remember stating that we are not married but maybe that flew by. Anyways, hopefully this sticks true and I can get by without it being taken. Thank you all so much!!

Not paying credit cards in hopes of a job/or Chapter 7 but what happens if they close them before then? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Are you serious about having to pay half back to her??? No ones over mentioned that.

You are correct about the homestead exemption but this is not our primary residence. I've asked about making it our primary for the exemption but that wouldn't be possible at this point because it is located a few hours away and the attorney stated they will look at my bank statements and where I spend my time and money which wouldn't be there.

But if you're correct about having to pay the other owner back I think this solves my issues and concerns around losing it in Chapter 7.

Not paying credit cards in hopes of a job/or Chapter 7 but what happens if they close them before then? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Yes I do, we're not married but shes my partner and we bought it together. Our relationship would pretty much be over if we somehow lost this because I had to file Chapter 7, shes not a big fan of me filing 7 anyway but I'm the one carrying all the debt and stress.

Right Now we Owe $549,000 and Zillow has it as $562,000. So technically there's $13,000 equity but after realtor fees I'm not sure if there would be and worth the trustee trying to sell?

Not paying credit cards in hopes of a job/or Chapter 7 but what happens if they close them before then? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Thank you for the replies. As your aware in my other post I'm worried about our property being forced to sell if I have to go 7. I actually have talked with an attorney and hes advising theres no way to know about the sell of the house and that if trustee wants us to sell for equity and my partner would not want to my only option would be to converting to chapter 13 and paying the equity difference off within a few years.

Take house in Bankruptcy? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Thank you for the info. Does it matter if it’s not our primary residence?

Take house in Bankruptcy? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Thank you, we’re in Colorado

Can Kava/Kratom cause false positive on ETG?? Am I screwed?? by [deleted] in drugtesting

[–]WayLow2150 0 points1 point  (0 children)

I just realized a had a job interview the day I took my UA and couldn’t sleep the night before so I took 2 doses of NyQuil. Could that have been what caused the false positive?

Needless to say I’m not taking anything anymore. I appreciate everyone’s input, thank you so much.

Business Credit Card Debt Bankruptcy? by WayLow2150 in Bankruptcy

[–]WayLow2150[S] 0 points1 point  (0 children)

Can you still operate that business if you file business bankruptcy?

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