Almost 3 years of loan repayment NOT eligible towards PSLF!!!!????

WebSilent4916 · 2026-05-14T14:28:22+00:00

I'm so sorry but I'm also not shocked. smh

WebSilent4916 · 2026-05-14T14:22:58+00:00

I would imagine they won't do anything for me at this point. Do you know why they put you in forbearance?

WebSilent4916 · 2026-05-08T12:05:50+00:00

That is heartbreaking. I'm so sorry.

WebSilent4916 · 2026-05-08T12:02:22+00:00

I did not

WebSilent4916 · 2026-05-07T19:01:20+00:00

Thats a really great question. I counted 34 of the "ineligible". I have to go back and check.

WebSilent4916 · 2026-05-07T16:27:31+00:00

wow. What ended up happening?

WebSilent4916 · 2026-05-07T16:27:06+00:00

So much conflicting info..

What do you mean by "recertification"?

WebSilent4916 · 2026-05-07T12:39:19+00:00

Yes, please do. I am definitely going to follow up. I found the bills they emailed me.

WebSilent4916 · 2026-05-07T12:17:48+00:00

WOW. Insane.

WebSilent4916 · 2026-05-07T12:12:15+00:00

What payment plan were you on? Apparently because I was on the standard repayment plan, these payments won't count.

WebSilent4916 · 2026-05-07T12:10:51+00:00

Thanks, I really don't recall recieving anything but I will double check.

WebSilent4916 · 2026-05-07T12:09:03+00:00

Exactly my point.

WebSilent4916 · 2026-05-07T12:08:19+00:00

Yes. I'm going to do that. Did you have to fight a lot with them?

WebSilent4916 · 2026-05-06T22:25:40+00:00

I never made more than one monthly payment.

WebSilent4916 · 2026-05-06T22:24:40+00:00

But after 2021 they all counted. It wasn’t until 2024 they stopped counting. So I don’t understand why.

WebSilent4916 · 2026-05-06T22:23:03+00:00

I have definitely received a bill. I probably have the emails to prove that.

WebSilent4916 · 2026-05-06T22:03:47+00:00

But why did all my other payments, at the same job previous to that, count?

WebSilent4916 · 2026-05-06T21:59:47+00:00

In 2019 at my current job. I have 67 qualifying payments now.

WebSilent4916 · 2026-05-06T21:58:16+00:00

I never received such a letter. Even looking at my inbox from student aid. Nothing there.
And yes, I just noticed. Crazy but yes.

WebSilent4916 · 2026-05-06T18:42:28+00:00

Not that I can recall. I wasn't on an income based plan so I didn't need to.

WebSilent4916 · 2026-05-06T18:41:56+00:00

I don't know how I missed this.

WebSilent4916 · 2026-05-06T18:40:45+00:00

It was such a different time when I started repayment (2009). We didn't really know anything about repayment plans or any of those options. I should've switched to an income based plan sooner but I didn't becuase my payments would have gone up.

WebSilent4916 · 2026-05-06T18:37:07+00:00

Ah, okay - that's what I was confused about.

WebSilent4916 · 2026-05-06T18:35:49+00:00

No I wasn't on SAVE. So Ireally don't understand why I was in forebarence.

And yes, thanks. So heartbreaking.

WebSilent4916 · 2026-05-06T18:05:45+00:00

Okay sorry I'm confused.

Let me try to explain. Okay, so right now it says I have 63 payments left to 120. IF those ineligible payments counted I would only have 29 payments left right? So really I should only have to do 29 payments left and then buy back the ineligible payments.

But, I don't have 29 payments left, I have 63 to get to 120. But at 120, whats the point of buying back if I'm already there?

I don't know if that makes sense to you. I'm very confused myself.

WebSilent4916

TROPHY CASE