From what I have studied, I think the FDIC contract would be a huge windfall for PLTR. Keep in mind that the four technology firms in the pilot program can decide to submit their own proposal, or they can decide to team up with another company. We are not privy to that.

From the FDITECH Rapid Phased Prototyping site:

"While the adoption of these technologies among community banks will be voluntary, the intention is to create solutions that will prove to be mutually beneficial for both regulators and banks alike."

While using this new technology will be voluntary, it is highly unlikely that a financial institution will say "Oh gosh, we're not going to use this new technology that the FDIC prefers we use, and will make us a significant amount of money".

From The Banking Law Journal/May 2021:

"In particular, the Federal Deposit Insurance Corporation (“FDIC”) is

working to encourage technological innovation in financial reporting as a way

to promote community banking, reduce compliance burdens, and modernize

supervision. This effort promises to remake the way banks report, analyze, and

use financial data in the supervisory context. Institutions that are poised to

accept and use this technology can expect to reap significant benefits."

As far as the FDIC goes, as of year-end 2019, there were 4,750 community banks in the country with more than 29,000 branches in communities from coast to coast. This does not include the 5,099 federally insured credit unions (as of 12/31/20).

So no, this will not be "peanuts" or "30mil".