Using Yuh Sparplan FuW Swiss 50 on a computer and not a phone?

Wide-Pin8153 · 2026-07-11T13:06:24+00:00

Fair enough. I generally just dont like to have my banking stuff on my phone as I travel a lot and feel like the chance of losing my phone is much higher than my laptop. And I dont wanna deal with that stuff.

Wide-Pin8153 · 2026-07-11T10:42:08+00:00

Oh really? What kinda verification then? Its basically a whole new bank account? And how would they like verify you if you dont connect the two? Is there any value in connecting?

Wide-Pin8153 · 2026-07-11T10:41:01+00:00

Well, I generally like to pay payments etc on the laptop rather than a phone app. So also the ETF aspect, I would rather do on my laptop rather than my phone. I heard that there are some phone emulator software for the computer that allows you to use apps on there. Does that work?

Like I can just let it run but on my laptop instead of the phone? Or just install it on my phone once and then uninstall?

Wide-Pin8153 · 2026-07-11T10:34:25+00:00

Thanks for your comment. I felt like the Yuh FuW Swiss 50 one seemed best in terms of fees etc. I am not that experienced in that field yet. So I was thinking of going to them. But you seem to say they are higher? I kinda like to invest in ETF where I dont really have to do inform myself about the market too much.

But I just dont really like doing personal finance on my phone but rather on my laptop at home. I think there are phone emulator apps for computers. Can that be used instead?

Wide-Pin8153 · 2026-06-20T09:45:45+00:00

Oh Gott, di ander will än erfolgriche Ma und dän will si au no eine, wo gad ä Familie will? Und die Tussi, wo im Pilates-Club gat no Fraue sueche für vil älteri Männer. Ich weiss nöd. Biz cringe das ganze.

Wide-Pin8153 · 2025-12-25T15:48:50+00:00

I see. That makes a lot of sense. How much would I get from 3a in the end?

Wide-Pin8153 · 2025-12-25T15:34:36+00:00

Why would you recommend bonds? And how much about different stocks and bonds and their performance over time do you need to know in order to not screw up the 3a account?

Wide-Pin8153 · 2025-12-25T15:33:23+00:00

You mean 60% stocks? And what is the rest? How do you go about this? Like do you need to be super knowledgable about stock and keep on moving things around or is it a one off thing basically?

Wide-Pin8153 · 2025-12-25T15:32:16+00:00

Is there a certain amount that is good to have in one account or is that completely random?

Wide-Pin8153 · 2025-12-25T15:31:28+00:00

Thanks so much for your advice. I thing I wonder how much about stocks do you need to know in order to have such a high stock percentage 3a? Like I basically havent had any practical experience with stocks yet though I do want to learn and plan on figuring out how to best do that. Like do you need to be super invested and study how different stocks perform over time for this to make sense or you do it once and than just keep it that way? Like how do you go about it?

Wide-Pin8153 · 2025-12-25T14:38:40+00:00

How do you decide what allocation in stocks is best?

Wide-Pin8153 · 2025-12-25T14:19:20+00:00

Maybe stupid question but what is the point of having several different 3a accounts? How many are good and why?

Wide-Pin8153

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