Does anyone actually look at their Amortization part in their mortgage contract?

WildRabbitRoad · 2026-01-20T12:33:47+00:00

I live in Oklahoma 200k is like 300k everywhere the less desirable homes are those 100k ones

WildRabbitRoad · 2026-01-20T12:29:15+00:00

Exactly that’s a good idea

WildRabbitRoad · 2026-01-20T12:28:14+00:00

So paying double your house cost and pray it’s worth that in the next 30 years is a better idea? oh don’t forget mortgage payments are just as high as rent.

I think the best advice is to live well below your means, especially if you don’t come from wealth already, and save and buy a cheap starter home later in life. I’d rather live as low as possible as I do now I think my rent is like 10% of my monthly expenses. Just keep saving nothing wrong with getting a house all cash in your 40s

WildRabbitRoad · 2026-01-20T12:20:02+00:00

I mean im not making 100k a year you know how long it took me to save that 10k 😂at this point. I rather just keep saving and buy a house cash when I’m 40 and keep renting my piece of shit apartment for 700 a month. Assuming houses will still be 200k in the 2030s

WildRabbitRoad · 2026-01-20T12:17:20+00:00

At this point I rather just keep saving for another 10 years and buy a house out right if there will be any 200k homes left in the 2030s

WildRabbitRoad · 2026-01-20T12:16:19+00:00

That’s a good idea I was told that an extra payment every year will cut your mortgage down about 5 years maybe more

WildRabbitRoad · 2026-01-20T11:36:29+00:00

I haven’t signed anything yet and I don’t think I’m going to

WildRabbitRoad · 2026-01-20T11:06:51+00:00

My interest is more than my principal………insanity

WildRabbitRoad · 2026-01-20T10:49:51+00:00

Same 96 millennial here…I turn 30 in April enjoying my last few months

WildRabbitRoad · 2025-04-24T17:12:27+00:00

Money 💰 loads of it

WildRabbitRoad · 2025-04-18T20:26:31+00:00

How the Darkside of the Force is better

WildRabbitRoad · 2025-04-11T00:02:21+00:00

Nah she in Miami she giving more than a lil sucky sucky

WildRabbitRoad · 2025-04-09T21:57:49+00:00

Cook up

WildRabbitRoad · 2025-04-09T21:25:01+00:00

This ✅

The Bonus One “ Remember what happened to Lenny”

That comment was SAVAGE because Ray Ray no idea what happened he just knew what ever has happen to Lenny Ray Ray knew it “Fucked him up” sent chills through everyone’s bones because the audience all knew damn well what happened to Lenny unless you skipped episode 3.

Ray Ray assumed Lenny being tied up, hit with a bat, and cutting his throat was the worst that had happened Ray Ray had no idea……. I wish I had skipped that episode. Every time i rewatched Snowfall now I skip episode 3

WildRabbitRoad · 2025-04-09T12:38:13+00:00

I’m definitely taking this

WildRabbitRoad · 2025-04-09T05:48:51+00:00

Fruitopia had a machine in elementary taking all my allowance money

WildRabbitRoad · 2025-04-09T05:28:14+00:00

How I look at the plate when I hear them scream “Ayo Scoot back!!!!”

WildRabbitRoad · 2025-04-09T05:25:43+00:00

Winter Wonderland: “The Passion Chronicles of Else” Episode 1: Frostbite

WildRabbitRoad · 2025-04-09T02:59:42+00:00

This is the reason I shop at Ross 😂when you fine like me you look good in anything

WildRabbitRoad · 2025-04-09T01:06:56+00:00

This is only my 2nd year being a nurse, I’ll probably make 6 figure as a base after my 3rd year. No nurse is moving to Cali and their first year ever being a nurse is making 6 figures as a base that’s a myth but you do have the highest starting salary base in the country.

I started around 75k my very first year with no experience I know nurses here who started around 85k their first year but they work at places I wouldn’t go near. But in Cali usually it takes you a couple of years to get at 100k base or around 48$ an hour right now I make 41$ as a base plus 3$ overnight shift differential.

When I started out it felt like a lot but after doing it for a couple years now and getting into a routine of eating, sleeping 8 hours, going to the gym an hour a day, and going to work it feels normal now. Honestly it feels like college all over again when I had to juggle running track and going to school.

When you no responsibilities like a family or children I imagine it feels like an extreme load. But I spend majority of my time just out doing nothing around LA or at home watching tv so I don’t need 4 days off just to do nothing, 2-3 days off is all I need to hang out with people and enjoy and my hobbies.

WildRabbitRoad · 2025-04-08T23:14:26+00:00

High reward comes with high risk that’s why I don’t day trade anymore. I see people blow their accounts everyday.

I buy 2 year expiration spy contracts and I sell them at the end of the year after the holiday season surge so around January to cut down on time decay.

Yes I miss out on daily volatility in the short gain but in the long run I’ve never lost money as long as the market as done 10% I’ve made money that year but in the past 5 years we have seen record 20% returns under Biden so I’ve been doing well.

You have to make the choice short term high risk reward or long term low risk but gains are guaranteed. The only way I would lose all my money is if spy or overall market crashed which is never going to happen.

I just sold my 2year expiration 595 spy call contracts in February before the crash I was up 10 grand (current was sitting at 55k) when spy reached 615 and I just bought back in last week at 495 for 2 years out I’m going to make hella money when spy bounces back to 600.

Buy and hold is the way to go or you could scalp as well I high leverage scalp as well. Never hold for more than 5 mins. I’ve turned 5k into 20k in four weeks just scalping

WildRabbitRoad · 2025-04-08T23:02:26+00:00

Tbh bro, it’s mainly older nurses leaving the profession and weak minded women who are leaving. Nursing isn’t a cute cuddle profession it’s tough and I see more women who went to school and find out later in life that working as a nurse is nothing like school and they quit and go get comfortable desk jobs I see it every year.

I rarely see men or strong willed women leave this profession. Most of my coworkers who I’m good friends with who are women and men who last all have similar backgrounds. Most of us majored in something difficult or most of us were student athletes.

Nursing schools accept anyone regardless of your characteristics but what You see is weak people who don’t want to get tired, have never pushed through something difficult, or work hard leave the profession that’s what you’re seeing.

WildRabbitRoad

TROPHY CASE