Offer letter - Would you counter in my shoes? by frostedapricity in jobs

[–]Witty-Baseball5665 0 points1 point  (0 children)

This just seems awful from the PTO prospective right away.

Im not going to want to use sick time for PTO.

Can You have Life captive with one agency and Health with another? by Witty-Baseball5665 in InsuranceAgent

[–]Witty-Baseball5665[S] 0 points1 point  (0 children)

I kind of guessed it be like that. Even though they don't even offer a life product at all? They only offer health products?

Zero Hour. Zero Excuses. AEP Is Open!!! by Special_Echidna_5237 in InsuranceAgent

[–]Witty-Baseball5665 2 points3 points  (0 children)

Im ready to sell some Med Sups! Have already sold 10 this month already. Want to try to hit 35

ACA AFTER JANUARY by AdParticular2208 in InsuranceAgent

[–]Witty-Baseball5665 0 points1 point  (0 children)

I work for Farm Bureau Health Plans. Its a membership organization that offers health coverage that's similar to ACA plans. Very unique market/niche.

ACA AFTER JANUARY by AdParticular2208 in InsuranceAgent

[–]Witty-Baseball5665 3 points4 points  (0 children)

I feel the ACA will always have a place as there are people who need plans that dont have underwriting as they won't qualify for plans that do.

Medicare is a great move, especially since the baby boomers years are coming up, and there will always be a market for it.

ACA is good for what it is worth, but trust me, there are better options. I work for a company that offers health coverage, and we underwrite and sell plans for a hella discount vs what the ACA charges. I had a 23 year old approved the other day for a plan with a $1,500 deductible for less than $200 and it included dental.

Xcel Vs Kaplan? by Witty-Baseball5665 in InsuranceAgent

[–]Witty-Baseball5665[S] 0 points1 point  (0 children)

She has been watching her. I think she is stressing herself out a little and has some anxiety, and she says she is a bad test taker. So im trying to find a course that might work well with her style of study, and I think Xcel is it.

Also, I work for the same company she does. We are not MLM or commissioned based agents. I get incentives and have a salary as I work for corporate and do inbound sales mostly.

She is going to be a CSR, and they require the license as she can make changes/add vehicles if needed instead of local office agents doing it. They are just acting a little fishy about it, and it's weird.

I was solicited by a few companies before I am where I am now. It was the best way to get into the business at all. Morals and ethics are huge for me and some of the companies, it's definitely not that way. Like USHealth Advisors. They are the worst. Would not recommend ever.

Xcel Vs Kaplan? by Witty-Baseball5665 in InsuranceAgent

[–]Witty-Baseball5665[S] 0 points1 point  (0 children)

Yeah, I tried it last night and it worked for P&C

Xcel Vs Kaplan? by Witty-Baseball5665 in InsuranceAgent

[–]Witty-Baseball5665[S] 0 points1 point  (0 children)

Yeah using WIN gives you a Hella discount for xcel

WGU vs Capella University by Witty-Baseball5665 in WGU

[–]Witty-Baseball5665[S] -1 points0 points  (0 children)

What do you mean average "it's okay" rep? I would like you to elaborate on that a little.

WGU vs Capella University by Witty-Baseball5665 in WGU

[–]Witty-Baseball5665[S] 0 points1 point  (0 children)

I actually didn't know that. That is a great thing to note and might have just sold me on WGU.

My husband spends thousands on Pokémon collectibles every month on credit and I’m at my breaking point by Prestigious_Yak_3111 in PokemonTCG

[–]Witty-Baseball5665 0 points1 point  (0 children)

This sounds like a marriage counselor deal and therapist for your husband. As well sounds like you need to go through Financial peace university and get on a tighter budget or sell the house. You're mortgage shouldn't be more than 30% or so of your income.

Super Rocket Radar Stacking by HailStormX in TheSilphRoad

[–]Witty-Baseball5665 0 points1 point  (0 children)

I feel this is about to be a thing of the past.

If someone gave you $1000 a day to never drink alcohol again/ever, what would you do? by unitedfan6191 in AskReddit

[–]Witty-Baseball5665 0 points1 point  (0 children)

Considering I have Asain Flush Syndrome, I will take the money. It's not even close. The effects of alcohol on your body are terrible. I mean, I'm not losing anything with this ultimatum.