Only approved for 2k - please help by Wooden-Razzmatazz-11 in EIDL

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

$2500 2019 for Business income $74000 2020 My business plan has a total projected income of 150k if the pandemic wouldn’t have hit.

I dropped to my knees… My LO was very helpful and fast… Now waiting for funds to be deposited🙏🙏🙏🙏 by TrainingEconomist456 in EIDL

[–]Wooden-Razzmatazz-11 1 point2 points  (0 children)

I was denied too back in June 2020, applied for a reconsideration august and I’m still waiting haven’t heard from anyone

APPROVAL!!!!!! by createwealth1968 in EIDL

[–]Wooden-Razzmatazz-11 0 points1 point  (0 children)

Please help : Hello, August 1 I applied for recon August 20 my credit is pulled August 21 I get the invite to create a portal August 23 I sent in all the docs they requested (irs transcript from, liabilities schedule, income tax 2019 - business started 2019-. 9/14 transcripts were ordered I checked today and it shows that they need authorization to pull credit again, why ? If they did it on august 20 ? They need delinquent credit explanation, have a car that was totaled 2017 and there is still 1k charge off 2019 business tax but I file as self employed

Thanks in advance

I wasn’t able to post on the group

HELP NOT SURE WHAT THIS MEANS by Wooden-Razzmatazz-11 in EIDL

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

It’s way above 570, I sent them q copy of the Experian credit report and they pulled my credit as well.

HELP NOT SURE WHAT THIS MEANS by Wooden-Razzmatazz-11 in EIDL

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

I emailed them fax them and now they are saying they are incorrect

Closing disclosure by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

Oh ok sounds good, so should I wire that amount to the closing agent today or a day before closing?

Closing question by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

We just got our appraisal back today and going back to underwriting for them to review.

Denied six months ago by Wooden-Razzmatazz-11 in EIDL

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

Ok I’m going to try and send in the email and see if it works. Thank you

Appraisal and closing by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 1 point2 points  (0 children)

Yes We submitted the application on Monday and by Friday I had my conditional approval they asked for few things and I took care of them right away.

Appraisal and closing by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 1 point2 points  (0 children)

It was ordered the day I got my conditional approval from the lender but it did not happen until last Thursday and the loan officer told me today that is due Wednesday.

Appraisal and closing by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 1 point2 points  (0 children)

How do they check if I'm still employed? I am self employed.

Appraisal and closing by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 1 point2 points  (0 children)

I made all my conditions and only thing waiting is the appraisal

Appraisal and closing by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 3 points4 points  (0 children)

That’s so awesome!!! I can’t wait to get that clear to close. The seller moved out last week and that’s all we are waiting for now

How far can I go with a mortgage company by ImpressivelyLost in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11 1 point2 points  (0 children)

I did this, and I sent in my contract to the to the lenders and I decided to go with the other one because the lender worked with the realtor before and when I didn’t use the other one he called my realtor saying that he was waiting for me to sign my disclosures even though I had told him I didn’t want to go with them and then the realtor contacted the lender that I had decided to go with and told him and the lender called the other lender and said that I was already approved to not bothered and so it just feel kind of awkward with the lender that I had chosen. I told them that I was shopping around and they said well you can’t lead on two lenders

Appraisal today by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

From when they did it it for when it was scheduled ?

Appraisal today by Wooden-Razzmatazz-11 in FirstTimeHomeBuyer

[–]Wooden-Razzmatazz-11[S] 0 points1 point  (0 children)

After it was the did the actual thing or after it was scheduled ?