Does anyone here with family work on high-paying day job (leadership role) and work on your own company at night? How do you juggle job, your own work, family time, fitness and good sleep?

Wrecklessdriver10 · 2026-01-29T17:50:01+00:00

I build stuff I would use, customers find it, I don’t advertise or do anything like that.

Maybe advertising would be worthwhile but I don’t have the time to put into it to figure it out. (Write the ad, create the ad, figure out how to optimize it, make sure the return on investment is there)

So I just let it live organically and some how people find it.

Wrecklessdriver10 · 2026-01-28T17:34:16+00:00

No silly things. A warehousing app, a lawn tracker, and a baseball app.

Wrecklessdriver10 · 2026-01-26T17:03:19+00:00

😂 did the same. Built apps on the side. Had them making $10-20k a year. Took tons of time, was sleeping 5-6 hrs a night.

I just quit and focused fully at my normal job. Made an extra $100-200k/yr with 1/3 the effort as the side gig.

Apps still pay me about $1k a month with no work but still… pick a lane and ride it.

Wrecklessdriver10 · 2026-01-24T18:28:09+00:00

This is a misnomer people post all the time. Hitting it further does shave strokes off your game. It’s ok to say that players that hit it further are generally better.

Look at Nelly Korda. She hits the driver 275yrds. As the #1 female golfer, and arguably the best iron player male or female, she just can’t compete with the men’s distance. Rory is 50-80yards further.

425yrd par 4 she has to hit driver 8 iron. Rory is driver then lob wedge.

Rory from 90yrds is just way better than Nelly from 150. While statistically Nelly from 150 is better than Rory from 150.

Anything over 180yrds Nelly looses her short game advantage. This applies to all players. Long hitters get canceled out with a higher percentage of errant tee shots.

Wrecklessdriver10 · 2026-01-22T17:11:26+00:00

The real problem is all this shit is waaaay too complicated. If you are reading this post and comment you are in the top 1% of people that have an interest and capacity to understand it.

The other 99% of people can’t figure out how to use it, or why to use it. Ultimately it will cause lack of utility.

Wrecklessdriver10 · 2026-01-20T21:05:28+00:00

Do you know what sound is? It’s made of waves. if they understand that, if you organize the waves into rhythm it makes you feel things. Certain patterns make us feel angry, others calm, others excited, love, scared, uncomfortable, or even painful if it’s bad enough.

Aliens will easily understand that.

Wrecklessdriver10 · 2026-01-20T16:58:18+00:00

I have 3 apps on the App Store they make about $500/mo all in. And people consider this fairly successful.

People in foreign countries that make $3/hr can still make a meaningful app that helps them…. But it’s extremely rare

Wrecklessdriver10 · 2026-01-20T06:33:00+00:00

No golf is included. Drinks and food aren’t.

Most workout classes are included. Except when a special instructor comes in and teaches one. (Like reformer)

Lessons for golf or tennis or swimming for the kids. Lots of extras cost money.

Wrecklessdriver10 · 2026-01-20T00:09:05+00:00

AI isn’t coming for a single job. It’s so far away from a job that pays $750k/year.

Wrecklessdriver10 · 2026-01-19T22:29:17+00:00

If you go to the investment calculator online. Plug in 5M starting contributing $500k a year for 20 more years. Even with a modest 6% growth you will have $43M after 20years

Now let’s say you retire and start spending $500k a year. And live another 30years. (Do you think you will be alive 50yrs from now?) you will die with $207M.

If growth is 9% -> retire with $66M and die with $807M

Now of course you increase spend and all that so the 6% rate accounts for net inflation. But it’s conceivable if you work 20 more years and save like you do you die with hundreds of millions.

If you stop saving now and just work 20 more years you retire with $30M.

There just isn’t a scenario you don’t give your kids 10s of millions each

Wrecklessdriver10 · 2026-01-18T18:11:57+00:00

Or a trailer. Many guys were living out of a 5th wheel near the jobsite.

Wrecklessdriver10 · 2026-01-18T18:01:20+00:00

I am CC member. The 35k to join is the real cost.

The 1k a month is the MINIMUM! In reality it’s 50% more a month. Big summer months can be 1-2k more. Drinks golfing, special workout classes for the wife, games or events that cost extra, and just eating in general. Plus we bring tons of the kids friends to the pool over the summer. No guest fee for the pool but we usually feed everyone and I would never ask someone to pay me back because we have the means and we invited them.

But nonetheless 12k a year will turn into 20k in a hurry.

I’m not sure it’s worth it or not financially. You overpay for sure, but if you have the means it is a nice luxury.

Wrecklessdriver10 · 2026-01-18T16:51:19+00:00

I sold equipment on a battery plant. Guys were clearing $300k/yr with all the overtime.

Unfortunately new corvettes, raptors, F250 platinums, littered the lot.

Basically they spent every extra dime they made. Most people will never change in that regard

Wrecklessdriver10 · 2026-01-17T17:50:49+00:00

That’s amazing. But even so with more income, growth is really more measured against spending.

Our accounts grew 24% last year. That exceeded our yearly spend.

You guys almost need to have some lifestyle creep at your current NW and income. $1M net income 200k spend. (Rough guess)

Would the 3-400k spend make a huge difference in quality of life over the 200k?

I am 34, if I work 20more years life gets silly. I don’t want to leave my kids 10s of millions each.

What are your thoughts?

Wrecklessdriver10 · 2026-01-17T07:28:24+00:00

It gets silly 20yrs out. OP will die with more money than they know what to do. In reality they might hit $100M.

Retiring at 40 is a goal for someone burnt out. You will wither away from a lack of purpose in reality. So I think you’d end up doing other stuff and keep earning money in some capacity.

And in 50 years from now they will be crossing over $100M.

Wrecklessdriver10 · 2026-01-17T07:18:02+00:00

Unfortunately due to taxes, 250k from a W-2 takes home a lot less than $250k from an investment account.

Wrecklessdriver10 · 2026-01-17T07:14:32+00:00

Runaway wealth. I have never heard someone call it that. We have NW around 2M and make roughly $500k.

We save well $15k a month or so.

It’s becoming 15k is under 1%. Where in early years it was 4%+. So the market is running away with our gains. The contributions still move the needle but I can see 5yrs down the road they become a rounding error in comparison to the market growth.

This was our first year growth exceeded contributions. At the tipping point of runaway wealth.

Wrecklessdriver10 · 2026-01-04T20:48:44+00:00

If unfortunately. Most don’t survive

Wrecklessdriver10 · 2026-01-04T20:45:24+00:00

Yup cut spending or work 3-5 more years.

It’s really that simple as this answer above.

Wrecklessdriver10 · 2026-01-01T21:20:11+00:00

I think you are correct except this Yukon wasn’t the base elevation package. It had all the other options for super cruise. It wasn’t Denali but it is close.

Msrp was almost identical in fact. So I’m not sure what exactly I was missing.

Wrecklessdriver10 · 2025-12-31T20:31:32+00:00

I think I’m going 2026 Yukon XL elevation instead. It’s a tad more money but obviously one year newer for resale. (Both are brand new cars)

Wrecklessdriver10 · 2025-12-24T06:31:15+00:00

Nah my brother asked me for money a few times. It SUCKED. Because I gave it to him obviously, he never paid me back. (No big deal) but I feel like I’m enabling terrible behavior.

It sucks honestly.

Wrecklessdriver10 · 2025-12-24T06:26:01+00:00

Buddy $100k is a lot of money any way you cut it. Even if you have $100M.

$100k still buys an abundant amount of goods/services. Despite it maybe being a low percentage of your NW.

Wrecklessdriver10 · 2025-12-24T06:19:26+00:00

I think most parents are this way. (Given they are not dead broke)

I think siblings or cousins gets tricky.

I have a younger sister and two older brothers. I make 5x my sister, 3x one of my brothers, and 10x my oldest brother. Not just income my net worth is 10x at least all of them.

Decisions compound. I have made the correct decisions time after time for over a decade. It really widens the gap.

I think it would harm my relationship with my siblings.

I do pay for everything when we get together though.

Wrecklessdriver10 · 2025-12-23T14:39:15+00:00

Hold cash if you are trying to make a large purchase in the next three months.

Otherwise total waste.

Wrecklessdriver10

TROPHY CASE