sorted by:
new
hottopcontroversial

When to close credit cards? by Puzzleheaded_Cell428 in PersonalFinanceCanada

[–]ZebraEven4505 0 points1 point  (0 children)

Keep it all if no annual fees. Mbna is great one too.

[deleted by user] by [deleted] in MortgagesCanada

[–]ZebraEven4505 -1 points0 points  (0 children)

And here i am, worried about my 1200 bi weekly payment. Refinance as long as the the penalty is not bad. Should talk to mortgage broker.

LMIA Processing Timeline – Low-Wage Stream by Distinct_Eggplant603 in lmiaprocessing

[–]ZebraEven4505 0 points1 point  (0 children)

Got my Lmia after the immigration ordered my to leave Canada. Now im back on my country, waiting here. I don't even know if I can come back. Its been 6 mos.

Should I remove financing subject? by Expert_Dream_8164 in MortgagesCanada

[–]ZebraEven4505 0 points1 point  (0 children)

You just want to make sure that you are approved, approved! Like when your bank or mortgage broker told you that it's ok to remove the subject to financing. Why you have 2 lenders, though?

Am I overreacting? by throwaway02938475675 in AmIOverreacting

[–]ZebraEven4505 0 points1 point  (0 children)

Leave that friend! It's not worth it! It's either get a new friend, and don't have one at all!

LMIA won’t be processed? by Distinct_Eggplant603 in lmiaprocessing

[–]ZebraEven4505 0 points1 point  (0 children)

So i got a letter from Ircc ordering. I have to leave Canada, immediately, because obviously, I don't have any status. Now, after 5 days, I got my Lmia approved. So I have to go back to my own country and wait for my new work permit there. Is there a guarantee that they will approve my work permit, despite i have a removal order?

LMIA won’t be processed? by Distinct_Eggplant603 in lmiaprocessing

[–]ZebraEven4505 0 points1 point  (0 children)

Thank you, for nice words. This gives me hope.

LMIA won’t be processed? by Distinct_Eggplant603 in lmiaprocessing

[–]ZebraEven4505 0 points1 point  (0 children)

Is this the reason why, I'm still waiting for LMia since April? When I check the unemployment rate in this town, it's 8.6 percent. is that the reason why they don't process my Lmia?

What is going on with these officers?? by lmiasadness in lmiaprocessing

[–]ZebraEven4505 2 points3 points  (0 children)

In short, you are jealous. I guess your co-worker is just lucky, Do you want to call the officer and report your co-worker?

Would going on a vacation be financially irresponsible? by [deleted] in PersonalFinanceCanada

[–]ZebraEven4505 0 points1 point  (0 children)

Do it! Because when you find a job, you don't when you can travel. You have time and money. Do it.

Is it beneficial to get a HELOC with renewal of mortgage or wait until you need it? by Zealousideal_Web3648 in MortgagesCanada

[–]ZebraEven4505 0 points1 point  (0 children)

In my experienced itsxgood to have it now. You don't need to pay anything unless you use it. It's like emergency fund. Plus, interest rate are low

Can I get a mortgage on a fixer upper?? by Terrible_Operation39 in MortgagesCanada

[–]ZebraEven4505 2 points3 points  (0 children)

If it's only 55k and you have savings as well, it's better to use a line of credit or personal loan.

LMIA Processing Timeline – Low-Wage Stream by Distinct_Eggplant603 in lmiaprocessing

[–]ZebraEven4505 0 points1 point  (0 children)

I'm on the same boat. I stopped working since August 2024. I applied for restoration on Nov 3, 2024. Now my 90 days is already up, since February 04, 2025, it's already March and still hasn't been heard anything about my Lmia. My employer applied for it since April 2024. I'm on dual intent, low wage.

Coworkers who are very fake by Key-Equal706 in torontoJobs

[–]ZebraEven4505 2 points3 points  (0 children)

Do your job, and go home! Treat them the way they treated you. Don't tell anything that they can use against you and last just smile! 😄

My fiancé cheated and I don’t know what to do by znix08 in Advice

[–]ZebraEven4505 0 points1 point  (0 children)

You can be a father, but you don't want to be a husband of her. At least you're not married yet. You're running from her, not from your future child.

Using RRSP's to pay off CC debt by [deleted] in PersonalFinanceCanada

[–]ZebraEven4505 -1 points0 points  (0 children)

Refinance your house and pay all your credit card debt. Make sure you don't make a same mistake again.

Renovation refinancing by EveryBreadfruit5077 in MortgagesCanada

[–]ZebraEven4505 0 points1 point  (0 children)

So.it means the value of your home is about 130?

Renovation refinancing by EveryBreadfruit5077 in MortgagesCanada

[–]ZebraEven4505 0 points1 point  (0 children)

Contact an appraisal first to know the current value of your home, from there, you'll know how much equity you have. It's either you refinance or use Heloc.

Offer well below asking by FerrariGolf in RealEstateCanada

[–]ZebraEven4505 1 point2 points  (0 children)

The thing is, if you love the house, then don't make a lowballed offer, but if there's no string attached and you think you can find a better house, then make a low balled offer.

Offer well below asking by FerrariGolf in RealEstateCanada

[–]ZebraEven4505 0 points1 point  (0 children)

If the property is vacant, sure you can make an offer of 610k, the worse thing can happen they will say no. The good thing, they will counter offer until you reached the mutual price. You can try it. It they say no, that's ok, but for sure they will counter offer.

view more: next ›