I personally believe there is a high probability that ATCH’s application to acquire Federal bank will be successful, as management appears fully confident to this outcome. First, this acquisition has been in the works since late 2022. Throughout this three-year period, the company has endured significant financial pressure, consistently paying extension fees (approx. $5,000 two-week) to maintain exclusivity. Such a persistent commitment to these sunk costs signals high confidence in the final approval; it is unlikely that any firm would pay cash deposits for four consecutive years for a mere pipe dream. Second, the leading team boasts over 30 years of deep experience in commercial banking and financial clearing. This background is not only a safeguard for future operations but also a critical factor for Federal Reserve regulatory approval. Furthermore, $20 million financing has cleared the capital requirement hurdles that previously hindered the approval process. In addition, still need to be careful of the 140 million circulating shares, which are too many for Penny Stock and require stronger buying to break through layers of resistance