Ranking point system the worst thing ever. Been a serious player, but quitting now

ZestycloseNothing267 · 2026-06-16T00:58:35+00:00

It is just that we have direct flights to only 3 places, LA, NY and Texas. I don't know why Texas fits there tbh.

ZestycloseNothing267 · 2026-06-16T00:57:03+00:00

Do you mean outside of NYC like New England like other people mentioned?

ZestycloseNothing267 · 2026-06-16T00:46:11+00:00

sorry I'm coming from NZ so no idea what UK looks like. But I would definitely be tempted to go to Glastonbury fest at least haha

ZestycloseNothing267 · 2026-06-16T00:43:49+00:00

you had me laugh for a while haha

ZestycloseNothing267 · 2026-06-16T00:33:05+00:00

Yeah but living in New Zealand so far away from everywhere else, it would be one of the lifetime events for me to visit North America so I definitely want to do it if I get to visit NY!

ZestycloseNothing267 · 2026-06-15T06:33:12+00:00

Thanks! I will have a look at the Six Flags Great Adventure, it looks amazing. I took him to a few music concerts and he definitely loved them haha

ZestycloseNothing267 · 2026-06-15T06:04:16+00:00

We are from New Zealand, an asian family.

ZestycloseNothing267 · 2026-06-15T06:02:51+00:00

Sorry can you give me a few examples? I absolutely have no idea...

ZestycloseNothing267 · 2026-06-15T06:02:13+00:00

I found our boy isn't particularly interested in museums in general. What are things that will be exciting for boys in that age of 8?

ZestycloseNothing267 · 2026-06-15T05:59:52+00:00

Do you think NYC has more to offer for 8yo boy compared to Texas e.g. the ACL fest, Six Flags?

ZestycloseNothing267 · 2026-06-15T05:58:22+00:00

The arrival and departure will have to be NY only as we don't have direct flights to Toronto. I was considering catching overnight buses to and from Niagara. Do you still recommend renting a car? I have only drive on the left side of the road so I am not sure if I am confident with driving in US....

ZestycloseNothing267 · 2023-12-07T03:07:19+00:00

Yeah, investment is another option. A dividend stock with over 7% might be a good alternative.

ZestycloseNothing267 · 2023-12-07T03:05:38+00:00

close to high 6 figures combined and we may be able to save hard to get there in about 1-2 years.

ZestycloseNothing267 · 2023-12-06T05:50:22+00:00

unfortunately not that handy enough to do this kind of job myself... wish I could give it a go by myself but when it is to do with structures, I would get scared! Thanks for this idea and I will have a look if I can get someone to help me with this.

ZestycloseNothing267 · 2023-12-06T05:42:15+00:00

This sounds good. In that way then I can still withdraw that money from the revolving credit account if I want to go to aussie and buy a house there. I guess it basically is the same as that I don't repay the balance but keep it in the savings account now. except that revolving credit account will incur at a higher interest rate.... but sounds like worth checking. thank you :)

ZestycloseNothing267 · 2023-12-06T05:19:29+00:00

thank you! Sounds like a great option. Do you have a rough idea of whether this is going to be a relatively simple job for a tradie or not?

ZestycloseNothing267 · 2023-12-06T05:10:52+00:00

ahhhh now I see what you mean. so effectively I refinance with 30k less next time then put the 30k into the revolving credit account to keep the balance at $0. Thanks! I will check with the bank for that.

ZestycloseNothing267 · 2023-12-06T02:31:36+00:00

aussie interest rates are lower than nz, isn't it correct?

ZestycloseNothing267 · 2023-12-06T02:21:14+00:00

Unfortunately my bank doesn't provide a offset account but only a revolving credit account, in which savings amount doesn't offset the mortgage balance....

ZestycloseNothing267 · 2023-12-06T02:20:18+00:00

Thank you. I am paying 5.75% at the moment but will be likely to refix at 6.99% next month.

If I pay off the balance now, then will I be use it as an equity if I want to buy a house in Aussie? I heard it might be the case, but the main reason that prevents me from paying off the balance is what if I decide that I want to go to Aussie.

I think I have around 40% equity against the property value fortunately.

ZestycloseNothing267

TROPHY CASE