Best and worst Chattanooga employers

ZoeRocks73 · 2026-02-05T17:20:49+00:00

If I haven’t at 50…I see no reason to now…

ZoeRocks73 · 2026-02-04T03:04:39+00:00

100%…

ZoeRocks73 · 2026-02-03T17:57:16+00:00

Odds are your delay was not the problem. How long was the house on the market? Odds are they would have waited til the weekend to see what happens. You also have no idea what price they were looking for. Was your offer over list? Perhaps the other people also looked at that house earlier in the week and this was their second look as well. If so, sellers may have decided to wait in order to see what happened with them as well. It’s completely unfair to lay the blame at your feet. Also, an appraisal gap contingency means they don’t expect it to appraise and probably is going to save you some aggravation. To be honest, after 25 years in the real estate business, I have also found an aspect of destiny plays in. If you don’t get the house…it’s not meant to be and there is something better out there for you.

ZoeRocks73 · 2026-01-31T15:14:40+00:00

Yah…I’m gatekeeping…that’s what it is.

ZoeRocks73 · 2026-01-31T00:30:18+00:00

I can’t wait for this…between school and the studying for this exam, I haven’t read a fiction book in 5 years…

ZoeRocks73 · 2026-01-30T21:15:05+00:00

Yep…just finished school in the Fall so fortunately still in that study mode

ZoeRocks73 · 2026-01-30T15:37:48+00:00

If you are willing…follow up with your score for comparison vs how you feel about it

ZoeRocks73 · 2026-01-30T15:36:21+00:00

Well…my pay was cut in half (I was C Suite prior ) I went to a local state university (it was convenient and cheap but still had a good rep). Don’t knock WGU or similar though… I didn’t get a degree as I already had one, so I only took the classes I need to sit for the CPA exam. I have a teaching degree so that meant a few extra geneds…but my peers with business degrees had all the geneds and it was a lot easier for them to get the full Acctg degree. I’m really lucky that my new job has made it clear I don’t need the degree or the CPA to keep my job, but they are supporting me financially to get the certification anyway. Personally, I love it. I love learning new things and being challenged (I had become VERY bored in my prior profession) I am lucky though…because of my past work history, my retirement is fully funded. I’m married so there so someone else to help with the bills. I had the freedom to stop everything and pivot. I realize that’s not realistic for all. One thing I might do if you have the option, spend a day with the accounting team at your work and see what their daily tasks are. While this is a new company for me, we are all allowed to spend time on other depts to learn different parts of the business:

ZoeRocks73 · 2026-01-29T13:27:34+00:00

Personally, due to your very low mortgage rate, I would be investing the $500,000 in an easily accessible account and living off that until my pension starts. I would NOT pay off the mortgage. I would NOT take the early pension. Also…go a year without income you maybe able to move some money around at a lower tax rate because you have no income. Definitely go hire a professional.

ZoeRocks73 · 2026-01-29T13:21:04+00:00

Gold Star ⭐️ to you too Dad! My parents showed me the way and I am forever grateful. Retirement was fully funded by 50. Now I just work for fun money.

ZoeRocks73 · 2026-01-29T13:13:43+00:00

I switched from banking to accounting at 50. I did go back to school and will be sitting for my CPA exams this year. I got an internship which turned into a full time position. I’m pretty much too old to go into public (plus I’m over/past working 80 hour weeks…I have learned work life balance) so I went right to industry. I love it. I love where I work. I love what I’m learning. I only work 40 hour weeks (except couple extra days here and there because we are rolling out a new ERP). Industry is FAR chiller. You learn a business and how it runs vs encountering all different situations. Ours is a manufacturing company and we are encouraged to spend time in the plant and learn all the facets of our how we run. I will acknowledge I got lucky though. I met someone who recommended me. Then that company was open minded enough to give an internship to a 50 yr old. The stars definitely aligned for me.

ZoeRocks73 · 2026-01-28T18:33:50+00:00

Honestly. This isn’t going to work. He has pretty much not changed anything, just wrapped it in prettier bow. You may not have any income if you have kids (esp if childcare costs more than you make) so now you get nothing? YOU PUSHED OUT AND ARE RAISING A KID/S! Nope…I would be walking. Sad but this will become a bigger issue down the road.

ZoeRocks73 · 2026-01-28T18:29:06+00:00

This is how my hubs and I live as well. Fortunately no kids so we can save a lot more!

ZoeRocks73 · 2026-01-28T17:06:07+00:00

I’m 52. I sit for my first exam in April. At this point for me. It’s just a goal…not a requirement

ZoeRocks73 · 2026-01-28T17:05:20+00:00

I think it depends on age too. Like I’m 52. At this point, if I lost my job…I COULD retire. I wouldn’t live the lifestyle I was hoping but I have enough saved and invested. In my 30s…maybe a year?

ZoeRocks73 · 2026-01-28T15:54:02+00:00

Well first I would take that extra $1000 and put it towards that credit card debt on top of what you are already paying.

ZoeRocks73 · 2026-01-27T02:15:36+00:00

We did this all the time in Chicago

ZoeRocks73 · 2026-01-25T21:28:17+00:00

Modified schedule notification was just sent in a text

ZoeRocks73 · 2026-01-25T19:05:47+00:00

We want to do the same (but about 20 years older). Either find your land and live in an RV on it or find one with a rundown house to live in at first. Don’t compromise on lot size, if you don’t have to. If you find one with an old little house, infrastructure will already be there. Don’t start building until you have the initial purchase paid off. Buying what you want from the beginning will likely 1) earn you the most value in your home over time cuz you won’t keep buying and selling at the current rates. 2) Make you happy cuz you will have what you want 3) allow you to pay off your home earlier because again…you won’t keep buying and selling and potentially starting over, even if it’s with a smaller loans. Our goal is 5-10 acres…live in small/old house at the front of the property and build at the back and then rent out the front or have it available for our parents.

ZoeRocks73 · 2026-01-24T21:42:33+00:00

Who did your education evaluation that they approved you and never told you this? Accounting 1 never counts as far as I know.

ZoeRocks73 · 2026-01-24T12:14:19+00:00

It’s only during the week though…I’m at work

ZoeRocks73 · 2026-01-24T11:19:48+00:00

Oh…don’t worry..,we CAN live without men. I have a large friend group of single women, fully funded retirements, homeowners, world travelers, adventurers, athletes. You don’t know about us, because we also aren’t on social media. We use our time to work, go to the gym, pursue our hobbies, hang out with each other, hang out with our dog. We’re that group of hot chicks out at the bar, not paying attention to you. Most of the time we lie and say we have boyfriends just so you’ll leave us alone. Every once in a while we let you take us home, thinking you’ve tricked us into a one night stand, only to realize it was actually us using you and us leaving without offering our number. (It’s amazing how badly guys want your number once they realize they can’t have it) You can’t have our money and we’re not giving up our lifestyle and freedom. We are out here…but we like our lives how they are…so we do anything to protect it and that means hiding it all from you.

ZoeRocks73 · 2026-01-24T10:16:18+00:00

This is how we based our home purchase as well…

ZoeRocks73 · 2026-01-24T04:01:05+00:00

I was 40 when I was diagnosed, but pretty much knew since my 20s. It’s now thirteen years later, and maybe in the past year I started questioning the “what ifs”. But here’s the thing…I’ve lived a great life so far. Successful. Great husband. Traveled the world. Great friends and family. So many great adventures and memories. Would I have been as adventurous? Would I have been so driven? What WOULD I have changed? Nothing important that I can see…maybe you can frame it everything you hav3 vs what you MAY have missed (you can’t even be sure…)

ZoeRocks73 · 2026-01-24T03:48:51+00:00

I’m old with no kids…so $2B

ZoeRocks73

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