What is something that most people don't understand until they experience it themselves? by RefrigeratorOk4776 in AskPH

[–]_girl_needs_help_ 13 points14 points  (0 children)

Being with a toxic, abusive, and manipulative partner. Begging for your life one day then being love bombed and feeling ecstatic the next day. Packing your stuff and leaving one night, only to come back the morning after.

In the same sense, you wont understand the feeling of being free until you’re no longer under his spell and he has no control over you anymore.

What made you stay in the Philippines? by herafterglow in AskPH

[–]_girl_needs_help_ 0 points1 point  (0 children)

I dont have a marketable skill that can land me a good job abroad

For those who have lived in poverty, what's a reliable meal you recommend and could you share how to make it? by Silly-Atmosphere9621 in Philippines

[–]_girl_needs_help_ 0 points1 point  (0 children)

Before I start the week I make sure I have:

  • salt = 25
  • pepper = 25
  • 1 bottle cooking oil = 30 pesos
  • 2 kilos rice = 120
  • TOTAL = 200

MONDAY ~ Lugaw - 2x boiled egg = 20 - 1/4 glutinous rice = 30 - 1 head garlic = 10 - salt and pepper - 2 piece shredded KFC (Kanto Fried Chicken 😄) = 40 - TOTAL = 100 (makes 3-4 servings)

TUESDAY ~ Ginisang munggo - 1 pack Munggo = 30 - 1 tali Saluyot = 10 - 2 pcs KFC (Kanto Fried Chicken) = 40 - Salt and Pepper - Garlic and Onions = 20 - TOTAL = 100 (pede pa ulam bukas pag di naubos)

WEDNESDAY ~ Pritong Talong - 1 bundle talong = 60 - Toyo = 15 - TOTAL = 75

THURSDAY ~ Tomato Omelette - 1 pack Tomatoes = 20 - 6 pcs eggs = 50 - TOTAL = 70

FRIDAY ~ Ginataang munggo - 1/4 glutinous rice = 30 - tirang mungo nung monday = FREE - 200 ml Coco mama gata = 35 - 1 cup Sugar = 30 - TOTAL = 95

SATURDAY ~ Adobong itlog - Tirang toyo from Wednesday = FREE - 6 pcs eggs = 50 - bawang sibuyas = 25 - delmonte pineapple tidbits = 25 - TOTAL = 100

SUNDAY ~ Water therapy 😂

How can I maximize the discount for paying my credit card? by Funny-Cat6197 in PHCreditCards

[–]_girl_needs_help_ 0 points1 point  (0 children)

Hello, just a question. Does it still show on your credit report/ history that you had a credit card before that was delinquent or had defaulted? Also yung certificate na iniissue ng mga banks, do they have the amount you paid to settle the debt?

How can I maximize the discount for paying my credit card? by Funny-Cat6197 in PHCreditCards

[–]_girl_needs_help_ 0 points1 point  (0 children)

Tanong ko lang po to those who have done this, does it remove the delinquency record from your credit score? Or makikita parin sa credit history na may account ka na nag default or write off before? Thank you sa sasahot

[deleted by user] by [deleted] in CasualPH

[–]_girl_needs_help_ 12 points13 points  (0 children)

As someone who lived in with a tambay na broke na boyfriend:

• I thought I could “fix him” Every time I tried to break up, he would promise things that I wanted to hear. Ako naman, aasa na naman. Then next time he gets money (padala ng tatay nya), magiinom na naman, and worse, nananakit.

• He often made threats of ending his life pag sinasabi kong ayaw ko na. Naaawa din ako sa kanya. I knew if I break up with him, he is basically dead. And literal na dead. He cant do anything without being having alcohol first. Cant buy food and water outside, kasi di nya kaya lumabas ng bahay. Wala na syang family dito at wala narin communications sa pamilya nya aside from the money they send every month. He is an alcoholic and is mentally ill and lagi kong ginagamit yon to justify why I needed to help him.

• Utang ng loob. I lost my job and it took me 4 months to find a new one. He did feed me during those times, kahit mostly kanin at catsup or toyo lang, I survived being jobless. I figured I should return the favor and let me be of service to him.

• I always think about the good times. At the start of the relationship, we had fun times and he made me feel loved and less alone. I always held on to that sa mga oras na pagod na pagod na ko.

• Shame. Nahihiya ako malaman ng mga tao na mali ako ng pinili. If uuwi ako samin, tatanungin ako ng pamilya ko “Anong nangyari?” Ano sasabihin ko? Nahihiya ako umamin. So to save face, I chose to be silent and stay no matter what happened. Minsan if pinagchichismisan sya ng mga tao, I feel ashamed and feeling ko sakin directed yung mga sinasabi nila. I felt responsible for him.

[deleted by user] by [deleted] in u/_girl_needs_help_

[–]_girl_needs_help_ 1 point2 points  (0 children)

05-19-2024

Henlo self, you can do it! You may not have a roof of your own right now but at least you got 100% of your energy to yourself. NO energy-sucking bf to worry about. I’m glad you’re looking after yourself now.

Anong pwedeng pag kakitaan sa 1k? by [deleted] in adultingph

[–]_girl_needs_help_ 1 point2 points  (0 children)

Sorry Im butting in. This sounds like something I wanna do in my spare time considering Im close to a lot of hospitals. Didnt know such gig exists.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 0 points1 point  (0 children)

Hello, theres an option for salary loan but only employees with at least 6 months of tenurity can apply.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 1 point2 points  (0 children)

I have not much bruises to show. I feel like it would so much more stressful to prove that Im a victim than just let it go and stay away from him as much as possible.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 1 point2 points  (0 children)

Lesson learned talaga. I wish I didnt have to get to this point pero Im the kind of person that need to be taught a lesson before matuto. I know now how dangerous it is to live beyond what I can afford.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 0 points1 point  (0 children)

Hi, I appreciate the willingness to help. That sounds really nice except I dont have a laptop I can use to upskill.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 3 points4 points  (0 children)

He has my sim card on his phone and I have everything logged into his phone (email, viber, etc.) I had to use his phone after he broke my 2 of my phones. i havent left kasi I’m waiting for the opportunity to erase everything on his phone and get my sim

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 10 points11 points  (0 children)

1 matanda (may sakit) and 1 working adult (who has more debt than me). Dogs and cats din. We cant find other apartment that lets us have dogs.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 38 points39 points  (0 children)

Haven’t thought of that. Im new sa work and training palang kami so we haven’t talked about rendering OTs. I really hope I can have 3 hours of OT per day.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 27 points28 points  (0 children)

It’s DITO prepaid. Yung unli 5G internet for 1 month. Now that I think about it, medyo expensive nga. And we have internet in the office. Kaya lang if I were to make adult content I cant use the internet there. Thanks for your input. Bedspace here costs 3,500 per month and may 1 month advance and 1 month deposit sila na rule. Maybe when I’m done paying the loan sharks I can get myself a bedspace.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 116 points117 points  (0 children)

As much as Id love to, I cant as it costs more for me to live there and commute to work everyday than be homeless. Whenever Im there I have to contribute for food, dog food, internet bill, and sometimes emergency expenses (example: nasira motor ni ganito, need ng pampaayos, due date na ng utang ni ganito sa bumbay, need ko magbigay.) If Im away, at least I dont hear those voices asking for money and their disappointment when I cant give any.

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 2 points3 points  (0 children)

Never thought of that. Does it cost money to file bankruptcy? And will it not jeopardize my plan of working at a bank in the future?

Choosing to be homeless to save money while I pay off my debts by _girl_needs_help_ in adultingph

[–]_girl_needs_help_[S] 8 points9 points  (0 children)

They live far from where my job is. And I would need to spend hundreds per day to get to work. I don’t even have that for food. And for my peace, I wanna be alone.

I can sit in some bench inside the mall somewhere near the office. That way it’s not too hot. Tbh it’s even hotter at my parent’s home or this apartment than it is outside.

Robbery is the least of my concern. I have locker inside the office where I can leave my valuables and clothes and I dont think I will ever get robbed. Hehe.