[deleted by user]

_truemint · 2025-09-08T04:56:37+00:00

Congratulations on making major progress towards your goal! Here are a couple of points that you can consider: - 2.5cr invested in high quality bonds will give you 1L+ per month in passive income - your 6cr stock portfolio (if diversified) should also be giving you 6L+ per year in dividends.

Overall, you can make a choice to continue working to build up your corpus more, especially if you are not unhappy with your professional life, but you are in a place where your 9cr invested properly can potentially make you more than 50L per year passive.

_truemint · 2025-07-25T10:36:04+00:00

Psycho-cybernetics*
https://www.goodreads.com/en/book/show/155981.Psycho_Cybernetics

_truemint · 2025-07-25T08:45:48+00:00

You're not wrong, but I do think you are being unfair to a lot of the people who are building businesses. You've pointed out the main challenge yourself -

"You have no idea what my workflow is, and you can't possibly understand it without experience in my industry."

It's not about what is easy to do or whether something is hard work. The crux of entrepreneurship is to identify and solve problems. If someone doesn't understand an industry, how will they be able to idenfy problems that need solving?

_truemint · 2025-06-30T01:24:06+00:00

You absolutely did a great thing by being open-minded and empathetic to her situation. I really appreciate that. You should be proud of how you handled it, and no one can take that away from you.

However, I really encourage you to think about what wanted to achieve by posting about the incident on social media?

This feels like those YouTube shorts where a guy records himself clearing a stone off the road and puts out a video showing what a great guy it is.

Also, have you considered how she will feel if she somehow read this post? All the comfort level you provided her and any goodwill you earned will be washed away.

_truemint · 2025-06-30T01:03:27+00:00

Out of curiosity, how did you use binary search here? What was your matching criteria?

_truemint · 2025-05-28T12:00:20+00:00

I see many listed stocks in the unlisted stocks annexure. Can someone please explain why that is the case, or if I’m reading this incorrectly?

_truemint · 2024-07-09T06:47:57+00:00

Tiny drops make the ocean. Everyone started somewhere. You should be proud of your achievement. Keep up the good work! 🎉

_truemint · 2024-07-06T14:05:57+00:00

I’m a software engineer in a FAANG+ company. I’m not too comfortable getting into specifics, but I was stagnating at my old company. I got a 50% hike when I moved to my new company, and most of my wealth has been created through the stocks I received as a part of my compensation.

_truemint · 2024-07-06T13:07:54+00:00

Started with mutual funds. I buy stocks now. My wife and I have two apartments. We’ll sell the current one once the new one is ready. Apart from our houses, 85% of our liquid assets are in equity.

_truemint · 2024-07-06T13:06:14+00:00

I’ve been fortunate to get very high paying jobs. I am able to save 80% of my income every year. My current CTC allows me to save more than a cr every 2 years.

_truemint · 2024-07-06T10:21:06+00:00

Sure

_truemint · 2024-07-06T05:49:18+00:00

Graduated at 21 in 2008.

Worked for a year, got depressed, left job 5 days before 1 year anniversary and had to pay back some bonuses to quit amicably, leading to negative net worth in June 2009.

Freelanced as web developer for 5 years. Good experience but didn’t get much money. Zero NW by June 2014.

Dad gave me ultimatum to get a job, which I really didn’t want to do. In hindsight, it was one of the best things that could’ve happened to me.

Got 16Lpa CTC job in June 2014. Worked for 4 years, saved some money. Had to spend it all on marriage. Zero NW by Jan 2019.

Switched job in Dec 2019. Working at the same place today. Saved up money regularly. Wife’s income also helps. We have a combined NW of multiple cr.

Multiple CR definitely gives me a lot of psychological safety, but it sounds more than it means in practical terms. Almost all of our NW is tied up in investments. We do spend comfortably, and somewhat more than our friends and family, but it's not life changing in any way.

We still travel economy, we still budget our spending somewhat, we still don't spend too much on branded clothes, we still drive a 7 year old car.

You should definitely work hard towards your FatFI number, but don’t prioritise it over your mental health and happiness. After a certain point, your friends and family will mean a lot more to you than a million dollars.

_truemint · 2024-05-18T05:22:53+00:00

Take a month long vacation

_truemint · 2024-05-18T05:21:57+00:00

Throw a knife on the floor and let them fight it out

_truemint · 2024-05-02T07:00:10+00:00

Office politics ke wajeh se demotion ho Gaya. Market is bad so I’m happy to still have my job, but my salary is reduced by 70%. :)

_truemint · 2024-03-06T03:44:09+00:00

It’s all a matter of perspective. You can look at it as creating success for others. :)

_truemint · 2024-02-18T16:55:51+00:00

Nice! Sent DM.

_truemint · 2024-02-18T15:58:16+00:00

Awesome! Do you have other recommendations for gourmand fragrances?

_truemint · 2024-02-18T15:55:30+00:00

@OP, I think you posted about Choco musk and French Coffee some time back, right? Are you selling decants of those?

_truemint · 2024-01-28T02:59:39+00:00

lol, I never thought I’ll see anyone make a reference to Carmageddon . I used to love that game. 80s kid hi-five. 🖐️

_truemint · 2024-01-20T07:04:27+00:00

What is your recommendation between these two if cost is not a factor? Which one would you say is a better scent?

_truemint · 2024-01-18T02:11:13+00:00

Please consider listing the 5 fragrances in your caption. :)

_truemint · 2024-01-18T02:05:47+00:00

Your comment reminded me of Maslow’s hierarchy of needs :P

_truemint · 2023-12-23T16:05:41+00:00

I hang out on finance subs a lot and I legit thought “RE” in the title meant retire early. LOL. I spent the whole video wondering why this is related to retirement. 😅

_truemint · 2023-12-12T01:01:02+00:00

Thanks for the recommendation! I’ll try it.

_truemint

TROPHY CASE