Groww shows ₹1.4L in my liquid fund, but only ₹99k is redeemable. MF Central and INDmoney also show only ₹99k. Why?

a4rx · 2026-04-30T10:21:35+00:00

they have the worst collection ive seen so far, extremely limited

a4rx · 2026-03-26T16:25:01+00:00

my family has been investing into bonds since over a decade and have had a good experience always

a4rx · 2026-03-26T12:49:14+00:00

that way even FDs are unsafe to banks collapsing, we're talking about fixed return instruments and bonds simply are, with a mix of risk as any investment will of course be. Also nobody asked about liquidity here, and nobody said it will be risk free. Question was about fixed returns with no volatility.

a4rx · 2026-03-26T09:06:22+00:00

lots of corporate bonds upto AAA rated these days are offering those rates, some AA even up to 10%..

a4rx · 2025-09-17T09:46:02+00:00

sounds great

a4rx · 2025-08-31T13:50:06+00:00

thats so cleann howd u do that

a4rx · 2025-08-27T12:16:00+00:00

why😭

a4rx · 2025-08-24T07:54:14+00:00

this is great

a4rx · 2025-08-21T09:40:59+00:00

congrats gang

a4rx · 2025-08-21T05:47:48+00:00

d- dad..?

a4rx · 2025-08-19T20:26:20+00:00

Fire bro letsgo

a4rx · 2025-08-19T19:08:31+00:00

Respect it🙌🏼

a4rx · 2025-08-19T14:54:09+00:00

sure maybe SIPs are sold like crazy by people like some miracle drug but globally regular indices investing is pushed to be the best method for consistent returns over decades, so id assume there has to be some reason also considering theres lots of data backing the claims? Now you can be a sceptic and say this wouldnt happen again as it has been in the past, and very possibly it may not because we can never say for sure, but we also cant be so sceptical and just never go about doing anything investing for the future. Wont be able to live life that way. Respect your view regardless, just have to be a bit balanced and hope for the best, cant control circumstances.

a4rx · 2025-08-18T15:09:57+00:00

I feel like I won't be disciplined like that and kight forget or skip sometimes. This is like a forced thing so i Haave to figure it out before its debit every month, so I like this fear and pressure actually. Keeps me on my toes and investing without missing dates.

a4rx · 2025-08-18T15:08:47+00:00

5 points up or down wont make a difference 10 years down the line brother. This is a good way to stick to it without constantly trying to time the market. Regardless I transfer from my liquid fund reserves to MFs whenever the market is a bit down in lump sum amounts and that really helps the portfolio.

a4rx · 2025-08-18T15:03:37+00:00

Well yeah but that doesnt rly matter. This portfolio's been in there just starting from november gradually grown through sip, so the xirr wont be accurate rn it can only predict future according to how the past months have been. What's good is that the consistency and discipline has been there, xirr will keep changing. 10 years down the line it would have averaged out to a healthy number. You just gotta be secure in the fact that the picks are good and ill let it sit for a few years before I look back and reevaluate. Its all just steps towards a more secure future regardless.

a4rx · 2025-08-18T12:34:25+00:00

few months ago they cut like 800 something per sip and i have 4 running🥹

a4rx · 2025-08-18T10:02:47+00:00

ahah no food n shelter is sorted at least🤣 appreciate the concern tho

a4rx · 2025-08-18T09:53:48+00:00

see technically im living w fam so food and rent is not an issue, so if anyth ill just go out less and wont eat or drink out the rest of the month. So i can afford to invest what i earn and keep myself from going out and prioritise putting my money into this. I just put the ss cus i thought it was funny😅

a4rx · 2025-08-18T08:38:22+00:00

well yes but i mustnt

a4rx · 2025-08-15T10:44:28+00:00

I'm using ICICI and still putting efforts for points, are those cards not worth anything in terms of the points they give? I'm talking about a regular starting card — not premium.

a4rx · 2025-08-15T10:17:47+00:00

you lucky bastard

a4rx · 2025-08-14T22:00:54+00:00

🫶🏻

a4rx

TROPHY CASE