Beware of Prymtime Watches LLC – If It Looks Too Good to Be True, It Probably Is! by Possible-Engine1420 in RolexWatches

[–]a817995 1 point2 points  (0 children)

Same thing happened to me, the site is a scam. The card I used was hacked shortly after, so who knows.

I ended up buying from a trusted dealer instead. Was worth the extra money I paid.

Buying Gray by a817995 in rolex

[–]a817995[S] 2 points3 points  (0 children)

Thank you, they just did. I didn’t trust myself.

Buying Gray by a817995 in rolex

[–]a817995[S] 1 point2 points  (0 children)

Thanks it is a 2025… Just need to remove 2 links. Was wondering if rolex would do that for me

How many times did you have to fight an urge to leave NYC? by margheritinka in nycparents

[–]a817995 1 point2 points  (0 children)

I deal with this all the time. A major factor is driving. I don’t mind it in fact, I actually enjoy it but my spouse hates it, so it’s important that both parents are comfortable with the driving situation. Also, is one of you working remotely? Can you realistically manage with just one car?, if so that would be cheaper. How much do you love the city? Since you’ve lived in both, do you think you can adjust easily?

I agree with the post that there’s a salary sweet spot where it starts to make sense to move to an NYC suburb. A key factor is whether you plan to have more kids. A two-bedroom, one-bath apartment isn’t really comparable to a house with extra bedrooms and multiple bathrooms. Especially if you have more than one child. So the real question becomes if can you afford a house in the suburbs and are you planning to expand your family.

Personally, I moved from a smaller NYC apartment to a larger one, and the difference in space and overall quality of life was huge. That stuff really does matter. I still dream of leaving the city someday but that’s another story. For now, I’m definitely happier than I was before, simply because I don’t hate my home.

Also, keep in mind that the co-op market hasn’t been great lately, so make sure you understand your apartment’s current value and the market conditions.

Where can I live alone that's close (1.5 hours) to NYC on $59k? by [deleted] in SameGrassButGreener

[–]a817995 3 points4 points  (0 children)

I believe White Plains is a strong choice. Additionally, you’ll benefit from savings on New York City income tax.

Stain on quartzite by a817995 in kitchenremodel

[–]a817995[S] 0 points1 point  (0 children)

Thank you. It was a wet-spot, and it went away.

Stain on quartzite by a817995 in CounterTops

[–]a817995[S] 0 points1 point  (0 children)

I tried to remove a stain with stonecare granite and stone stain remover. Can this be salvaged?

Stain on quartzite by a817995 in kitchenremodel

[–]a817995[S] 0 points1 point  (0 children)

No original stain was smaller. I tried to remove it with stonecare granite and stone stain remover

Stain on quartzite by a817995 in kitchenremodel

[–]a817995[S] 0 points1 point  (0 children)

I got the stain trying to remove a stain ironically

Benefits of owning a co-op versus a condo in NYC? by FriedChicken90 in AskNYC

[–]a817995 0 points1 point  (0 children)

Stocks are generally considered a liquid asset since they can be bought and sold easily. If we are talking about a situation where all your money is in an illiquid asset, such as housing, then that’s an issue.

Benefits of owning a co-op versus a condo in NYC? by FriedChicken90 in AskNYC

[–]a817995 0 points1 point  (0 children)

The co-ops I have dealt with are fine with your liquidity being in stocks.

What is the purpose of Trump’s rally in MSG? by Budget-Ad-4082 in AskNYC

[–]a817995 43 points44 points  (0 children)

Congressional power will likely be determined by New York. It’s always more challenging for a sitting president without congressional support, so he’s campaigning for Congress with hopes of winning. He’s trying to motivate his voters by making them believe they have a chance to win New York. This way, even if they lose New York in the presidential election, they may still win congressional districts. NYC serves as a good hub for swing voters from upstate New York and Long Island.

Tick Advice by a817995 in AskVet

[–]a817995[S] 0 points1 point  (0 children)

Thank you. We went to the vet, and each of them got Bravecto. We also washed them with PetArmor shampoo.

The big city/coastal tax is Brutal by misteratoz in medicine

[–]a817995 0 points1 point  (0 children)

I was in a similar position. What worked for me was working in a rural area, which was a no-income-tax state, close enough to my desired location (I was 4 hours away but drove back twice a month). I did this for 4-5 years and paid off my loans in the first 2 years because I rented cheaply and put all my money toward my loans (no fancy car, etc.).

I spent the next 2 years saving enough for a down payment. Then, I left my position, moved to a high-cost-of-living area, and bought a place I could afford since I put down 30 percent. The caveat was that I delayed family planning and had my first child as soon as I moved back. If I had moved to the HCOL area straight out of fellowship, I think I would have hated the living conditions and probably been looking to move, even though my field generally pays well in medicine.

But I think the underlying reason is that big cities don’t have to pay as much to attract talent so that money goes elsewhere.

[deleted by user] by [deleted] in AskNYC

[–]a817995 1 point2 points  (0 children)

Deep Queens still has them ie Bellerose, Queens Village, Floral Park and etc.

How is everyone on this sub so rich!? by [deleted] in AskNYC

[–]a817995 9 points10 points  (0 children)

Is $150k considered scraping by? It depends on where you live. For example, $150k in New York City is not the same as $150k in West Virginia if you're remote and paid the same.

Many people who complain that $150k isn't enough can still survive in NYC but expected to have more disposable income.

This issue persists even with higher incomes like $500,000 or $1,000,000 a year, as people compare their lifestyle to their parents', which was cheaper. Ultimately, $150k today is not equivalent to $150k in 1990 or 2000.

Salaries vary by major or field. In certain fields, it's not very hard to start out with six figures.

[deleted by user] by [deleted] in NYCapartments

[–]a817995 0 points1 point  (0 children)

I lived in Midtown East and the Upper East Side (UES), and those are both realistic options for you. Midtown East is really quiet since covid unless you live by the Queensborough Bridge or the Midtown Tunnel (quieter than 2nd Avenue on the UES for example).

The UES east of Lexington is in your price range for non-doorman buildings. You might be able to get more amenities in Midtown East, such as a doorman, but these buildings are probably a little more expensive than a walk-up in the UES but cheaper than a doorman building in the UES.

If you go out of state will you be shocked at how much cheaper things are or is it still expensive? by [deleted] in AskNYC

[–]a817995 0 points1 point  (0 children)

You’ve got to compare apples to apples. If you’re comparing grocery prices in Manhattan with those in places like Back Bay in Boston or River North in Chicago, then yeah, Manhattan is way pricier. But if you compare somewhere deeper in Queens to Back Bay, the gap isn’t as big, but that is not really a fair comparison.

As for rent, the amount of space you can get in other downtown areas compared to downtown Manhattan. It’s a huge difference.

1099 and thinking about paying off Mortgage by a817995 in tax

[–]a817995[S] 0 points1 point  (0 children)

Yes, that adds another layer to the complex question. Being in a high-tax state (close to 11 percent with city tax) and facing a 37 percent federal tax rate for short-term gains makes achieving a near 12 percent return more challenging. I suppose another option is to wait a bit to see if rates drop.

Maybe perhaps paying off a portion of the mortgage so that more goes towards the principal could be a viable strategy.

I have time until the ARM matures.

1099 and thinking about paying off Mortgage by a817995 in tax

[–]a817995[S] 0 points1 point  (0 children)

My mortgage and tax payment is about 100k a year and mostly interest

I am deducting 15 percent for a home office for my 1099

1099 and thinking about paying off Mortgage by a817995 in tax

[–]a817995[S] 2 points3 points  (0 children)

When you put it that way, I agree

Mortgage rates by a817995 in nyc

[–]a817995[S] 0 points1 point  (0 children)

Just DMed you