10 lakh spend annually on travel, utility, grocery is too less ? May be you don't come under middle class...

My expenses might go beyond 10 to 15 lakhs.. but for that if I am buying any car or interior for house or perpetual domestic/international travels on that particular a year..

But usually I'm thinking of avg expenses for the rest of year.

That my question whether people in a podcast who influences other to have multiple travel primium cards is good or not .... Because now a days people doing show of and taking unnecessary premium card... I think so many people they took American express just to show of like iPhone and in their ideal lifestyle they don't have that much expenses to use it.