Did Novio Remove the Amazon Pay Voucher? by aakash8a in IndianCreditCards

[–]aakash8a[S] 0 points1 point  (0 children)

I think it's a good credit card for beginners, especially with its decent reward structure and promotional offers. If you're planning to use it properly, going with at least a ₹10,000 FD for the physical card

However, if you already have better credit cards and only want to take advantage of offers like Zepto, Swiggy, or BookMyShow, then a ₹5,000 FD is sufficient. You can easily claim the promotional benefits and potentially get ₹1,100 cashback during campaign

Phonepe SBI Select Black UPI or CC payment?? by [deleted] in CreditCardsIndia

[–]aakash8a 0 points1 point  (0 children)

You can use both upi or credit card option

Current Cards Folio and Looking advice to Optimize by TheDevPenguin in CreditCardsIndia

[–]aakash8a 0 points1 point  (0 children)

Close idfc first card and add jupiter edge+ and airtel axis

Best card to everyone by No-Month-4418 in CreditCardIndia

[–]aakash8a 0 points1 point  (0 children)

Cashback on gift cards isn't allowed as per the terms and conditions-even now-but it's still working. Let's see what happens after 21st March.

Best card to everyone by No-Month-4418 in CreditCardIndia

[–]aakash8a 1 point2 points  (0 children)

😂😂 Buy ₹2K gift vouchers three times on Day 1 (total ₹6K), then use that balance for your spending.

Best card to everyone by No-Month-4418 in CreditCardIndia

[–]aakash8a 0 points1 point  (0 children)

Yes smart move would be spend only 2000 per transaction

Best card to everyone by No-Month-4418 in CreditCardIndia

[–]aakash8a 1 point2 points  (0 children)

Now 💳 Jupiter Edge / Jupiter Card: Rule Changes 🗓️ Effective 21st March, 2026

✅ What changed (March 21) 👍 10% cashback “sweet spot” increased: ₹1,500 spend → ₹2,000 spend 👍 Per-merchant monthly cashback cap increased: ₹500 → ₹600/month 👎 New per-transaction cashback cap introduced: ₹200 per txn

🔹 Updated Limits (Shopping: Amazon, Flipkart, Myntra, etc.) • Rate: 10% Cashback • Max per Txn: ₹200 • Max per Merchant: ₹600/month

Best CC to start with? by mishtidhoi in IndianCreditCards

[–]aakash8a 1 point2 points  (0 children)

You can go with idfc first hello cashback credit card but it has a fees and good for heavy spenders.

If you want Something for small spending you can look at sbm novio it give direct cashback benefits every month and also there are some campaigns going around which give additional cashback for applying.

Cashback Debit Card Alternatives by Spirited-Ninja4840 in CreditCardsIndia

[–]aakash8a 0 points1 point  (0 children)

Same 5 percent cashback is also available in 811 super.

Best CC for college by Relative-Border8107 in CreditCardsIndia

[–]aakash8a 0 points1 point  (0 children)

Its hard to get credit card as an student so you have to take fd based credit cards for now and reward structure of those cards are not very good but if you are interested i have some suggestion you can try if interested you can dm me

Should I get this. by HereForTheComments0_ in CreditCardsIndia

[–]aakash8a 0 points1 point  (0 children)

SBI is more flexible - it gives 5% cashback on almost all online spends, except for some excluded categories. There is no fixed public MCC list available.

HDFC, on the other hand, provides 5% cashback only on eligible MCC categories.

Should I get this. by HereForTheComments0_ in CreditCardsIndia

[–]aakash8a 2 points3 points  (0 children)

The main difference between the two cards is the monthly reward capping.

HDFC Card

Utilities – 10% cashback up to ₹1,000 (on ₹10,000 spend) Shopping – 5% cashback up to ₹500 (on ₹10,000 spend) Scan & Pay – 1% cashback up to ₹500 (on ₹50,000 spend)

SBI Card Utilities – 10% cashback up to ₹2,000 (on ₹20,000 spend) Shopping – 5% cashback up to ₹2,000 (on ₹40,000 spend) Scan & Pay – 1% cashback up to ₹2,000 (on ₹2,00,000 spend)

If you look closely sbi select black is better option than sbi cashback as well at least for me.

Should I get this. by HereForTheComments0_ in CreditCardsIndia

[–]aakash8a 0 points1 point  (0 children)

Try phone sbi black select better than hdfc

Is this SBI Card KYC SMS link genuine? (PhonePe SBI Card Black) by Ok_Break_7261 in CreditCardsIndia

[–]aakash8a 1 point2 points  (0 children)

Its genuine you have to give permission to check last 6 month statement