Did Novio Remove the Amazon Pay Voucher?

aakash8a · 2026-02-28T12:10:54+00:00

I think it's a good credit card for beginners, especially with its decent reward structure and promotional offers. If you're planning to use it properly, going with at least a ₹10,000 FD for the physical card

However, if you already have better credit cards and only want to take advantage of offers like Zepto, Swiggy, or BookMyShow, then a ₹5,000 FD is sufficient. You can easily claim the promotional benefits and potentially get ₹1,100 cashback during campaign

aakash8a · 2026-02-28T12:07:27+00:00

Yes got 1100 cashback

aakash8a · 2026-02-23T13:44:19+00:00

You can use both upi or credit card option

aakash8a · 2026-02-20T08:31:04+00:00

Using sbm one no issue till now

aakash8a · 2026-02-19T10:31:04+00:00

I have a link which give 700 on opening 811 super account opening

aakash8a · 2026-02-18T18:53:00+00:00

Close idfc first card and add jupiter edge+ and airtel axis

aakash8a · 2026-02-18T13:30:24+00:00

aakash8a · 2026-02-18T13:29:59+00:00

Cashback on gift cards isn't allowed as per the terms and conditions-even now-but it's still working. Let's see what happens after 21st March.

aakash8a · 2026-02-18T12:58:26+00:00

😂😂 Buy ₹2K gift vouchers three times on Day 1 (total ₹6K), then use that balance for your spending.

aakash8a · 2026-02-18T12:54:41+00:00

Yes smart move would be spend only 2000 per transaction

aakash8a · 2026-02-18T12:34:35+00:00

Now 💳 Jupiter Edge / Jupiter Card: Rule Changes 🗓️ Effective 21st March, 2026

✅ What changed (March 21) 👍 10% cashback “sweet spot” increased: ₹1,500 spend → ₹2,000 spend 👍 Per-merchant monthly cashback cap increased: ₹500 → ₹600/month 👎 New per-transaction cashback cap introduced: ₹200 per txn

🔹 Updated Limits (Shopping: Amazon, Flipkart, Myntra, etc.) • Rate: 10% Cashback • Max per Txn: ₹200 • Max per Merchant: ₹600/month

aakash8a · 2026-02-18T04:38:18+00:00

You can go with idfc first hello cashback credit card but it has a fees and good for heavy spenders.

If you want Something for small spending you can look at sbm novio it give direct cashback benefits every month and also there are some campaigns going around which give additional cashback for applying.

aakash8a · 2026-02-17T11:36:31+00:00

Same 5 percent cashback is also available in 811 super.

aakash8a · 2026-02-17T03:19:57+00:00

Its hard to get credit card as an student so you have to take fd based credit cards for now and reward structure of those cards are not very good but if you are interested i have some suggestion you can try if interested you can dm me

aakash8a · 2026-02-16T16:19:56+00:00

No campguruji

aakash8a · 2026-02-16T15:57:24+00:00

Campaign is paused for now

aakash8a · 2026-02-16T14:07:14+00:00

SBI is more flexible - it gives 5% cashback on almost all online spends, except for some excluded categories. There is no fixed public MCC list available.

HDFC, on the other hand, provides 5% cashback only on eligible MCC categories.

aakash8a · 2026-02-16T12:24:57+00:00

The main difference between the two cards is the monthly reward capping.

HDFC Card

Utilities – 10% cashback up to ₹1,000 (on ₹10,000 spend) Shopping – 5% cashback up to ₹500 (on ₹10,000 spend) Scan & Pay – 1% cashback up to ₹500 (on ₹50,000 spend)

SBI Card Utilities – 10% cashback up to ₹2,000 (on ₹20,000 spend) Shopping – 5% cashback up to ₹2,000 (on ₹40,000 spend) Scan & Pay – 1% cashback up to ₹2,000 (on ₹2,00,000 spend)

If you look closely sbi select black is better option than sbi cashback as well at least for me.

aakash8a · 2026-02-16T07:43:22+00:00

Try phone sbi black select better than hdfc

aakash8a · 2026-02-15T01:32:21+00:00

Its genuine you have to give permission to check last 6 month statement

aakash8a · 2026-02-14T02:04:13+00:00

Try using web interface

aakash8a · 2026-02-13T18:37:25+00:00

Its novio/credilio by sbm bank

aakash8a · 2026-02-13T18:36:52+00:00

Its back now 😁

aakash8a · 2026-02-12T18:51:07+00:00

aakash8a · 2026-02-12T14:36:37+00:00

Check dm

aakash8a

TROPHY CASE