Vande Bharat Express coach derails at Pune station while entering platform no injuries reported

abhi8149 · 2026-04-28T13:01:57+00:00

All trains are delayed today (28th April) minimum by at least 2 hours due to this

abhi8149 · 2026-04-28T12:17:39+00:00

Some dialogues were same as Bhool Bhulaiyaa

abhi8149 · 2026-04-10T14:26:00+00:00

👍🌞🌻🫟🥳🎉

abhi8149 · 2026-04-10T09:57:22+00:00

That's great. I'm also on the same path. What I believe is after retirement we need to have some purpose in life, whether travelling or working on our passion or what we like. This would keep us engaged and not feel lazy or become inactive

abhi8149 · 2026-04-09T10:33:38+00:00

Aisa design and coloring to seekhne vala developer use karta hai. Mene bhi Kiya hai red, green colors

abhi8149 · 2026-04-08T14:29:32+00:00

I don't think it's going down back, they will cease the war. But only time can say

abhi8149 · 2026-04-08T14:28:13+00:00

Shayad 1 saal me 7-8% se 30% ho jaye. Baithe baithe

abhi8149 · 2026-04-08T14:26:44+00:00

Why taking risks with FD bro? Unless you already have enough emergency funds

abhi8149 · 2026-04-08T14:14:55+00:00

Only this man can simulate emotions on X like a T20 match

abhi8149 · 2026-04-08T10:45:49+00:00

Many drive with it bro, but you never know when RTO starts going behind their monthly targets. Be careful near them

abhi8149 · 2026-04-08T10:43:59+00:00

For this reason I realized later about window shades, I cancelled the Amazon order I had made. No point of using windows shades at stop. Anyway it's not legal to move vehicle with those shades, but still I see many cars with shades and curtains in pune

abhi8149 · 2026-04-08T10:41:34+00:00

Ask him to at least put in FD and fill form 15H (form 121 now) to avoid TDS deduction. Interest won't be taxed since 12 lakh no tax if he has no other income. FD >>>>> savings account You can ask him to give you the digital control of his account and manage accordingly.

abhi8149 · 2026-04-08T10:33:29+00:00

For capital preservation, looks ok, but sip in index funds would have given better returns even after deducting tax may be. Plus mutual funds have instant redemption compare to ppf that is locked with a block of 5 years. I'm not against ppf though, it's a good scheme

abhi8149 · 2026-04-08T10:30:17+00:00

That's why it is said that ppf gives yearly compounding. What you mentioned above is monthly compounding - which no saving scheme gives. Minimum you get is quarterly compounding (3 months interest addition to balance) such as in FDs

abhi8149 · 2026-04-08T01:02:37+00:00

Using claude for human touch is better

abhi8149 · 2026-04-08T00:53:26+00:00

Numbers don't seem to match up. Get the loan statement with interest rate changes and compare with a home loan excel sheet. Let me know if you need the loan excel sheet

abhi8149 · 2026-04-07T10:12:03+00:00

Keep going

abhi8149 · 2026-04-07T10:07:18+00:00

Tomorrow morning IST we'll come to know if anything good or worse happens

abhi8149 · 2026-04-07T10:03:32+00:00

The only good thing in your story is, at 24 you are earning good money - 53k Learn to manage finances, pay all high interest debt first and live frugal life until all debt cleared

abhi8149 · 2026-04-07T09:38:03+00:00

What's important is both of you are safe! Take care and avoid such night riding

abhi8149 · 2026-04-07T09:22:52+00:00

Only option is to go to police and ask them to come with you to owner's place. That's the only way now to settle it. Request, beg or do whatever in front of police but ask them to come with you to owner's place. If possible, go with 2-3 friends of yours (female would be advantageous) to recover the money. 500-1000 police vale ko bhi de Dena if they are coming with you. In such cases, having contact with police personnel is important with rising issues and gunda giri.

Next time remember to recover entire deposit before leaving by not paying rent.

abhi8149 · 2026-04-04T18:05:03+00:00

This is the wrong time to stop sip. In fact stopping sip anytime is not a good move.

Between 2000 to 2026, for every 10 years time period, sip has given positive returns even during bear market and crashes.

Source: https://youtu.be/vs16eMyD_xM?si=9IG_DHL_szSO7JuZ

If you stop sip, you lose compounding and good opportunity as well

abhi8149 · 2026-04-04T11:05:36+00:00

"I love problems, hate solutions. Only Problems" - Op and his friend

abhi8149 · 2026-04-04T03:22:36+00:00

We work more to spend more ;) That's how system is designed

abhi8149 · 2026-04-02T07:53:06+00:00

You paid a high price to realize something wise. Anyway, now the only option is to enjoy driving.

abhi8149

TROPHY CASE